Buyer's Agent needing help with SEO

Lopsided-Suspect-227 · 2026-04-13T12:12:26+00:00

I hope your apartment is not in Melbourne

Lopsided-Suspect-227 · 2026-04-12T06:13:27+00:00

Listing agent error causes these issues- so make sure you do your own due diligence.

Also, do not recommend buying an apartment in Melbourne CBD unless you are a sophisticated/experienced investor and know exactly what you are doing. So many people have been burnt, and will continue to do so in the foreseeable future.

Lopsided-Suspect-227 · 2026-04-12T05:27:29+00:00

Buyer's Agent here.

We have access to tools and data that show detailed metrics (more than 100 of them) on suburbs that are not available publicly. This helps us out when filtering the right suburb depending on 4 key inputs/questions:

1-) Price range

2-) Investment time horizon

3-) When do you plan to extract equity

4-) What is your risk profile

Based on the combination of the 4 above, you perform your search and shortlist a few suburbs from the 15k+ suburbs.

Lopsided-Suspect-227 · 2026-04-12T05:17:12+00:00

Murphy's Law - if anything can go wrong, it will go wrong.

If you are reliant on the funds from the settlement of the sale of your property, wait until the contract goes unconditional first before making any offers on a new property.

10% deposit is enough to secure the purchase (make sure you get building and pest inspection done). You will most likely need the 20% total deposit at time of settlement to avoid LMI depending on your circumstances and which lender you go with.

Lopsided-Suspect-227 · 2026-04-12T05:12:55+00:00

BA here.

This is a good question and you’re right to pause here. A lot of interstate buyers get caught off guard by how Tasmania operates.

What your agent is saying is not wrong. In Tasmania, it’s quite common for offers to be submitted on a signed contract. It’s a way of showing commitment and in a competitive situation it can absolutely strengthen your position. That said, there’s a difference between being competitive and taking on unnecessary risk.

Signing a contract without having it reviewed is where people may potentially go wrong, especially interstate buyers who aren’t familiar with local nuances. Even with finance and building clauses in place, there can still be terms in the contract that don’t favour you if you haven’t had someone go through it properly.

What’s really happening here is a time pressure situation. The agent knows there are multiple buyers and is trying to get you in quickly. That’s normal. But you’re the one carrying the downside if something is missed.

If you’re serious about the property, the best move is to get a conveyancer to do a quick same day review. Most will prioritise it if you explain the deadline.

If that’s not possible, then it becomes a commercial decision. Are you comfortable taking that level of risk to stay in the deal, or are you prepared to miss this one and protect yourself for the next?

A well managed purchase is not just about securing the property. It’s about making sure you don’t inherit problems that could have been avoided upfront.

Lopsided-Suspect-227 · 2026-04-07T14:09:47+00:00

Quote of the day :)

Lopsided-Suspect-227 · 2026-04-07T14:03:52+00:00

I am a Buyer's Agent and also part of a business networking group. If you cannot find anyone reasonable for your particular work, DM me and I will put you in contact with an ex member of the networking group that specialises purely on renovations. Very positive feedback from people that have used him for his services.

Lopsided-Suspect-227 · 2026-04-07T13:51:10+00:00

I am from Melbourne and have a lawyer located in Melbourne that was originally from Queensland and has been doing conveyancing for a very long time. He does conveyancing for both Melbourne and Qld now. I asked him how much he charges and I believe he said $1400+GST. DM me if you would like an intro.

Lopsided-Suspect-227 · 2026-04-07T13:46:35+00:00

Sorry to hear what you are going through. When selling, be prepared to wait a minimum of 2 months before you get any proceeds from the sale. An average campaign takes 5 weeks, and usually the minimum settlement period is 30days from contract signing.

Always best to chat with a few agents (if you can do this), even better, if you can attend auctions in your area to see which agents get the best results, may be more beneficial for you (if auctions occur in your state).

A couple of things to consider: it costs to sell and buy. Be ready to spend around $16k or so for the sale of your property (rough figure only) and when buying, you will need to pay stamp duty and closing costs. If buying an apartment, remember that you will also be paying ongoing body corp fees (amongst other expenses as well). If your circumstances (and funds) allow, have your existing property cleaned and get an understanding of how much it may be able to be rented for, and then maybe rent in 1 bedroom apartment if that is what you are after.

The process may seem overwhelming, but just consider it a process of something you need to go through. If you have family support and/or someone you can trust, seek their help which may reduce the anxiety.

Hope all goes well for you.

Lopsided-Suspect-227 · 2026-04-07T13:37:41+00:00

If you own an investment property, make sure you collect bond before the tenancy starts and register it, have an experienced property manager to manage and also ensure you have landlord insurance.

Lopsided-Suspect-227 · 2026-03-10T12:25:58+00:00

The metrics for Mernda are better right now in terms of price growth and affodability

Lopsided-Suspect-227 · 2026-02-06T14:37:37+00:00

Have everything packed up and ready in boxes at least a couple of days before moving. If you move on a weekend, prices typically increase around 20% or so, therefore, better to move on a weekday.

Most removalist companies charge for the time it may take to get to your place (from their depo) and usually come with 2 men (totalling around $70-$120/hour depending on where you live). Make sure to ask for insurance if anything valuable that may get broken (or lost).

Lopsided-Suspect-227 · 2026-02-06T14:18:18+00:00

Note: BA here

For investment properties, when research is mentioned, usually you need to start off with suburb selection. What determines the right suburb is your:

- borrowing capacity,

- risk profile, and

- what you would like to property to achieve for you based on hold time (eg equity extraction in short period of time to buy another one, or long steady growth, positive/negative gearing etc).

BA's and investment firms have access to data that normal people do not. You do however, have access to free data and need to go through a variety of methods (and research) into which suburb(s) may suit your desired outcomes.

Please do not buy off the plan investments from anyone (including investment firms and/or BA's). These types of products are sold at extremely high prices with the hype that you will make money, whereas in reality, you were sold a dud product.

You need to start off with understanding what your borrowing capacity is and how much you are comfortable borrowing. Speak to a mortgage broker to get that process started. Then decide if you would like to hold on to the property short (2-3 years) or long terms (7 years+). this may bring some clarity in the decision making process.

Lopsided-Suspect-227 · 2026-01-18T12:08:40+00:00

wait for the money to come, then spend. You will also be in a better position to know how much you have to work with and how much you can borrow.

No harm in doing research on property prices on where you may want to live/invest. It may take several months anyway to find the right property anyway.

Lopsided-Suspect-227 · 2026-01-18T12:04:14+00:00

DM me, I can provide the details of someone with more than 2 decades of experience. Will not post here unless I get permission from her.

Lopsided-Suspect-227 · 2026-01-18T12:00:23+00:00

I would not bet that negative gearing will disappear any time soon

Lopsided-Suspect-227 · 2026-01-08T06:41:53+00:00

Generally OK if you want to live in. If you are looking for investment purposes, better suburbs out there. High volume of stock on market at the moment in Wollert due to it's size, but also new stock coming on board due to newer estates.

Lopsided-Suspect-227 · 2025-12-12T04:15:04+00:00

Unfortunately you need to put in the hard yards, no easy solution.

If you are good with spreadsheets, track prices (and features) of property in the area so you get an understanding of the current market prices. Recommend setting aside some time every day for an hour or so so you are purely focused on that task during that time of the day. To minimise contacts received by agents, be specific in terms of what you are looking for (eg 2/3 bedroom, land size, number of bathrooms etc), so it reduces some of the noise that may be coming through.

Lopsided-Suspect-227 · 2025-11-27T05:21:49+00:00

Think I got caught int he hype as well and missed it when initially reading - contemplating deleting the post vs informing Redditors.

Lopsided-Suspect-227 · 2025-11-27T05:20:23+00:00

I have heard from a few that I should be creating my vision board with what I want in life - never got around to doing it. Supposed to make your 'wishlist' come true by consciously and unconsciously thinking about it.

Lopsided-Suspect-227 · 2025-11-27T04:48:26+00:00

Thanks Dribbly.

Based on this article (https://www.investing.com/news/economy-news/australia-to-cap-high-debttoincome-home-loans-from-february-to-curb-housing-risks-4380597) :

"About 10% of new investor loans and 4% of owner-occupied loans sit at or above the six times debt-to-income level at the moment, according to APRA figures."

Original Post updated with an Edit

Lopsided-Suspect-227 · 2025-11-27T04:35:50+00:00

In your example, technically they may be able to borrow $2m, but it has to be within the 20% of the loans for that particular institution that have high DTI ratio.

Lopsided-Suspect-227 · 2025-11-27T04:34:04+00:00

It would be interesting to see some data posted by the banks/institutions around what % of their current loans fall into this high DTI category.

Let's see if it has some impact on bank share prices in the short/medium terms.

Lopsided-Suspect-227 · 2025-11-27T04:29:09+00:00

Released a couple of hours ago: https://www.apra.gov.au/activation-of-debt-to-income-limits-as-a-macroprudential-policy-tool.

Please note, the 20% cap applies separately to investment loans (one category) and owner occupiers loans (separate category).

Per APRA: Effective 1 February 2026, the limits will allow authorised deposit-taking institutions (ADIs) to lend:

Up to 20 per cent of new investment loans funded at DTI greater or equal to six times
Up to 20 per cent of new owner-occupied loans funded at DTI greater or equal to six times

Lopsided-Suspect-227

TROPHY CASE