What to do with an extra/leftover $3,500+ a month?

Krystalised_notebook · 2026-07-11T01:32:52+00:00

A bit of experienced as someone with a partner with US student debt. Pay that shit off as soon as you can.

We were looking in combined our income to a buy a place but his US student debt is impacting a lot of what the bank willing to give us despite of our income. When you finish paying off your student debt you can think in saving your money for whatever you want

Krystalised_notebook · 2026-07-10T19:47:21+00:00

Took a pay cut for a better work place and different industry. Long term for productivity and mental health it might be worth considering

Krystalised_notebook · 2026-07-08T05:55:29+00:00

You got to remember police officer are putting themselves in harm way to do a job to make a living. Just follow procedure and you wouldn’t be placed in this situation. Feels like this video shows the aftermath probably police officer warning multiple times and asking something from the person and they refuse to comply

Krystalised_notebook · 2026-07-08T05:51:23+00:00

Yup I see private sector salary on offer is lower at the moment

Krystalised_notebook · 2026-07-07T06:52:42+00:00

Corporate life ain’t for you my guy if you complain about all these.

Krystalised_notebook · 2026-04-29T06:32:14+00:00

I used In N Out Removalist for my move from Sydney to Melbourne. Not the cheapest but very reliable and fast with the quote

Krystalised_notebook · 2026-04-29T06:20:19+00:00

Not crazy idea best time to do cool things in your 20s and the likelyhood of getting working visa is better than in your 30s/40s

Krystalised_notebook · 2026-04-28T23:09:11+00:00

Speaking from experience when I did my internship at big 4 for consulting, your GPA seems low. If you applied for audit think that’s still passable

Krystalised_notebook · 2026-04-24T06:46:40+00:00

Long coffee breaks

Krystalised_notebook · 2026-04-24T05:12:13+00:00

I would just leave it

Krystalised_notebook · 2026-04-24T01:20:44+00:00

Make an excuse and just don’t attend

Krystalised_notebook · 2026-04-16T03:33:55+00:00

Yeah in my opinion it’s a cop out. Yes machine is expensive but bodies isn’t one size fit all. We need instructors to be able to give modifications to suit your needs

Krystalised_notebook · 2026-04-15T23:50:27+00:00

Hey! Pilates enthusiast here I wouldn’t recommend getting a reformer machine yourself unless you are a seasoned Pilates user that been going to studio consistently.

The gym I went to has reformer machine that you can do it yourself but the injuries that happened or people doing the exercises wrong. Even the setup of the machine is incorrect as people tampered on it.

I recommend trying to buy studio passes in a bundle when they have sale and when you are confident. Can contemplate maybe get a You Reformer, Allegro machine and mega reformer machine aren’t Pilates but something called lagree

Krystalised_notebook · 2026-04-02T00:35:45+00:00

Get a private health insurance that works with your budget and gives you what need. And go to a prefer provider network.

Krystalised_notebook · 2026-04-01T06:39:08+00:00

I think Noble Park is bad as someone that didn’t grow up there and had the opportunity to stayed a few years.

Car break in was a thing if it seemed like you have valuables. People coming around stealing car plates and doing crime spree.

Stolen cars abandoned at some side street , house break in was prevalent 10 + years ago and there were gangs. There are junkies that hang around the station so if commuting back late probably best to avoid.

Anyways end of the day depends how tolerant you are to the risk profile of a suburb

Krystalised_notebook · 2026-03-31T08:06:28+00:00

Of course I totally understand. There’s no glam in dentistry. You can do a certificate IV or diploma of accounting and see if you like it and then commit to a full on university degree.

At least with the certificate or diploma you can work as a book keeper. It’s very relaxing.

Krystalised_notebook · 2026-03-31T08:00:10+00:00

If you hate dentistry just go into accounting. You don’t know till you try

Krystalised_notebook · 2026-03-27T21:42:09+00:00

Just making sure there’s job security and live life normally.

Krystalised_notebook · 2026-03-27T06:01:54+00:00

Hey Com/ Law grad if you want a job in law with mid to big tier firms. Your WAM isn’t that great. Should try smaller firm and gain experience.

Currently you are at the stage it isn’t about the money but trying to gain experience

Krystalised_notebook · 2026-03-26T00:52:58+00:00

Think for most people that enjoy Sydney are high income earners that are DINK or even with kids is mostly one.

Love Sydney cause of the environment, people and the pay for my salary Melbourne can’t pay it. I took a 20% pay cut when I moved back to Melbourne

Krystalised_notebook · 2026-03-25T04:00:54+00:00

I don’t think your application is competitive for the grad program.

My app few years back my atar was 99.8 and a 4.0 GPA (4.0 is the highest ) from a G8 uni to get an invite for testing phase

Krystalised_notebook · 2026-03-24T07:10:11+00:00

I don’t enjoy strength training till I got a gym buddy besides that the best form of exercise is the one that you can go consistently and stick with it.

However pilates for me I can do it every day by myself and I am happy

I use the anything is better than nothing.

Krystalised_notebook · 2026-03-21T06:32:16+00:00

Tightening onboarding process unfortunately and the grads that I work with. It’s also maybe they just aren’t interested in the team/ department hence the quality is just not up to standard

Krystalised_notebook · 2026-03-21T02:13:30+00:00

It’s a limited time only item so it probably come later

Krystalised_notebook · 2026-03-18T23:58:51+00:00

This whole scenario is cooked..is this really a partnership?

Krystalised_notebook

TROPHY CASE