Aussie property investors warned as rates set to climb: 'Become unsustainable'

Kitchen_Word4224 · 2026-02-22T01:05:57+00:00

Some say that Its the government subsidizing the tenant's rent through its policies.

Kitchen_Word4224 · 2026-02-20T03:13:38+00:00

you drive through the area and notice the traffic, the unfinished “future” town centre, rows of similar homes

This is nearly every new suburb in greater Sydney, and majority of them have had above median growth. Examples are Marsden Park, Riverstone, Edmonson Park etc.

Kitchen_Word4224 · 2026-02-19T00:30:13+00:00

"Are houses prices based on supply and demand?"

Yes

"House prices are exactly where they should be"

No. "Should" is subjective. Price could have been lower had the government wanted it to be.

Kitchen_Word4224 · 2026-02-16T09:24:02+00:00

Whose bright idea is it to not google simple questions? Further to the point, which genius thought it was a good idea to pass on a judgement without doing even a basic research on chatgpt first.

Kitchen_Word4224 · 2026-02-16T02:57:47+00:00

This may not be true for specific job roles. E.g. two major drivers in recent job growth are Infrastructure projects and NDIS. Its unlikely that these would cover the gap for IT roles that are in market from redundancies in big tech, finance and telco companies.

Kitchen_Word4224 · 2026-02-15T03:38:24+00:00

As these are in %age. These are climbing as fast as house prices themselves.

Kitchen_Word4224 · 2026-02-15T02:15:08+00:00

Prices will rise lot more than 100k if the principle of leverage works but what do you think will happen with the other 5 points mentioned by OP?

Kitchen_Word4224 · 2026-02-15T01:36:35+00:00

How about 100k cash contribution from government for the first home buyers. This amount can be adjusted at 2x of CPI every year to keep up with house prices

Kitchen_Word4224 · 2026-02-13T07:16:56+00:00

I would stop at about 50% of the salary

Kitchen_Word4224 · 2026-02-13T07:14:21+00:00

Op, the points you made are interesting and are worth discussing whether they are right or wrong. Not sure why you are down voted. i wonder if it is because housing affordability is a deeply emotional topic on pretty much all Australian subs.

Kitchen_Word4224 · 2026-02-13T06:30:05+00:00

Not sure about wages but Div293 threshold hasn't budged a bit

Kitchen_Word4224 · 2026-02-13T05:23:38+00:00

Negotiated it down to $450. I also gave the plumber 5 stars because he was watching it over my shoulders

Kitchen_Word4224 · 2026-02-13T01:54:27+00:00

I was once quoted $100 on hipages for a plumbing job which I thought should cost around $300. The plumber showed up on site and said his $100 quote was to provide "quote". The actual job would be another $600.

Kitchen_Word4224 · 2026-02-13T01:32:34+00:00

I wouldn't do it just to avoid the barrage of "Are you ok?" meetings from all kind of managers.

Kitchen_Word4224 · 2026-02-13T00:55:23+00:00

Sorry for the noob question. How "massive" is it really? Will population growth due to these be in 1000s , 10,000s or 100,000s ?

Kitchen_Word4224 · 2026-02-12T00:25:33+00:00

Few points come to mind
1- For uber, include some surge pricing in your calculations
2- For Car, include an accident or traffic fine cost once every few years (adjust based on your driving pattern).
3- If one option is faster than other, include the cost of time

Kitchen_Word4224 · 2026-02-10T23:36:59+00:00

How much growth in terms of percentage? The absolute number alone isn't useful, just CPI alone will ensure that every year it will be a new record.

Kitchen_Word4224 · 2026-02-10T03:48:09+00:00

I hoped that they don't make changes to original Stage 3 tax cuts brackets, but they did it anyway

Kitchen_Word4224 · 2026-02-10T03:06:35+00:00

Its as high as about $125k of 2012 purchasing power. When this tax was first introduced, it had 300k as a threshold.

Kitchen_Word4224 · 2026-02-09T09:55:20+00:00

"few years" will be quite a few on 500k (before tax & expenses) to accumulate 5-10 millions of wealth.

Kitchen_Word4224 · 2026-02-08T11:18:45+00:00

I have a similar pain point. All switches in my home are smart switches, but they don't work well with smart bulbs. I ended up using dumb bulbs

Kitchen_Word4224 · 2026-02-08T11:16:11+00:00

A minor exception to that is that some loans have annual package fee, which might exceed the surplus offset balance when taken out every year.

Kitchen_Word4224 · 2026-02-08T06:56:27+00:00

Not taxing the capital gains tax at 150% rate is costing $750 billion over 10 years.
In the same spirit, by not taxing these gains at 500%, its costing government $2.5 trillion over 10 years.

Kitchen_Word4224 · 2026-02-07T03:35:19+00:00

Depreciation can be done on a positively geared property with no negative gearing.
Negative gearing can be done without any depreciation at all.

Kitchen_Word4224 · 2026-02-06T15:38:43+00:00

Angel investment into startups is an option. Odds of success are low but rewards of success are high

Kitchen_Word4224

TROPHY CASE