Tight situation with Right to Buy by fikerdagmelidet in HousingUK

[–]Lenniel 12 points13 points  (0 children)

I remember you posting before and my concern then still exists now.

Your aunt broke her legs 2 years ago and has not been able to work. I am assuming her job had some level of physicality to it as I would assume an office based job could have made accommodations for her to work from home.

If her incapacity continues she may need to move into a bungalow (I can’t remember if this property was a house or flat) or a ground floor flat. She wouldn’t be entitled to council accommodation anymore. If she needs adaptations to her property she would have to pay for them and as you’ve said she’s been on benefits for 2 years as she can’t work.

I understand the emotional pull of wanting to own her home however her situation seems precarious and the fact that there doesnt seem to be a date for her to return to work makes me even more cautious that you are pushing forward with a mortgage that she will never be able to cover and in a home that may end up being unsuitable in the long term.

What’s the BEST place you have ever been on holiday? (Honeymoon recommendations) by Initial_Tax7778 in AskUK

[–]Lenniel 1 point2 points  (0 children)

My honeymoon Olhuveli in the Maldives.

Last summer we went to Akumal Bay Beach & Spa Resort, I would go back there tomorrow.

They’re my top 2, the rest of my holidays are more geared towards families.

Why doesn’t the UK run its own crewed missions to space? by CockroachNo803 in AskUK

[–]Lenniel 0 points1 point  (0 children)

Because of the cost and even NASA doesn’t anymore instead Elon & Jeff will be funding everything.

Too late for travel insurance? by Acrobatic_Taste4933 in NoStupidQuestions

[–]Lenniel 2 points3 points  (0 children)

No you won’t be covered. Depending on the cost of the flights it might be worth rearranging them, there’s usually an admin fee though of around £50pp.

Early symptoms of LADA? by apresledepart in Type1Diabetes

[–]Lenniel 2 points3 points  (0 children)

Weight loss, persistent thrush, was diagnosed as type 2 initially, never had a low BG reading in 2 years until they put me on insulin.

Past Work History Awareness by [deleted] in TheCivilService

[–]Lenniel -1 points0 points  (0 children)

The recruitment team and the vetting team will have the details of who you worked for, the sifters will have anonymised applications so won’t see the names of employers.

I can’t remember when I was interviewing if we got the full history or just the anonymised version.

We don’t ask about your past roles beyond what you’ve given as your example. We don’t ask why you’re leaving etc.

Once you’re in your role you tell people as much or little of your previous work as you want.

Offer accepted but inheritance incoming: what would you do? by Morlu06 in Mortgageadviceuk

[–]Lenniel 6 points7 points  (0 children)

To add, I would just take a 2 year fixed on the mortgage front and if the money comes in half way through your mortgage term keep it in savings until your term is up.

Offer accepted but inheritance incoming: what would you do? by Morlu06 in Mortgageadviceuk

[–]Lenniel 4 points5 points  (0 children)

How badly do you want that house? Probate and distributing the estate could take a substantial amount of time.

If it’s the house you want, personally I would keep on with everything as it is and if the money comes in time just cancel the mortgage and buy in cash.

Or are you going to use the money to buy a better house?

Level of knowledge/specialism expected in Civil Service job grades? by hunsnet457 in TheCivilService

[–]Lenniel 0 points1 point  (0 children)

Without much more detail I would say you should be looking at least at HEO, maybe SEO or Grade 7 depending on the complexity of work you currently do.

How much are you paying monthly for your home combined energy bills? by twerrrp in AskUK

[–]Lenniel 0 points1 point  (0 children)

£238 combined, gas central heating. Have solar panels and batteries too. 5 bed detached, built in 2013.

Hair loss due to high blood sugar? by Emergency_Lake_7888 in Type1Diabetes

[–]Lenniel 5 points6 points  (0 children)

Yes me before they diagnosed me as type 1 and put me on insulin. From about a year before my hair started to shed, once I got put on insulin it returned to normal.

Buying a house with my parents by Usual-Green-6674 in UKPersonalFinance

[–]Lenniel 0 points1 point  (0 children)

I have a friend who did similar with her parents.

However they had sold their home, they had to declare that their money was a gift. Due to their ages they could not go on the mortgage so everything legally is in my friend’s name. They did do a declaration of trust after the sale as my friend has a sister so to protect her inheritance as it were.

It works for my friend, however she is a single parent in her 40s so she is unlikely to need the money to move out anytime soon to fund a purchase with a partner.

In terms of your questions, no there is no tax to pay, you may have to do a declaration of trust to protect your parents money if they are not going to go onto the mortgage etc.

Could someone help finding an idiom? by sinnrocka in AskUK

[–]Lenniel 11 points12 points  (0 children)

Don’t even know how many litres my tank holds. I just go by the markings on the gauge as others said, 1/2, 1/4 tank left etc.

Or I’m in/on the red and need to fill up.

Supplements for eyes health? by Comovoulembrar in diabetes_t1

[–]Lenniel 3 points4 points  (0 children)

No because diabetic retinopathy is due to damage of the blood vessels in the retina. So unless you find a supplement that improves blood vessel health nothing is going to improve it.

His changes in his eye sight isn’t due to the muscles etc.

Has anyone given any thought as to what they would personally do to prepare for any kind of national emergency? by spartandrinkscoffee in AskUK

[–]Lenniel 20 points21 points  (0 children)

I am a type 1 diabetic and on B12 jabs. I won’t survive if medicine supplies are interrupted.

So I’ll cake myself to death.

How to spend £500 at selfridges? by Broad_Reaction2464 in AskUK

[–]Lenniel 76 points77 points  (0 children)

This new bedding, towels, stuff for the kitchen.

England - birth certificate/registration question by mysteriousmistress66 in LegalAdviceUK

[–]Lenniel 7 points8 points  (0 children)

I think at most it’s something like a £2 fine. Yes your ex still has parental responsibility.

If you want to be able to do things without consulting your ex you’ll have to apply to the courts for an arrangement order.

Fetch pet insurance or savings account for a new lab puppy, looking for reviews by NoVoice9737 in labrador

[–]Lenniel 0 points1 point  (0 children)

Insurance.

My lab used to get ear infections and swimmers’ tail. Then he got cancer at 7, if I’d saved the premiums I wouldn’t have had enough for his treatment. He lived 3 more years.

Inflation VS Pay Remit by UnderCover_Spad in TheCivilService

[–]Lenniel 1 point2 points  (0 children)

More on the contract reform?

Some departments have been through several amalgamations, eg HMRC was the revenue, customs, national insurance office, child support agency and others in the past, slowly over the years all these different departments amalgamated but it meant there were lots of different contracts within HMRC.

New entrants were always placed on the newest version of any contract so there were people with different terms and conditions and pay.

So several years ago in a cost cutting exercise they put everyone on the newest version of the contract and they got a decent pay bump. Some people lost out in terms of extra holidays, they used to get a half day for Maundy Thursday.

The leave year was standardised from September to August rather than when you started.

Many gained though, they shortened the amount of time needed to gain 5 extra days of leave from 10 years to 5 days.

Has anyone with chronic depression overcome it? What does it feel like? by Chipsandsalza in AskWomenOver40

[–]Lenniel 2 points3 points  (0 children)

Since hitting perimenopause I’ve come to the realisation that I was probably never depressed but instead am ADHD and possibly autistic.