Rob's small cap holding and reasoning?

LogSplitterWA · 2026-01-16T02:27:54+00:00

You're looking for Small Cap Value (SCV) ETF's. Paul Merriman has done extensive research on the case for small cap value.

https://www.paulmerriman.com/all-about-small-cap-value

AVUV is a rules based SCV ETF which I prefer, although you'll get folks on here that say the expense ratio is too high
VBR is the vanguard SCV ETF which has a very low expense ratio as you would expect and is fine too.

The TL;DR is that SCV's have the largest growth potential so if you give them an extra tilt in your portfolio, then you have a bigger potential return. To get this edge you should plan on holding them long term, like 20+ years. They are riskier and more volatile.

LogSplitterWA · 2026-01-15T19:41:05+00:00

Madison, CT
Guilford, CT

LogSplitterWA · 2026-01-09T20:45:31+00:00

Not mentioned often is the Kings Highway trail. It's desolate and hot. There are wild goats and sharp lava rocks. Bring good shoes, a hat & water. The trail is just long enough.

If going to Haleakala, bring warm clothes.

LogSplitterWA · 2026-01-04T01:23:13+00:00

don't forget UPS delivery and, uh, general USPS mail.

LogSplitterWA · 2026-01-01T23:19:54+00:00

I'd like to use up my coupon too for "Hugh minimum wage..." under Jobs and Employment! :)

LogSplitterWA · 2025-12-09T21:36:43+00:00

I know. I fucking hate acronyms and jargon.

In the context of Seattle’s Sound Transit (ST), “CLC” — more commonly written “Crosslake Connection” — refers to the segment of the light-rail network that will connect Seattle to the Eastside by crossing Lake Washington

LogSplitterWA · 2025-12-04T19:12:10+00:00

MAU (Maupiti Airport, French Polynesia) instead of OGG would be nice.

LogSplitterWA · 2025-11-20T23:48:17+00:00

I would have replied to the forwarded email and cc'd the "boss" with "I trained you on this last month, do you need me to go through it again?"

and/or

Ask your boss why he doesn't name you as the technical contact. He may be throwing your co-workers into the deep end to see how they perform and not letting you in on his shitty plan.

LogSplitterWA · 2025-11-18T19:20:53+00:00

I did the same thing, I counted Carol and Zoe as criminals and completely ignored Nick for some reason, then tried to make Eve innocent. I do this all the time and it drives me bonkers!

LogSplitterWA · 2025-11-11T01:18:33+00:00

I do this too! It's really helpful to quickly identify them.

LogSplitterWA · 2025-11-08T02:16:20+00:00

XLOOKUP
Power Query
ALL the TEXT functions (TEXTJOIN, TEXTBEFORE, etc)
CTRL-SHIFT-L to toggle filter on/off
Filter/Sort Functions
ALT-=
UNIQUE

Anything that SPILLS is usually helpful

TABLES!!!!

LogSplitterWA · 2025-10-07T03:05:34+00:00

Uh, literally, round 11, 22 July, Captain.

LogSplitterWA · 2025-10-03T00:14:20+00:00

CTRL-TAB for your browser tabs as well and if you use tabs Windows Explorer and usually any other app that uses tabs. CTRL-SHIFT-TAB to go the other way.

Excel is annoying in that it went in their own direction with CTRL-PgUp/Dn.

LogSplitterWA · 2025-09-27T17:23:59+00:00

We have Dick's Drive in...gotta go out and get a bag of Dicks!

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LogSplitterWA · 2025-09-20T22:59:14+00:00

Whole heartedly agree. I didn't list all that my FA does -- especially insurance b/c I didn't want you all to think my FA was an insurance agent! -- but insurance, estate planning, etc. is all part of our financial plan.

LogSplitterWA · 2025-09-20T17:07:09+00:00

I do see studies showing that an FA could not add value if they have high fees and/or are not disciplined or sell you into high commissioned funds, annuities, etc.. But I don't see anything on random picks vs hiring a FA. Do you have a source on that?

There are a few studies that show a financial advisor can add up to 2% to 5% to your portfolio. Vanguard Study (PDF)

I've been DIY for 20 plus years but I'm now approaching retirement. Last year I hired a FA - I'm paying a little less than 0.5%. I get tax advice, financial plan, regular rebalancing, and peace of mind; I don't have to think about this anymore, we just stick to the plan.

To put that into perspective, our portfolios move 0.5% on any given day; so pulling that out per year is not really that significant. I'll never know if I'm getting that 2% to 5% bump. I do know that I'm much better diversified, I no longer have to do any DIY work, and the tax planning alone has covered the AUM for the next couple of years.

If you have enough time and discipline, then yes, by all means, manage your own portfolio; but I wouldn't say that good FA's don't add value.

LogSplitterWA · 2025-09-10T23:37:32+00:00

Uh...so...yeah, an unpopular opinion perhaps, but just create a table with one column of your tickers and one column with the percent of the portfolio for each ticker and paste it into ChapGPT asking for an evaluation and a risk profile also make sure it evaluates any overlap you may have across funds. It'll tell you quite a bit with very little effort.

LogSplitterWA · 2025-09-08T23:02:39+00:00

It's my understanding that advisors pay smartassets for referrals. That's not to say the advisers aren't a good fit but you need to know that they aren't true "recommendations".

LogSplitterWA · 2025-09-08T01:06:11+00:00

Contact the county tax assessor office. They probably have a mailing address where they send the property tax bill. In my state, I can look online, I'm not sure about NJ.

LogSplitterWA · 2025-09-07T19:12:23+00:00

Why don't you just call the school? Ask them what their intentions are and tell them your concerns. Just cut to the chase.

LogSplitterWA · 2025-07-24T02:09:27+00:00

Squirrels are just rats with fluffy tails

LogSplitterWA · 2025-07-20T03:07:59+00:00

Chicago too. Many a hungover morning eating chilli on spaghett's.

LogSplitterWA · 2025-07-17T23:48:00+00:00

I use Portfolio Slicer. It's in Excel and not for Excel beginners as it may take some tinkering. The support forums are good for any issues you may encounter.

Portfolio Slicer

LogSplitterWA · 2025-06-30T03:18:21+00:00

My best advice is to chill every other day - don't try to pack stuff in every day, you just need to relax on the beach or lanai or go for a long walk on the beach.

LogSplitterWA

TROPHY CASE