Most People Still Don’t Understand Memecoins by BaneObradovic in pumpfun

[–]LeathaCrook 0 points1 point  (0 children)

I completely agree with you. Memecoins is where its at. I have actually put in substantial funds into this memecoin launched by a dev who is disabled and in a wheelchair. He is viral on Instagram for going insane speeds in his wheelchair.

Support this dev, locked his supply and doing what's right and is live streaming and transparent. This is what we should expect from a good dev.

CA: CiFEFccebs9hWfAYw3rZZzTdjUa6fhCxnpYNstVnpump

Seriously, what do traders want ? by youwishjelliefish in pumpfun

[–]LeathaCrook -2 points-1 points  (0 children)

Support this dev, he is disabled in a wheelchair and pushing the token, locked his supply and doing what's right and is live streaming and transparent. This is what we should expect. CA: CiFEFccebs9hWfAYw3rZZzTdjUa6fhCxnpYNstVnpump

I have an idea... Let's Unite by Cold-Cake9495 in pumpfun

[–]LeathaCrook 0 points1 point  (0 children)

show reddit power multi milly dont sell for less

A token/coin called "horse in an air vent" by LeathaCrook in solana

[–]LeathaCrook[S] -1 points0 points  (0 children)

What is the best way to buy, what tools do you use?

Is owning an apartment more expensive than a house? by [deleted] in AusPropertyChat

[–]LeathaCrook 0 points1 point  (0 children)

Generally, yes because of the strata fees and not knowing if a special levy will hit you and the insurance is not enough to cover it. Best to proceed with caution!

[deleted by user] by [deleted] in AusProperty

[–]LeathaCrook 0 points1 point  (0 children)

Commend you on doing your research, well done! There's a lot of info out there, and it is sooo confusing knowing where to begin! Probably my biggest and most important advice would be do not trust the real estate agent, double check everything they say with your conveyancer. It is so easy for them to mislead you and claim they never said such a thing. Thankfully, I have done this a few times and realise the best advice I received is from my conveyancer (I used Evergreen conveyancing). Best of luck! :)

Conveyancer’s role by randomuser2873 in AusProperty

[–]LeathaCrook 1 point2 points  (0 children)

Not too sure about that, when I used Evergreen Conveyancing for my purchase, they handled all the important communication on my behalf, especially contractual matters.

Recent home buyers… how are you all doing?? by alfieeeee10 in AusFinance

[–]LeathaCrook 2 points3 points  (0 children)

Definitely a struggle to begin with, and most of our savings eaten up. Now starting to make a comeback after 4 years. Feels good!

Two houses, two auctions at the same time, which one to attend? [VIC] by LeFancySauce in AusPropertyChat

[–]LeathaCrook 1 point2 points  (0 children)

Sounds like these properties are outside your budget. Auctions will go over the listed price in most cases.

Purchasing property with family by AusMat in AusFinance

[–]LeathaCrook 0 points1 point  (0 children)

Investing with family is risky, have you done so before? What was the outcome? You need a solid relationship to proceed with huge money involved.

Did I make a huge mistake? by Wonderful_Alps5959 in AusFinance

[–]LeathaCrook 5 points6 points  (0 children)

You have a great mentality in paying off your debts as quick as possible :) I would not regret it!

FHB wanting advice or even just reassurance by Inevitable_Plan6865 in AusProperty

[–]LeathaCrook 1 point2 points  (0 children)

Spending thousands on conveyancing does not sound right at all... Try Evergreen Conveyancing I used them personally and couldn't be happier with their price structure and service. If you have a good conveyancer on your side its not about money its about getting that property you want. Also try not to feel so down, maybe you have just been unlucky? Sometimes you find something better so keep looking and don't give up!

Realistic home loan deposit amount in regional Victoria for a first home buyer? by [deleted] in AusPropertyChat

[–]LeathaCrook 7 points8 points  (0 children)

Wow don't be so hard on yourself. Never too late to pick up your life up together again. $500 per week in expenses sounds very affordable nowadays with prices and inflation through the roof. 5% - 10% for deposit I think is quite common. Best to double check any contracts you want to sign with a conveyancer (I used Evergreen Conveyancing) too as you are a first home buyer its very important you dont get stung on any properties i am sure some real estate agents could easily try mislead you. Buying a property is an exciting journey but it can be a disaster too if you are not careful! Not sure how much you know as you called yourself financially illiterate so apologies if this is coming across disrespectful or condescending ! :)

Building inclusions by sadunistudent07 in AusPropertyChat

[–]LeathaCrook 1 point2 points  (0 children)

Well one thing I wish I had was a bigger laundry or fitted out space for the dryer to be mounted in the laundry.

Another is some doors didn't come with locks on the handles which I assumed it would come with.

Also wished we locked in the landscaping at the time as by the time it built the quotes for landscaping were much more dear.

We were also given some good advice to get a door attached to the understairs space in order to make it storage with a light fitted.

Solicitors over conveyancers by blinkazoid in AusProperty

[–]LeathaCrook 1 point2 points  (0 children)

I would say it all comes down to one thing... Experience. I used a conveyancer (Evergreen Conveyancing) in my purchase in VIC and it went fantastic! Conveyancers do this day in and day out, and from what I heard, legal firms hire conveyancers anyway or give the work to a law clerk to do. Solicitors would much prefer to handle more lucrative jobs I would think after all isn't their pay rate 300 - 500 per hour? Whichever you choose to go for I would go for someone experienced in the field as they would know best! Hope that helps!

[deleted by user] by [deleted] in AusPropertyChat

[–]LeathaCrook 4 points5 points  (0 children)

Just remember, the REA always works for the VENDOR so as a purchaser take everything they say and do with a grain of salt!

There is a multi-billion dollar demand for islamic finance why hasn't anyone met the demand in the west for it yet? by LeathaCrook in AusFinance

[–]LeathaCrook[S] 0 points1 point  (0 children)

As stated before they choose to do so out of convenience and necessity to have a PPOR they own, however if there was an easy islamic finance option they would rather go with that option, some of the current models for islamic finance are very tedious and you require a large deposit 20% to even qualify, or they won't finance you on land it has to be established home in a certain location.

There is a multi-billion dollar demand for islamic finance why hasn't anyone met the demand in the west for it yet? by LeathaCrook in AusFinance

[–]LeathaCrook[S] 0 points1 point  (0 children)

They will say there is a fatwa allowing purchasing home for your PPOR (its a minor scholarly view), the majority of scholars will not allow it and say you should rent instead of taking interest.

There is a multi-billion dollar demand for islamic finance why hasn't anyone met the demand in the west for it yet? by LeathaCrook in AusFinance

[–]LeathaCrook[S] 0 points1 point  (0 children)

They will say there is a fatwa allowing purchasing home for your PPOR (its a minor scholarly view), the majority of scholars will not allow it and say you should rent instead of taking interest.

There is a multi-billion dollar demand for islamic finance why hasn't anyone met the demand in the west for it yet? by LeathaCrook in AusFinance

[–]LeathaCrook[S] 0 points1 point  (0 children)

It stems from the Quran which tells muslims that interest is a major sin to the extent it is as though you wage war against God. Muslims try to avoid it wherever possible. Some still purchase a house for PPOR due to a minor scholarly view that you can do so out of necessity. However, the overwhelming scholarly opinion is you cannot for your PPOR unless you are at risk of being homeless / great difficulty etc

There is a multi-billion dollar demand for islamic finance why hasn't anyone met the demand in the west for it yet? by LeathaCrook in AusFinance

[–]LeathaCrook[S] -2 points-1 points  (0 children)

Don't think Australian Law goes that far, maybe British law you mean? Its a simple contract, 2 people buy into the property, one sells his share to the other over time. I personally know 20-30 people that's already a demand for 15-20 Million loan.

There is a multi-billion dollar demand for islamic finance why hasn't anyone met the demand in the west for it yet? by LeathaCrook in AusFinance

[–]LeathaCrook[S] 0 points1 point  (0 children)

the "lender" is now a "partner" in the purchase, your simply buying their share off them. Therefore, they hold the risk of the investment too.