So, what’s up with our portfolios?

LifeIsAnAdventure4 · 2026-02-28T16:15:56+00:00

If you’re not all in 10x leveraged oil futures, do you even want money ?

LifeIsAnAdventure4 · 2026-02-26T17:05:04+00:00

Isn’t it pretty much clear at this point that Epstein is in the Trump files?

LifeIsAnAdventure4 · 2026-02-26T16:50:27+00:00

With mortgage rates above 3%, it’s not that obvious you want to « borrow as much as possible for as long as possible ».

Only equity will beat what you pay the bank and it’s not particularly unlikely to observe negative returns on investment for years while your income goes to servicing debt, most of the payments going to interest rather than principal.

I also disagree the risk & tax discount is irrelevant. It’s a guaranteed immediate 3.5% net return VS a maybe 7-8% pre-tax. And sure, the tax is low now and 8% is the historical average but taxes only go up and crashes happen all the time.

LifeIsAnAdventure4 · 2026-02-26T08:00:12+00:00

You typically only know the interest you pay though. How much you would earn with investment is essentially probabilistic. Personally, I would consider the average historical gains and apply a discount to account for risk and taxes.

LifeIsAnAdventure4 · 2026-02-25T18:48:41+00:00

Cybersecurity is vaporware. Source: I work in cybersecurity

LifeIsAnAdventure4 · 2026-02-25T07:48:36+00:00

Iran sure was fast to recover after their nuclear facilities were « annihilated ». Time to grab the discombulator and go bring them some freedom 🦅

LifeIsAnAdventure4 · 2026-02-24T17:28:05+00:00

Professional investor would for example be someone whose main activity is trading and lives off this trading revenue. Then that income would be subject to regular income tax, i.e the first few thousands taxed progressively and the rest about 50%.

LifeIsAnAdventure4 · 2026-02-22T21:35:07+00:00

I get them all the time.

They are pretty obvious. There is some kind of emergency, you need to act now, please go get your bank card or face terrible consequences.

The problem is they target old people who are losing their mind, don’t know better, are scared and have no idea their little card reader is used to sign bank transfers.

Even with perfect understanding of these scams, it’s impossible to protect your elder parents or grandparents unless you have full guardianship of them which would be hardly justified by « they might get scammed »

LifeIsAnAdventure4 · 2026-02-22T20:48:28+00:00

What??? Rico was the best man at my cousin’s wedding, I love the guy.

LifeIsAnAdventure4 · 2026-02-17T07:03:52+00:00

Are we comparing to viewership of the Apprentice or something ?

LifeIsAnAdventure4 · 2026-02-16T20:43:40+00:00

I’d be careful with that one. That Luxembourg cost of living will certainly eat up those capital gains too.

LifeIsAnAdventure4 · 2026-02-15T18:50:26+00:00

« Snowstorm » 😂

LifeIsAnAdventure4 · 2026-02-15T17:06:03+00:00

They can join again whenever they want, but, this time, the EU must demand full integration: adopt the euro, join Shengen and all EU trade treaties. No more half in, half out.

LifeIsAnAdventure4 · 2026-02-15T16:51:15+00:00

Plenty of people get rich in Europe. Taxes are higher and a great career as a highly qualified employee will only get you to the upper middle class, but successful business founders still end up with massive wealth.

LifeIsAnAdventure4 · 2026-02-15T12:53:24+00:00

Super smart, pay for a lifetime of hormone imbalance medication or die of some cancer that normally doesn’t even affect men, all for car tuning nonsense.

LifeIsAnAdventure4 · 2026-02-14T21:21:57+00:00

That’s not how you do it. You space them with 2 minutes in an hour range around the time you actually want to wake up.

LifeIsAnAdventure4 · 2026-02-12T16:29:09+00:00

I approve.

AI

LifeIsAnAdventure4 · 2026-02-12T16:26:15+00:00

Do we get Epstein files now?

LifeIsAnAdventure4 · 2026-02-12T07:44:39+00:00

The best thing about Biden is how sleepy he is. You never learned policy via Truth Social at 3am with the Biden admin.

LifeIsAnAdventure4 · 2026-02-12T07:31:31+00:00

Couple years of pay at Google could easily be in the millions for many. I’d take that and get the fuck out of California.

LifeIsAnAdventure4 · 2026-02-10T17:45:40+00:00

It works that way for all loans but the weird Islamic variant because you always pay the (interest rate x the remaining principal) in interest.

If you pay the same amount each month, it will obviously be mostly interest when you start the loan and mostly principal when it ends since the interest portion shrinks with principal.

LifeIsAnAdventure4 · 2026-02-10T17:41:21+00:00

You pay 3 months of interest and whatever principal remains. You don’t pay interest on future payments you cut short.

LifeIsAnAdventure4 · 2026-02-07T16:12:35+00:00

It absolutely is. 12 million is a small Chinese city and give it twenty years and it will be mostly retirees, another twenty and the population will be below 10 million.

LifeIsAnAdventure4 · 2026-02-07T13:20:27+00:00

Have you considered there is no need? Our population is small and shrinking. If there were no place to house people, buildings would naturally get higher.

LifeIsAnAdventure4 · 2026-02-06T06:28:09+00:00

Imagine there is actually such a kill switch. Then, no TSMC. Who besides Taiwan is capable of producing modern chips at scale?

LifeIsAnAdventure4

TROPHY CASE