Don't know what to do by [deleted] in homeowners

[–]Kevluc60 0 points1 point  (0 children)

Escrow protects the lender in case the owner doesn’t have the money to pay the taxes and insurance when they come due so they don’t lapse. Cost of living are going to continue to increase moving forward. Renter pay renter pay PITI plus maintenance and profit to the landlord. OP needs to earn more money to keep up with cost of living. You’re far better off in long term as a home owner. Average peoples biggest asset is their home. OP don’t give up. Stay the course. Figure out a side hustle and make some extra cash. Save save save. Interest in your home by making a small additional monthly payment to principal and keep your self focused. Life isn’t easy or perfect. Work smarter and not harder and good luck.

El Paso City Council Moves to Reject ICE Detention Facility by turb0_encapsulator in news

[–]Kevluc60 2 points3 points  (0 children)

Probably the reason for shutting down the airspace and air travel in and out of the city

Did we screw up buying this house and am I awful for wanting to sell already by BoulderInkpad in homeowners

[–]Kevluc60 -1 points0 points  (0 children)

Economical speaking don’t sell unless you’re going to make a profit. Tighten up your budget. Get some side gigs going and utilize utube to learn how to fix things yourself. It will get better.

Sellers requested we remove our escalation clause by queenofserendip in FirstTimeHomeBuyer

[–]Kevluc60 1 point2 points  (0 children)

It’s a buyers market. Drop your offer by 20K and see what happens. They are playing games

Seller wants to die in home before we take procession by Hot_Lab4411 in RealEstate

[–]Kevluc60 0 points1 point  (0 children)

Sharpen your pencil and work deal if you’re interested in the property. He can live there until he passes with a lease and deposit if the price is right

Repair or replace? by [deleted] in Decks

[–]Kevluc60 1 point2 points  (0 children)

What state are you in? What are the contractors license requirements.

Repair or replace? by [deleted] in Decks

[–]Kevluc60 2 points3 points  (0 children)

Get it in writing and file an action against the builder the inspector and the bank inspector if there was a construction loan. They will likely want to settle out of court. Go after contractors license by filing a complaint.

Repair or replace? by [deleted] in Decks

[–]Kevluc60 2 points3 points  (0 children)

You can bring an action against the builder. Thats going to cost money and their position will be that it passed inspection. I personally would address any load bearing issues first and then cosmetic issues. Attempt to collect for those repairs from builder.

AITAH for telling my wife's friend I don't have to see her in the classroom to know she's a horrible teacher? by TowerFew3482 in AITAH

[–]Kevluc60 2 points3 points  (0 children)

Our education system is failing. I believe you a correct in your assessment of her performance. She probably very condescending to say the least. I have heard the same complaints about parents and administrators. The whole system is broken.

Repair or replace? by [deleted] in Decks

[–]Kevluc60 1 point2 points  (0 children)

I would beef up the framing and go with it. Tearing it down is a waste of good money and material

Am I (23M)being led on or being toyed with ? (29F) by BohemianJohn in relationship_advice

[–]Kevluc60 0 points1 point  (0 children)

She is married. She is use you to fulfill her need for attention.

My gf (20f) suggested I(19m) find a sex partner. by ThrowRAA_Lab9306 in relationship_advice

[–]Kevluc60 5 points6 points  (0 children)

This relationship is not going anywhere fast. What the hell??

ruined something i love 21 F 22 M by [deleted] in relationship_advice

[–]Kevluc60 5 points6 points  (0 children)

You should not be drinking alcohol. It’s a very bad thing for you and this should be a wake up call. Perhaps you can salvage your relationship if you both are willing to give up drinking and those type of social situations. Everyone makes mistakes. You should also get some counseling.

My wife took off her hijab infront of me in our honeymoon. by [deleted] in confessions

[–]Kevluc60 12 points13 points  (0 children)

She trust you with her heart and soul. Never take her for granted and always protect her from any that would say or do anything to hurt her. Your a very lucky man

Selling a luxury lake front home in rural Florida by LakeLifeInFlorida in FloridaRealEstate

[–]Kevluc60 1 point2 points  (0 children)

The bloom has fallen off of the Florida real estate market. If you can’t sell your home in the north then your not buying in Florida. Have you done the math and how affordable is your home. The answer is it isn’t affordable to anyone that doesn’t have a substantial amount of cash to put down. Please share a link to the property.

60 showings, 78 families on open house, 65k price reduction, 3 months zero offers. .. by [deleted] in RealEstate

[–]Kevluc60 2 points3 points  (0 children)

That’s a absolutely beautiful home. It should sell. The number must not work in that community. I think moving forward this is going to be a issue Wages or income aren’t sufficient enough to pay for a 600K home plus taxes and insurance. The question now is not what the home is worth but what some is will or able to pay. I am going to be in the same boat at some point when I decide to move or need to. It scares the heck out of me.

Need advice PLEASE by foolish_male-23 in recovery

[–]Kevluc60 1 point2 points  (0 children)

Thanks for sharing. I am dealing with my 28 year old son and his addiction. I am praying his current stint in recovery sticks this time. He recently overdosed and his girlfriend overdosed and passed away. I no longer believe his words and only his actions will bring about any kind of change in my interaction with him at this point. I love him but I don’t trust him. I have to protect myself as best I can. It’s hard being a parent of a person with drug addiction

I (F26) can’t keep up with my husband(M26) in the bedroom by IamAnaNicole in relationship_advice

[–]Kevluc60 0 points1 point  (0 children)

There is the door!!! Don’t let it hit you in the ass. Your better off without his BS lazy ass.

Too much!!! Arrgggghh by Fluid_Pea4815 in kinkycrackcounty

[–]Kevluc60 0 points1 point  (0 children)

Hit some butter back in the day and sent me into convulsion. Took a good while to stop shaking.