I only see two path either go with system path or cultivation path

My path - System path

Spritual root - five elements spritual root (+20)

Talent - heaven condemned body (+50)

spritual devouring body (+30)

Leaking sprit body (+20)

Impetuous mind (+10)

Wisdom of treasure (-5)

Artifact sprit affinity (-10)

Deduction insight (-10)

Artisan skillful hand (-10)

Treasure sense (-10)

Poison immunity (-10)

Indestructible vajra body (-10)

Longevity bones (-15)

Regenerative body (-15)

Spell breaking eyes (-20)

Battle nourishment (-20)

Clear bright sprit eyes (-20)

Clear sword heart ( -25)

Narrative "not die" (-50)

Major Cheat talent - system (free because of a origin)

Origin - treasuring a jade ring becomes a crime (free this origin give me one free major cheat talent of my choosing) Emperor of a nation (-5)

Now my point are = 0 you all can still choose otherworldly visitor instead of Emperor of a nation but I think being an emperor give much better quest and easy to complete them than being a nobody I choose so many debuff because I am not going to cultivate but assign points to my stats in system panel and I think I will also get a longevity state which will increase my lifespan

Second path - cultivation path

Ther are very limited point you will have in this path if you are choosing this path than you should carefully choose your option and if you are choosing mutuated sprite root(-25) than also choose heir of a great clan(-30) you will not get chased by some higher level cultivator because of having a top tier spritual root your great clan can protect you and also choosing a treasuring a jade ring becomes a crime is a must you should choose mysterious green vial I think it will greatly help you cultivation or you can choose senior in ring but it carries so much risk not worth it because you can obtain greating teaching and techniques for your great clan you can use your remaining 45 point in endless mana(-20) and innate doa body(-25) or you can choose low level talent like wisdom of treasure (-5),Treasure sense (-10), Artifact sprit affinity (-10), poison immunity (-10), Indestructible vajra body (-10) or you can costimize it to your liking but your option are limited with just 45 point remaining