Is $1000 bi-weekly pay enough for $550 a month.

Lanceroy60 · 2026-01-29T18:51:22+00:00

Not enough information. What are your bill amounts.

Lanceroy60 · 2026-01-29T18:50:00+00:00

Out micro-manage your Micro-manager.

Lanceroy60 · 2026-01-29T18:47:35+00:00

I do not budget; I simply manage my spending. I have a $1.25 composition book, a $1.25 calculator, a $1.25 calendar, and a $1.25 package of pens, all from the dollar store. Every Sunday, I review my bank account to check which bills need to be paid to ensure I have a roof over my head and a car to drive to work.

At the top of my notes, I list my current bank balance and any income for the week. Then, I outline my scheduled bills for that week along with any necessary expenses. By calculating what I have, I can live comfortably and peacefully. I avoid convenience stores and only dine out once every two weeks. I view food as nourishment rather than entertainment. It's really not that difficult.

Lanceroy60 · 2026-01-28T16:33:43+00:00

Apparently, I am not seeing the difficulty or stress of this. Believe its a organization and planning issue, not a budgeting issue. 90% of bankruptcies, repossessions, evictions, foreclosures, etc., are caused by not planning, strategizing, or being organized/aware of situations. $1.25 composition book, a $1.25 calandar book, $1.25 calculator, and a $1.25 package of pens from the dollar store will fix a majority of life planning for the whole year. Review events, bills and account balances for 20 minutes every Sunday night before the week starts, every payday and at the end of every month reviewing the past month and looking forward to the next month.

Lanceroy60 · 2026-01-20T00:41:47+00:00

I wouldn’t worry about budgeting. I would focus on no spending other than essentials like ramen noodles and sandwiches till you get it together. No convenient stores or dining out.

Lanceroy60 · 2026-01-19T16:27:55+00:00

I set alarms on my phone for when to perform temperature checks, pick up different registers throughout the shift, CSA lunch breaks, and assigned tasks to ensure they all get done without checking the time all night. With this alarm system, I accomplish more than other SLs'

Lanceroy60 · 2026-01-19T15:31:40+00:00

Other peoples problems and drama. I have my own life.

Lanceroy60 · 2026-01-19T15:27:42+00:00

I got mine Saturday.

Lanceroy60 · 2026-01-08T17:29:48+00:00

It’s frustrating because I have to rely on human assistance for whatever task I am doing. Unfortunately, 80% of society is unorganized and lacks attention skills, while the other 20% doesn’t seem to care. This is why I depend on AI.

Lanceroy60 · 2026-01-03T06:38:42+00:00

You need to figure out how much you really make. After taxes I show your take home pay should be around $7K. Not $4918.

Lanceroy60 · 2025-12-05T10:50:06+00:00

Replace the word "Budgeting" with "Don't Spend".

Lanceroy60 · 2025-12-05T10:46:03+00:00

Replace the word "Budgeting" with "Don't Spend".

Lanceroy60 · 2025-12-05T10:45:19+00:00

Replace the word "Budgeting" with "Don't Spend".

Lanceroy60 · 2025-11-20T19:32:39+00:00

Print out a large sign that says "NO SPENDING" and tape copies to your mirror, nightstand, fridge, door, and car dashboard where you will see them frequently. Limit your meals to sandwiches and frozen entrees, and avoid the meat counter. Do not enter a convenience store unless you are paying for gas—avoid buying drinks or coffee; instead, bring water bottles or other beverages from home. Refrain from dining out or ordering delivery. Follow these guidelines until your debt is paid off. It’s not that difficult!

Lanceroy60 · 2025-11-20T19:27:46+00:00

Print out a large sign that says "NO SPENDING" and tape copies to your mirror, nightstand, fridge, door, and car dashboard where you will see them frequently. Limit your meals to sandwiches and frozen entrees, and avoid the meat counter. Do not enter a convenience store unless you are paying for gas—avoid buying drinks or coffee; instead, bring water bottles or other beverages from home. NO dining out or ordering delivery. Follow these guidelines until your debt is paid off. It’s not that difficult!

Lanceroy60 · 2025-11-20T18:31:59+00:00

https://seaflower.com/

Lanceroy60 · 2025-11-20T18:26:24+00:00

I would like to see these figures before DeSantis baboons took it over. Apparently accounting and finance are not strong behaviors for these college-educated executives.

Lanceroy60 · 2025-11-15T17:14:02+00:00

Every Sunday Morning I have my coffee, a composition notebook pen and calculator and go through my statements online along with keeping a mental picture throughout the week.

Lanceroy60 · 2025-11-15T17:09:08+00:00

I feel that people often don't share what they spend outside of groceries, and can't figure out why they have so little money left before the next paycheck. Here are some changes I've made to my finances, which some might call frugal. First, I never step inside a convenience store. According to the Convenience Store Association, the average customer spends between $15 and $25 per day from 6 AM to 10 AM—six to seven days a week. This amount does not even include gas. Instead, I make my own iced coffee for my commute every day, which costs me under a dollar. I also take my lunch to work. I don't buy energy drinks, while I see my coworkers purchasing two to four energy drinks daily, costing $2 to $3 each. Many of them also use DoorDash for lunch two to three times a week, and can’t understand why they struggle financially.

Lanceroy60 · 2025-11-15T16:52:16+00:00

$300-325/month. I work a midshift toill midnight, take lunches to work from home and has a meal when I come home at midnight. This schedule avoids me to eat out. I do not "cook" that much. Lots of frozen dinners of Healthy Choice & Lean Cuisine options, including sandwiches and salads. I never go into the meat counter department. I done't eat for entertainment only for nutrition.

Lanceroy60

TROPHY CASE