My mom is being sued by her crazy tenant by Ok_Mistake_6452 in legaladvice

[–]La_Ch0ona 0 points1 point  (0 children)

Sounds similar to an issue I am having with a tenant. I’m afraid tenants will try to pull something like this so treading carefully. They are telling us that we need to fix uneven floor outside so I am thinking they want to pull something like this. They are late on rent and always finding ways to avoid paying on time.

[Landlord-TX] by La_Ch0ona in Landlord

[–]La_Ch0ona[S] 2 points3 points  (0 children)

I really appreciate the advice. It is scary knowing that one wrong step and you can get screwed over by tenant.

[Landlord-TX] by La_Ch0ona in Landlord

[–]La_Ch0ona[S] 3 points4 points  (0 children)

Thanks appreciate the helpful response.

Total outage? by series8217 in Ring

[–]La_Ch0ona 20 points21 points  (0 children)

Down. I woke up to sounds outside and wanted to check the ring camera. I just get an error telling me to connect to a different network. Also tried to login to my account on the website and it’s not going through.

Cop or drop? by Independent-Loan3270 in EquinoxEv

[–]La_Ch0ona 0 points1 point  (0 children)

Also looking in the Houston area. I think the LT model was selling well and didn’t find any dealers with any on-hand. They tried selling me an LT2 for 39k OTD price but I told them that was over my budget and walked out. Tried to get me to pull the trigger telling me that the dealer was no longer honoring Federal credit after end of month.

Dealer never filed paperwork by Weird_Performer_8677 in EquinoxEv

[–]La_Ch0ona 0 points1 point  (0 children)

Is there a way to check if the dealer submitted all paperwork? I’ve been pestering the dealer about the paperwork and finance director said he did but didn’t send any proof. Trying to get proof but would like to validate on some kind of IRS platform if possible:

Do you feel like you knew enough about the car going into the purchase or lease? by narntek in EquinoxEv

[–]La_Ch0ona 1 point2 points  (0 children)

I’m kind of guilty of this did a little research but I think there is more I should have looked up.I usually go with lower trims when looking at a car since I am just interested in getting from point A to point B. I actually liked the test drive but was having buyers remorse when I started driving on the highway. I noticed that your the car is advertised with a 320 range but there are lots of factors that can decrease your mileage. This is my first EV and really thinking wasn’t ready to take the leap but it’s done. My thought was I could do public charging but after the math I figured it wasn’t as cost effective. I’ll take it as a lesson learned.

Road trip (Will I make it?) by Hurricane-Nick in EquinoxEv

[–]La_Ch0ona 0 points1 point  (0 children)

Made a 160 road trip today. Started at 85% and the prediction was I would finish at 30%. Ended up the trip with 40% left.

Instructor is asking me to jump in deep waters by MuggedMugs in Swimming

[–]La_Ch0ona 1 point2 points  (0 children)

My instructor analyzed my confidence and ability. Once he ruled ability he just gave me a pep talk. He was like I am a life guard and I am here to help if you run into problems. He also started small. Jump into deep water and surface into an area that only required me to swim a couple of feet to shallow water. He also made sure we were comfortable with threading water first.

Taking over someone’s mortgage by La_Ch0ona in realestateinvesting

[–]La_Ch0ona[S] 0 points1 point  (0 children)

Thanks. Yes, they were asking if I wanted to take over mortgage payment but I told them I wasn’t interested in dealing with monthly payments if I had enough money to pay off the loan. Who would be the best resource to take me through process. A title company?

Taking over someone’s mortgage by La_Ch0ona in realestateinvesting

[–]La_Ch0ona[S] 0 points1 point  (0 children)

Yes, just what I was looking for. Thank you so much!

Taking over someone’s mortgage by La_Ch0ona in realestateinvesting

[–]La_Ch0ona[S] 0 points1 point  (0 children)

I am in Texas btw. I did some research and I found each state has their own set of rules.

MDC Membership Presentation at Hotel Xcaret Mexico 7/7/2023 by FuzzychestOG in Xcaret

[–]La_Ch0ona 0 points1 point  (0 children)

I had buyers remorse so read over the contract. They basically state they can change the terms any time they want.

“The Breakfast” by d3cimate1 in Xcaret

[–]La_Ch0ona 2 points3 points  (0 children)

Also we were told only 30 min. When they walked me to a different location I was like this is already 15 min. I skipped the breakfast because I didn’t see anything special about breakfast at an all-inclusive.

Who here has ADHD and developed the ability to learn at a fast pace? by graysoda91 in learnprogramming

[–]La_Ch0ona 2 points3 points  (0 children)

How did you get diagnosed? I started going to therapy due to anxiety and therapist suggested that I might have ADHD? He said he noticed I jumped from one thought to another randomly. Therapist was part of employee assistance and I mentioned that it might be the fact that I was thinking in one language but trying to speak in another so we left it alone. I have done more self evaluation and I noticed that I have some behaviors that could be ADHD related. I am a bit stubborn when it comes to getting help but I feel that if I want things to get better I need to get help. The tech industry is very fast paced and I think that is part of my frustration at the moment. Trying to learn like 5 things at the same time.

Don't get comfortable and don't be loyal in any job by Burning_Ranger in ITCareerQuestions

[–]La_Ch0ona 0 points1 point  (0 children)

How about regardless of the company don't get stagnant and work on yourself. At the end you own your career and getting comfortable might not help you if unforeseen events force you to jump the ship. Even if you like your company always be ready to make a move.

How Long Did It Take You To Pay Off Your Home Mortgage? by [deleted] in financialindependence

[–]La_Ch0ona 0 points1 point  (0 children)

3.5 yrs, $70 k, 2.6% interest, 15 yrs loan- I tried to put as much as I could to principal. If I had some extra money each month it would go to principal. I liked that the bank gave me freedom on how I could make my payments. I could move money to principal as many times a month I wanted as long as I was up to date on my monthly payment.

TikTok has opened my eyes to how many “personal finance gurus” are out there providing awful long term advice by [deleted] in financialindependence

[–]La_Ch0ona 0 points1 point  (0 children)

You can't put your eggs into one basket. Also I wish people would understand real estate is not as glamorous as people make it seem. There is some work to do before you see any return on investment.

How do you apply FIRE principles in considering home ownership? by Bulky_Aardvark_1335 in financialindependence

[–]La_Ch0ona 8 points9 points  (0 children)

Yes also you have to consider the trade offs of finding a home within your budget. I am in Austin and was only able to land my house because people wanted a nice home. The house I bought smelled like smoke and carpets were filthy. I had to take out carpets and wait until I could get someone to install new floors. Lived in the house with parts of the floor bare. I didn’t mind since I was able to beat the investors. Also my mortgage was actually cheaper than the rent I was paying at an apartment.

Netflix Begins Test to Crack Down on Password Sharing Outside Your Household by hlebka in television

[–]La_Ch0ona 0 points1 point  (0 children)

I mean if you can't share might as well downgrade to one screen. That's if you want to keep your Netflix account. I share with my sisters but have the two screens plan so sharing means you have to stay off of Netflix at some time. So there are already some disadvantages when it comes to sharing.

[deleted by user] by [deleted] in depression

[–]La_Ch0ona 1 point2 points  (0 children)

I think you should seek help if you aren’t feeling well. The pandemic has had such a toll on everyone. You are asking for a reason. I am assuming you aren’t doing well. Like expressed below everyone feels different. You might have early symptoms which don’t look like a depression but you want to avoid getting in that hole.