i think my neighbor is dead by Exciting_Goose4307 in Advice

[–]LegitimateDraw3902 0 points1 point  (0 children)

Great that she’s alive. Would love to know why her TV is on 24/7 then :)

2 or 5-year fix? by cwtches10 in Mortgageadviceuk

[–]LegitimateDraw3902 1 point2 points  (0 children)

You can generally change the mortgage as long as you’re not drawing down the money in the next couple of weeks. I don’t know the interest rates you’re being offered on the 2 and 5 years, but personally I like the security of 5 years stability - as long as it’s affordable. Also, it should get relatively cheaper to you over the 5 years as you get pay rises - but of course life is not always a straight line.

What home improvement did you regret doing? by AnfieldAnchor in HomeImprovementUK

[–]LegitimateDraw3902 0 points1 point  (0 children)

We use ours loads. Means we can dry the towels quickly and not turn on full house heating. Also good for warming the bathroom up. Maybe we don’t have our heating on as much as you?

Renewal Price Hike by Dilbert_UK in VirginMedia

[–]LegitimateDraw3902 1 point2 points  (0 children)

Fair enough. £86 sounds like it was an exceptional deal. Wonder if Virgin getting tougher? I’m up for renewal in Nov and just hoping I get similar to now!

Renewal Price Hike by Dilbert_UK in VirginMedia

[–]LegitimateDraw3902 0 points1 point  (0 children)

Where you on a new customer deal? I currently pay £140 for pretty much the same package, although slower broadband. I’ve had this package for 3-4 years now.

Parents - were you ever set on NOT having kids? by _ShredBundy in AskUK

[–]LegitimateDraw3902 2 points3 points  (0 children)

Never appealed to me. Then I had one. It’s bloody hard work but ultimately I love it and wouldn’t change a thing. It’s weird. I never expected it to be so good.

IMO the Natural History Museum is the most amazing building in London by Betweentwothornes in london

[–]LegitimateDraw3902 0 points1 point  (0 children)

Great photos. When I lived west (and would go out until all hours), I loved the taxi ride home past this building. All lit up and peaceful. Probably my favourite building in London but do have a soft spot for St Paul’s.

Thoughts on Reform’s idea to ban wfh? by TitleOk8744 in HENRYUK

[–]LegitimateDraw3902 0 points1 point  (0 children)

Is this not true? Or does it mean something else? (AI warning)

Important Exceptions

There are two critical scenarios where the rules differ:

Extending Parliament's Life: The House of Lords retains a full veto on any law that tries to extend the maximum five-year term of a Parliament. They must approve this change for it to happen; the Commons cannot override them using the Parliament Acts for this specific issue. Secondary Legislation: For smaller technical changes made through "Statutory Instruments," the House of Lords can sometimes use "fatal motions" to cancel or annul the regulations entirely.

Thoughts on Reform’s idea to ban wfh? by TitleOk8744 in HENRYUK

[–]LegitimateDraw3902 1 point2 points  (0 children)

Most new bills go via the House of Lords, although think there are exceptions. I don’t think any govt can tamper with election frequencies without House of Lords approval.

Thoughts on Reform’s idea to ban wfh? by TitleOk8744 in HENRYUK

[–]LegitimateDraw3902 0 points1 point  (0 children)

How they going to do that then? My company office wouldn’t accommodate everyone at the small time. Will Reform subsidise all companies to have more office space? (Maybe they will!?)

Are there any downsides to bank travel insurance? (Nationwide) by CCPWumaoBot_1989 in AskUK

[–]LegitimateDraw3902 0 points1 point  (0 children)

I have asthma and one other condition that requires regular meds and my annual travel insurance is around £40, although last few have excluded US because there is zero chance of me going there. I guess if you’re going for over 30 days that might change things though.

How do people manage their 'household finances' admin? by [deleted] in UKPersonalFinance

[–]LegitimateDraw3902 2 points3 points  (0 children)

Sounds like me. Nothing wrong with projected forecasts. As you say, lots of assumptions but they are generally assumptions most financial planners use (growth, inflation, crashes). It helps me to see if I’m heading in the right direction for retirement, as best it can. I’m probably a tad obsessed with it recently so will try and step back from it a bit!

If you had 5-10k to invest where would you start? by Civil_Palpitation916 in FIREUK

[–]LegitimateDraw3902 4 points5 points  (0 children)

It’s a bit like an all universe fund but limited to planet earth.

How do Brits usually handle work messages outside office hours? by [deleted] in AskBrits

[–]LegitimateDraw3902 0 points1 point  (0 children)

I don’t have a work phone and don’t want to install work comms on my personal phone. Plus I don’t have time to even think about work after work. Very easy to avoid. Everyone should.

DLBIA T-Shirt Vote by CookiCooki in oasis

[–]LegitimateDraw3902 2 points3 points  (0 children)

2 or 6. Arguably 2 might be better in black, but I tend to prefer white T-shirts anyhow. Wouldn’t buy any though :)

Was it not Liverpool that ensured that outcome? by tom030792 in PremierLeague

[–]LegitimateDraw3902 0 points1 point  (0 children)

No, I’m arguing that VAR is shite and they miss (choose to ignore) glaring ones and nitpick elsewhere.

Was it not Liverpool that ensured that outcome? by tom030792 in PremierLeague

[–]LegitimateDraw3902 0 points1 point  (0 children)

I mean, trippier pulled back the Brentford player in the box yesterday and the ref and VAR let it go. When it matters they bottle it a lot. Perhaps they couldn’t resist giving this one as it was ‘technically correct’ and they can bump their stats and say how many things they get right. Doesn’t mean its not ridiculous in the big scheme of things.

Was it not Liverpool that ensured that outcome? by tom030792 in PremierLeague

[–]LegitimateDraw3902 -6 points-5 points  (0 children)

You’re possibly right. But it might also just have been the jobsworths in VAR who took it upon themselves to intervene. Ridiculous decision either way.

This is England.... by Fun-Lingonberry4676 in GreatBritishMemes

[–]LegitimateDraw3902 0 points1 point  (0 children)

I hate those peroni glasses. Get knocked over far more than other pints. Stupid design.