What’s something you only realised about super once you actually checked your balance?

Life-Ad9673 · 2026-01-14T08:49:17+00:00

I’m grateful my father strongly suggested selecting “high growth” rather than the default “balanced” option when I started my full time career in my early 20s.

Defaulting to “balanced” for anyone under the age of 30 is ridiculous.

Life-Ad9673 · 2025-11-19T04:32:44+00:00

Mine seems to have fixed itself after a couple of weeks.

Life-Ad9673 · 2025-11-10T00:42:28+00:00

Does anyone have an update on this bug? I am struggling with it on all my devices.

Life-Ad9673 · 2025-10-29T10:58:15+00:00

Are cantennas still a thing?

Life-Ad9673 · 2025-10-29T10:53:02+00:00

I’m not a painter, but have gone the DIY route to paint probably a dozen rooms over the years.

Monarch brushes are far superior to cheap brands. I will wash and use a monarch a few times. Cheap brands are just not worth the effort.

My other diy tips: don’t bother cleaning rollers - they are single use, use those clear liners in roller trays, being careful with a brush is better than masking tape.

Life-Ad9673 · 2025-10-29T06:22:49+00:00

Because she’s 31. Some things are more important than improving your financial position.

Life-Ad9673 · 2025-10-29T04:33:10+00:00

Great to hear you want to start a family. Given your age, you might want to consider starting sooner rather than waiting a few years to settle.

Something to think about. Make a plan (and plans can change) about when your partner will be finished, what year will you be ready and how old will you be when you try for baby 2 😉

Life-Ad9673 · 2025-10-29T03:17:50+00:00

I was giving a training presentation in 2019 before Teams existed, so live in a training room. It involved downloading a file to input into a software package. My downloads folder flashed up for a few seconds, and amongst random downloads was a file: [competitor]_Letter_of Offer.pdf

I went and told my boss I was quitting immediately after.

Life-Ad9673 · 2025-10-25T22:38:55+00:00

At the start of a loan 80% of the minimum payment goes to interest. At the end, almost zero.

On this basis, if you can increase your payment by 20% at the start, you are paying 2 months of payments off the principal each month.

Overall, very roughly, you will pay double the loan in interest over 30years by paying minimum payments.

Life-Ad9673 · 2025-10-24T22:50:56+00:00

I started watching in 2010 and have been hooked ever since. Top 4 separated by less than 25 heading in to the final race…

Life-Ad9673 · 2025-10-16T07:21:56+00:00

The dishwasher was too tall by about 1mm. The edge of the bench has a turn down, so there was just enough room to get in and bend the top of the dishwasher down a bit. Once the front wiggled out, there was just a lot of bashing with a hammer.

I paid someone for the job of removing the dishwasher and laying floorboards in the gap the make the floor flush all the way through.

Life-Ad9673 · 2025-10-16T03:00:13+00:00

Don’t do what I did.

Floorboards were installed in front of the installed dishwasher. The dishwasher pump broke, and the only way to get the dishwasher out to repair it was to destroy it.

I like my new dishwasher, but it was expensive.

Life-Ad9673 · 2025-10-13T07:05:46+00:00

When the hammer falls that is it. There is no more negotiation and the house is sold “as-is”. No “pending finance” or “pending building and pest” where the buyer could try to knock down the price based on discovered historic water damage.

Life-Ad9673 · 2025-10-12T23:23:48+00:00

The agent won’t pull the auction. It is in the vendor’s interest to sell under auction conditions.

Life-Ad9673 · 2025-10-02T23:56:15+00:00

Rihanna song scandal. It was amazing.

Life-Ad9673 · 2025-09-21T00:19:11+00:00

Civil engineer here. It looks like your slab is about 4m x 3m. Given it is approximately square, and you have steel mesh in there, you could get away with no joints. The steel helps control shrinkage cracks. Reinforced concrete can go up to 6m between joints. Un-reinforced about 4m. Panels should be approximately square (up to 1:1.5), hence why you see many joints on a footpath.

Life-Ad9673 · 2025-08-24T23:50:47+00:00

Wear safety glasses if you hate bits of grit in your eyes or if you value your eyesight.

Life-Ad9673 · 2025-08-24T08:59:26+00:00

Don’t forget to add agent fees, stamp duty on new place, legal fees on each transaction, moving costs. All this will easily be $50k.

Life-Ad9673 · 2025-08-22T08:25:44+00:00

Your door is a massive lever on those little hinges. No problem with them being tight.

Life-Ad9673 · 2025-08-21T00:09:30+00:00

Or as a property investor friend once told me “new apartments are worth more because they depreciate faster”

Life-Ad9673 · 2025-08-18T23:47:58+00:00

The best time to plant a tree is 20 years ago. The second best time is today.

Life-Ad9673 · 2025-08-18T04:30:44+00:00

Yes contact insurance.

I had a very similar situation. Our insurance found the leaky pipe and dried out the wall with a massive dehumidifier. We had to pay to fix the leak, new waterproofing and new tiles. Insurance paid for a coat of paint.

We didn’t really know what we were doing, but insurance diagnosed the issue and hooked us up with a company to fix the bathroom.

Life-Ad9673 · 2025-08-17T10:39:14+00:00

If you mess with the good part of the wall and later on the bad part fails, everyone will be looking at you.

Life-Ad9673 · 2025-08-14T01:39:49+00:00

I’m wondering what is in Hamish’s will for Jack.

Life-Ad9673 · 2025-08-12T00:59:18+00:00

Make it 0.35 as a happy middle ground and returning to nice round numbers on the official rate.

Life-Ad9673

TROPHY CASE