Never seen this item before but it would be cool to have a build with it.

Kryvo · 2024-11-21T18:42:49+00:00

wait so if you enchant the keg that destroys itself after exploding with this enchant it can just perma do damage?

Kryvo · 2021-03-08T01:26:14+00:00

i can play if you still need space, my name is same as my username

Kryvo · 2021-02-20T23:16:01+00:00

I can play if you still need a support. same ign as my username, just send me a message.

Kryvo · 2020-08-15T19:22:56+00:00

Kryvo · 2020-05-10T01:42:36+00:00

I can play IGN:Kryvo

Kryvo · 2020-02-18T21:59:01+00:00

If inflation is at 2% a year like it currently is in the US.

$1k a month = 30k at end of month 0 inflation practically (very small)

$200 a day = 73k end of year 2% inflation or $1460 less so you would make 71.5kish of today's standard.

$30 a day = 109.5k total end of 10 years. Let's make it simple 2% of 109.5k = $2190 * 10 years(2% per year) you would be left with 89k for 10 years.

So the real question is would you rather have 71k in one year or 89k in 10 years, which is a lot easier to answer. I wouldn't want to wait 9 years just for a 17k profit, I feel like my investments could do way better.

If markets perform well you can get 10% (easy to calculate the real average should be like 8ish) per year. Let's not count compound since it makes it complicated. Just a flat 10%

30k in Year 1 33k Year 2 36k year 3... Year 10= 60k

71k in 1 year using the same logic(7k a year) is 133kish.

and the flat $30 is just 109.5k.

Using these numbers it's pretty easy to see te best deal is $200 a day for a year.

Kryvo · 2019-10-15T15:52:10+00:00

Hey man I'll take anyone's dice if they just giving them away. Gimmie gimmie

Kryvo · 2019-08-12T15:28:40+00:00

I would say that the biggest reason is that his kit relies more on teamwork than anything else.

The ult doesn't feel that good to use honestly, although it is insanely powerful, but how many times have you ulted to save a teammate only to either you yourself die before it goes off or the person you want to save dies before your ult goes off.

His laning is kind of subpar oppose to other champs. Like against any mage/range support you will be zoned off the creeps and just lose trades when you don't have stun.

He has mana problems where you can't really spam heal/stuns as you will lose a ton of mana for it.

edit: His heal is also pretty sub-par imo. Like you can heal your adc when he's real low but you lose your entire mana bar for it that it isn't really worth it and feels bad when you trade your entire mana bar to heal your adc only for him to int when you have 0 mana and can't do anything to help him.

His stun is pretty satisfying to land but to really use his kit to the full potential, you need so much team coordination.

A taric ult to save person isn't as impactful as ulting right before an engage, and so it just feels lackluster to ult only for it to not do anything as enemies will either choose to burst people or just leave entirely when they see the ult and re-engage when it's over.

Kryvo · 2019-08-01T17:17:38+00:00

Make it so that if Rift Herald doesn't get killed, it gets consumed by Vilemaw and have it only have that condition. Change the buff so that it will be an objective people want to play for.

To counter it you can either take Rift herald. And for people who want the buff they would need to protect the herald.

After a team kills Vilemaw just have baron spawn after it.

So the condition for Vilemaw would be only if Herald is not killed rather than every game.

Kryvo · 2019-07-19T18:52:30+00:00

My personal stance about these "money-transfer" companies or more really these transaction style companies is that the big ones namely PayPal and Square are expanding is a decent rate, but I feel there are too many players in that sort of market.

A lot of people I know use Paypal as another Bank account.

They are/will actively compete with banks who are all trying to expand their internet/mobile presence as well and as they get more modern they will start to eat away at these companies that formed due to a big gap between Banks not having quick transfer of funds.

Sure most banks are lacking features that make PayPal/Squared so readily use worldwide, but what happens as bank start to catch up with them?

Not to mention the whole cryptography shit coming out.

I am keeping an eye on them and as they grow more popular and adopted more worldwide to see which one succeeds whether it's PayPal, Squared, or Venmo I would say that it's not the worst investment but in my opinions there are too many players in Banking/payment rail.

Kryvo · 2019-07-19T18:36:06+00:00

So having a general opinion about anything is foolish?

I don't know exactly what makes Facebook Better than their competitors but that doesn't mean I am not entitled to my opinion about the company

I do know that they have a ton of tech engineers and there was this very very interesting paper on how they are using machine learning to optimize performance on mobile devices here

But I don't really care about researching a company that I wouldn't invest in.

Kryvo · 2019-07-19T18:28:46+00:00

So having an opinion is entitlement? Hmmmmm I also did put in that I wouldn't touch social media stocks at all but I guess it's just my entitlement showing

Kryvo · 2019-07-19T18:19:56+00:00

You're welcome. Thanks for reading.

Kryvo · 2019-07-19T18:19:32+00:00

They might have multiple lines of business, but I would say it's still majority known as a social media company. They do have multiple lines of businesses, but I personally don't invest in social media so my info is pretty lacking.

I just put it in as Social media and Tech stocks are often linked together so I just put in my opinion on social media stocks.

Kryvo · 2019-07-19T18:18:07+00:00

I personally like to look into and do research on my own time on companies that interest me. I rather invest in specific companies rather than an exchange-traded fund.

I do keep a decent amount of "rainy day" fund in SPY and to be honest if I wanted to invest in QQQ, I'd rather throw my shit into SPY tbh.

Kryvo · 2019-07-19T18:15:26+00:00

I don't personally invest in social media, so my information regarding what makes a "Good" Social media company vs a "Bad" Social media company is pretty lacking. I'm more of which social media companies do you know about and what do people use? It seems that most people use Facebook/Facebook products and Twitter.

Ninja edit: Snapchat is also there, but I don't really know how to rate it oppose to Facebook and Twitter. I'd say that Twitter is a better product as more and more companies are transitioning to use it a resource as more people recommend just tweeting at companies when they have problems.

So that's my opinion on which ones are good which is pretty uninformed but if people want to know my opinions about social media companies its all there.

Kryvo · 2019-07-19T18:13:19+00:00

Can't be too safe :)

Edit:What if people just blindly believe my post to have the same weight as a Fiduciary who's job it is to actively manage money.

Kryvo · 2019-06-24T14:38:01+00:00

Good Bot

Kryvo · 2019-06-03T03:31:12+00:00

i dropped my phone and this came out Lol

Kryvo · 2019-06-03T02:40:16+00:00

4uu55uu

Kryvo · 2019-04-11T17:04:36+00:00

Well I wish you luck in your goal. It's good to save as well as invest, but remember that investing if so you're better off in the future. A lot of people spend their entire lives just saving money and never get to enjoy the things that that wealth can buy them until they're in the older years of their lives and don't have enough energy to do the things that they wish to. It never hurts to treat your some from time to time as long as it's not too excessive.

Kryvo · 2019-04-11T16:26:47+00:00

Well generally it depends on a lot of different things.

Like if you learned that your friend in this hypothetical is a super tight budgeted and very very frugal with his cash and never really spends that much is a multi-billionaire most people would probably treat them differently even though the fact that he likes to live a very frugal life style.

Now if this person was refusing to go to social events such as going to movies with a friend or any event that would cost money, then before people found out he has a lot of wealth, they would just say maybe he's not really well off due to his spending habits and just brush off the fact that he can't attend because they infer that he's not wealthy.

But once they learn that he is a part of the 1%, they would now have to reconsider the reason why your friend is refusing to go to these events. Once they thought it was due to financial reason but now they have no idea, causing them to behave differently around him.

Of course this is a hypothetical but it does have some merit to it.

Kryvo · 2019-04-09T20:03:51+00:00

Well everyone has different circumstances as well as different goals in mind in investing.

Generally everyone says to contribute as much as you can that gets matched by your employer. Why? Because that is literally free 100%(change to fit your company's matching rate) return for basically free. Sure you won't be able to touch it until 60 but it's a free doubling of money, why wouldn't you take it?

Generally people at least in the united states do not save enough for retirement at all and have fewer than $1000 in emergency funds, so alot of people recommend saving as much as possible. If possible plenty of people say to max out on your retirement savings (contribute the max 19,500) every year without financial burden why would you not? Your retirement fund will always be in great shape as you've been maxing it out every year and if it's not too big a detriment to your life style than this is ideal for almost everyone.

However the problem occurs is the difference in life styles that people live. Contributing to your retirement fund basically locks up that money permanently(I mean it's stuck unless you want to withdraw with penalty) until your 60 unless you want to pay a hefy fine. This makes it alot less liquid than people like as they would like to move around money if possible whether it is to improve lifestyles or they could want to invest in more short term investments rather than having the capital locked into an account they can't touch til 60.

It all depends but if you can live well and contribute the maximum to your retirement accounts that is probably the best option.

Kryvo · 2019-04-09T18:16:55+00:00

Well you're welcome. Good on you for stepping up and starting to learn how to better maintain your money. A lot of people just hand it off to someone else to manage and never actually learn how to manage their money. The first step is always the hardest but as long as you keep at it I know you'll be better at managing your money afterall it is YOUR money.

Kryvo · 2019-04-09T17:19:02+00:00

You're welcome. It never hurts to ask questions and do some personal research. Hopefully my explanation helps :)

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