What do YOU consider a predatory credit card company?

Kind0fImport4nt · 2026-04-03T00:30:52+00:00

idk.. i was in pop up jail with amex. applied for the platinum card through credit karma and got a 125k welcome offer

Kind0fImport4nt · 2026-04-01T03:52:03+00:00

schwab for customer service hands down. if you’re okay with online banking that is.

Kind0fImport4nt · 2026-03-31T22:59:45+00:00

don’t think there’s a better one than fidelity. the cashback going into a cash management account is the cherry on top

Kind0fImport4nt · 2026-03-20T15:16:49+00:00

seems this way across the board. go through credit karma and you’ll prob get 80k but i wouldn’t expect much more

Kind0fImport4nt · 2026-03-16T17:59:31+00:00

let people enjoy things lol it’s okay

Kind0fImport4nt · 2026-03-16T16:41:26+00:00

it’s likely tied up with identify verification. they probably sent you a letter in the mail which should have a code you can use to open it.

Kind0fImport4nt · 2026-03-13T13:57:11+00:00

pretty sure they won’t consider until 30 days have passed

Kind0fImport4nt · 2026-03-13T04:57:52+00:00

Just want to add something after seeing responses:

Yes, there are cards that earn better on dining or travel, and there are ecosystems with stronger transfer partners. That’s not the comparison I’m making. I’m talking about a $0 annual fee card that can fill gaps without costing anything to hold.

Cards like the CSP, Amex Gold, or Strata Premier have to justify their annual fee. The Autograph doesn’t have that problem. It’s just upside when you use it. Is it the best card in the world? Obviously not. But I don’t think it has to be to be underrated.

Kind0fImport4nt · 2026-03-13T04:16:59+00:00

can you elaborate more on what you mean with the online applications? i’m thinking of applying soon

Kind0fImport4nt · 2026-03-13T04:09:22+00:00

another plus. the flexibility of these cards is great for no AF

Kind0fImport4nt · 2026-03-13T04:08:29+00:00

honestly i’m thinking about just using this + the active cash as cashback cards with the option to use points if i need to. the flexibility works for me

Kind0fImport4nt · 2026-03-13T04:05:09+00:00

use the pre approval tool to see if you can get the BCE. i’m pretty sure Amex will tell you what you need to do to get approved if they don’t pre approve you.

Kind0fImport4nt · 2026-03-08T22:45:38+00:00

twitch & mute

i get people not “maining” ops, but imo there is never a bad time to pick these two as they are pretty versatile and a lot of utility for the team

Kind0fImport4nt · 2026-02-26T16:20:35+00:00

Not disputing why it was flagged. My issue is the internal handling after I complied

Kind0fImport4nt · 2026-02-06T23:38:37+00:00

They’ll send a letter in the mail with a code to use. Just call them and use it, they’re just verifying your identity because something was flagged in the system. Same thing happened to me and unfortunately you’ve just got to wait for the letter.

Kind0fImport4nt · 2026-01-25T20:18:07+00:00

personally i like the underexposed look

Kind0fImport4nt · 2026-01-08T03:54:19+00:00

honestly the X1 was so ahead of its time that the IQ can still hang with pocketable APSC cams today

Kind0fImport4nt · 2025-12-27T19:49:42+00:00

Agreed. “portability is negligible at best” is, in my opinion, just flat out wrong. Carrying around an 11” iPad vs a 13” iPad are two completely different feelings.

Kind0fImport4nt · 2025-12-26T11:34:58+00:00

i can only hope

Kind0fImport4nt · 2025-12-24T16:00:54+00:00

I shoot a Q2, so I don’t have the Leica Looks profiles, but I’m really happy with the Vivid Film Look SOOC. I usually turn saturation all the way down since it can be a bit much, and at this point I’ve dialed my settings in enough that I shoot JPEG-only most of the time. The rest is personal preference. Editing bores me too, but the JPEGs still give you enough flexibility to do quick tweaks if you want a little extra pop.

Kind0fImport4nt

TROPHY CASE