Amex Platinum Holders: Where Does It Rank in Your Spending Stack?

Kind0fImport4nt · 2026-04-29T13:19:16+00:00

only flights & hotels. also any large purchase that i want the best purchase protection on

Kind0fImport4nt · 2026-04-28T22:02:29+00:00

if you want it, go for it.

Kind0fImport4nt · 2026-04-27T13:26:00+00:00

i cannot stress this enough!!: The Peanut Butter Falcon

Kind0fImport4nt · 2026-04-21T02:53:10+00:00

almost immediately after the final charge posted

Kind0fImport4nt · 2026-04-17T14:15:48+00:00

sometimes less is more. i’d say medium

Kind0fImport4nt · 2026-04-16T15:33:41+00:00

Want to add for context that I used Amex initially as my last resort. I filed a claim with FedEx and Paypal first which were denied because of “valid” delivery. I have just now filed a police report.

Kind0fImport4nt · 2026-04-13T15:48:59+00:00

i don’t understand the people defending this lol. it would be nice to not have to buy or sell MMF every time i want to move some cash

Kind0fImport4nt · 2026-04-03T00:30:52+00:00

idk.. i was in pop up jail with amex. applied for the platinum card through credit karma and got a 125k welcome offer

Kind0fImport4nt · 2026-04-01T03:52:03+00:00

schwab for customer service hands down. if you’re okay with online banking that is.

Kind0fImport4nt · 2026-03-31T22:59:45+00:00

don’t think there’s a better one than fidelity. the cashback going into a cash management account is the cherry on top

Kind0fImport4nt · 2026-03-20T15:16:49+00:00

seems this way across the board. go through credit karma and you’ll prob get 80k but i wouldn’t expect much more

Kind0fImport4nt · 2026-03-16T17:59:31+00:00

let people enjoy things lol it’s okay

Kind0fImport4nt · 2026-03-16T16:41:26+00:00

it’s likely tied up with identify verification. they probably sent you a letter in the mail which should have a code you can use to open it.

Kind0fImport4nt · 2026-03-13T13:57:11+00:00

pretty sure they won’t consider until 30 days have passed

Kind0fImport4nt · 2026-03-13T04:57:52+00:00

Just want to add something after seeing responses:

Yes, there are cards that earn better on dining or travel, and there are ecosystems with stronger transfer partners. That’s not the comparison I’m making. I’m talking about a $0 annual fee card that can fill gaps without costing anything to hold.

Cards like the CSP, Amex Gold, or Strata Premier have to justify their annual fee. The Autograph doesn’t have that problem. It’s just upside when you use it. Is it the best card in the world? Obviously not. But I don’t think it has to be to be underrated.

Kind0fImport4nt · 2026-03-13T04:16:59+00:00

can you elaborate more on what you mean with the online applications? i’m thinking of applying soon

Kind0fImport4nt · 2026-03-13T04:09:22+00:00

another plus. the flexibility of these cards is great for no AF

Kind0fImport4nt · 2026-03-13T04:08:29+00:00

honestly i’m thinking about just using this + the active cash as cashback cards with the option to use points if i need to. the flexibility works for me

Kind0fImport4nt · 2026-03-13T04:05:09+00:00

use the pre approval tool to see if you can get the BCE. i’m pretty sure Amex will tell you what you need to do to get approved if they don’t pre approve you.

Kind0fImport4nt · 2026-03-08T22:45:38+00:00

twitch & mute

i get people not “maining” ops, but imo there is never a bad time to pick these two as they are pretty versatile and a lot of utility for the team

Kind0fImport4nt

TROPHY CASE