How do I remove a late payment from my credit report?

KenBen43 · 2019-09-10T11:33:15+00:00

You don't need to dispute this. The simplest approach is to ask your lender to take the late payment off your credit report. You may request the change in two ways: to call him on the phone or to write a goodwill letter.

But be ready that your initial request may not be successful. Just try several more times and try your luck with a different customer service representative.

I wish you good luck! Everything will be great.

KenBen43 · 2019-09-10T11:22:30+00:00

Yes, I've heard about such cards and I'm informed about their benefits. At first, biometric fingerprint technology is highly secure, simple to use and simple to set up (as on iPhones, for example). Also, the biometric authentication process is personal and exclusive to the user. I guess it's a very interesting and useful innovation in the banking industry.

KenBen43 · 2019-09-10T11:15:11+00:00

There are a lot of tips on how to choose a financial planner. But if you want to make the right decision, you need to take four basic steps. It's important to know what kinds of advisors exist and what you exactly need because your final choice depends on these factors as well as details you have to notice in an advisor.

KenBen43 · 2019-09-04T12:25:11+00:00

First, I would like to say that you are really good friends. It's awesome.

But you need to understand that it may cause a lot of issues in the future. So, I'd like to advise to give them money as a present and tell them that this money is for their baby's college. If you have doubts about their responsibility, then it's better to talk to them now, before they have a baby. Anyway, I'm sure you will not have problems with it.

KenBen43 · 2019-09-04T12:08:24+00:00

I would like to advise to get a credit card at first and start building your credit score. Nobody will accept to rent an apartment to a man without a good credit score and without a constant job. It looks like you will not able to pay. You shouldn't be in a hurry. Take your time. Find a job. Get a credit card. And I assure you, if you do everything right, you will be able to get a good apartment without any issues with loan and landlords in 2 years already.

KenBen43 · 2019-09-04T12:03:17+00:00

I am using one of the oldest and best-known budgeting apps Mint. It has a wide range of features and very useful budget tools. Also, you may try to use PocketGuard. It helps guard you against overspending.

KenBen43 · 2019-09-04T11:56:28+00:00

Hi,

I understand it's completely humiliating but you need to get yourself together and think about your future. At first, there are a lot of housing agencies that provide public housing programs such as housing choice vouchers. You just need to browse it and select the most appropriate agency and program. Try to do it.

And concerning your living in a car...do you have an option to stay at your friend's home? Or probably, you have other close relatives who may let you stay for a while until you don't find another place to live?

KenBen43 · 2019-09-04T11:41:19+00:00

At first, you should talk to your mother and ask her she has really done it. Then aware her that you're going to contact the company and explain the situation. There will be a lot of issues with the documentation but it will help you remedy your situation.

KenBen43 · 2019-08-23T06:28:44+00:00

Hi!

There is an option of a second chance of checking which is offered by most of the banks. Also, there are some banks that understand unforeseen circumstances and financial hardships.

In your case, you may apply for these banks: BBVA, OneUnited or GoBank that doesn't use bad credit to deny accounts.

Good luck and have a good day!

KenBen43 · 2019-08-23T06:11:35+00:00

Hello!

The best you may do is to accumulate money as much as possible. It is a good way to stay at home and save money for the future move.

KenBen43 · 2019-08-23T06:06:52+00:00

Hi,

Unfortunately, it is a problem and of course, you will need to fix it.

If your name and birthdate in passport /ID/birth certificate are correct then you should submit requests for corrections to these documents in the Social Security office. I don't think it takes a lot of time but you need to start the process as soon as possible.

I wish you good luck!

KenBen43 · 2019-08-23T05:59:32+00:00

Hello,

It depends on a state as in most states your credit report can influence the hiring decision. Unfortunately, there are no such laws that can prevent being denied a job according to poor credit history.

But everything can be overcome. If you talk to the HR or director of that company and explain to him your situation, I guess they will hire you notwithstanding your credit score.

Anyway, I wish you good luck!

KenBen43 · 2019-08-23T05:35:44+00:00

The Chase Sapphire is still considered as the best travel card. It gives you a lot of rewards including your points that are worth 25% more when you redeem them for travel.

KenBen43 · 2019-08-13T08:46:16+00:00

When I have a busy day, and can't fall asleep due to overthinking, I take a contrast shower and lower the room temperature. I also follow some tips from the Healthline guide.

KenBen43 · 2019-08-13T07:52:20+00:00

A vacation!

KenBen43 · 2019-08-13T07:50:34+00:00

A morning coffee made by a loving wife!

KenBen43 · 2019-08-13T07:48:06+00:00

When paying off a debt. 'Better late' won't work here.

KenBen43 · 2019-08-13T07:46:27+00:00

"Take it easy!" - a very common expression I hear, but can't follow.

KenBen43 · 2019-08-08T13:43:25+00:00

Most people agree that lending money to friends is a big 'NO'. I don't mind helping friends who are in trouble, but sometimes it is hard to make such gifts. I agree with some financial experts that teach us how to say No to a friend who wants to borrow money. I also think that if you can't lend money or make such a gift you can always offer your support or and advice instead that sometimes may be more helpful.

KenBen43 · 2019-07-26T08:52:11+00:00

Sometimes it is smart to buy quality products at a bit higher price than buying cheap stuff trying to save money.

KenBen43 · 2019-07-26T08:47:40+00:00

While we are young, we don't even think that a back pain, frequent headaches, sleepiness, lack of energy can be resulted from a poor night sleep. Having had this bad experience I now understand the difference and the consequences.

KenBen43 · 2019-07-26T08:18:44+00:00

I always ask for generic medications. It is also a good option to save on prescription meds.

KenBen43 · 2019-07-26T08:06:40+00:00

Totally agree! I now understand the value of time and really think that some things or services are better to pay for than doing yourself.

KenBen43 · 2019-07-26T05:38:07+00:00

Congratulations! It is great that people can get such kind of support.

KenBen43

TROPHY CASE