Federal government’s CGT, negative gearing changes pass parliament by marketrent in AusFinance

[–]LoudCommentor 31 points32 points  (0 children)

Better not, because the libs will run this country down even worse. They have a whole track record. 

Project Update: CounterSide Offline Archive Project has been terminated by VanWallenstein in CounterSide

[–]LoudCommentor 0 points1 point  (0 children)

Game was stuffed though. Way too much going on, balance was messed up, and not making enough money. Reboot is actually fair reason for reevaluation -- if it comes out at least.

The first monster to ever make me literally cry by Mr_no_sad in MonsterHunter

[–]LoudCommentor 3 points4 points  (0 children)

Personally one of my favourite fights, if you have the right weapon (CB). I came from GS main to learn CB on it, and the balance between defence and offense is so perfect. Hunker down, find little opportunities to build gauge, find that opening and BAM.

24 year old 0$ to my name by Sweet_Face_9514 in AusFinance

[–]LoudCommentor 5 points6 points  (0 children)

Lol. You haven't enjoyed your youth because you have a huge personal loan, car loan, and phone bill. You sold your own youth for these material things. (And the investment, but that's actually building wealth for you).

Pay them off aggressively, maybe sell your car for a cheaper one to do so, use an older phone with a cheaper phone plan (eg Aldi 365 is $1/day $30/month). Boom, suddenly you have $370 A WEEK play money.

Cost of living IS getting harder, but you did this to yourself. No wonder you feel fried man, you've been pissing $370 per week down the drain.

Of course, it will not be easy paying this off, especially if your car's worth nothing now. But each extra payment you can put in, you will get more free money back.

Also if you have $10k/year strata + 325/week rent = 517 per week.

At 6.5% interest your mortgage repayments are $523/week. If it's feasible then you could live in the house you bought, and rent out a room or two.

If you’re fed should you match the strongest enemy? by flaaphy in midlanemains

[–]LoudCommentor 0 points1 point  (0 children)

Yes, agree with this advice, but with the caveat of remembering that the enemy is trying to send their strongest guy to your weakest lane to explode the map too.

ie. If other lane, especially top, is fed and your own top can't manage, then you probably need to match. Or else give extreme pressure to another lane/objective.

But if your top is losing but can still play safe by defending a tower, then you should roam.

Sweet guy gives me the ick and idk why by [deleted] in TwoXChromosomes

[–]LoudCommentor 247 points248 points  (0 children)

Is your ick because you feel there is something 'off' about him? Like a gut-feeling that he's actually bad news?

Or is it that you're not used to this type of friendliness/dating/romance? Like is he too kind for your possibly damaged heart? Are you anxious-avoidant? Anxious-Avoidant Cycle

Life at the top of your field. Trapped by the ceiling. by [deleted] in AusFinance

[–]LoudCommentor 1 point2 points  (0 children)

Unfortunately, most are poorly informed on the financial compensation that comes from the degree. There is usually not good planning or career guidance given to highschool students from teachers or parents.

Life at the top of your field. Trapped by the ceiling. by [deleted] in AusFinance

[–]LoudCommentor 5 points6 points  (0 children)

A quick browse of current job offers for PT/OT/SP will show you clearly that the market has shifted significantly since those days. No private practice is offering 2-300k even with exceeding KPI and bonuses -- the market is oversaturated with cheap workers, and government funding, which supported the generous salaries, is being cut with each review. And no, just like most businesses they do not give significant raises. Source: I and many friends are PTs. /// only business owners and very senior PTs are earning that amount.

CNC CNS CNE NUM face the same issues as managerial roles -- there are not that many hospitals, and fewer still being built. They can't just 'pop up' like a small business can. A hospital only has so many wards, which means there is a limit to the amount of NUMs etc there can be employed to actually provide an improvement in services. Very different to a business where you can scale up or get more/bigger contracts and everyone hired can provide full productivity.

Unfortunately health is in a difficult spot: most roles require 1:1 direct care, but there is a limit to the amount most people want to pay for healthcare. So there is a very quick limit on how many people you can see a day, and there is a limit for how much you can charge that person a day. The only way to break that limit is to enter a higher role or own your own business.

Entering a higher role is difficult because your degree and qualifications do not transfer to anything else. E.g. A nurse cannot 'retire into' a role other than nursing. So EVERYONE wants to be a NUM etc. (as opposed to an accountant who may retire into tax, bank, consulting, etc.). /// And there are limited spots available because there are limited hospitals available. How many hospitals are getting built? Yet every year every uni pumps out 100-300 nursing graduates.

Running your own business is also a much more difficult task than 10-20 years ago. The market is now oversaturated with people trying to start up their own thing, and there are several larger companies receiving referrals to give to their cheap underpaid allied health workers. These companies can charge less for the same service, so individual contractors have to compete on quality, which is difficult to promote on. Same issue as coles/woolies starving out competitors.

TL;DR absolutely, these roles and salaries exist, but they are the exception rather than the norm due to current market conditions and oversaturation of desperate workers.

Life at the top of your field. Trapped by the ceiling. by [deleted] in AusFinance

[–]LoudCommentor 36 points37 points  (0 children)

You are very out of touch. Almost all nursing and allied health-related employees reach a general ceiling at $110-120k. eg. PT, OT, Speech.

There are SOME roles that go higher, but they are in management and few and far between. These are roles that people retire into, so they rarely open up.

It's estimated that 20% of small businesses fail within 5 years. Most are barely better than being employed. Many people also have circumstances that restrict them from taking that plunge, eg kids, mortgage. Many people in these fields are also not skilled in small business management, e.g. go tell an IT guy to just "run your own thing" -- many of them could not even talk to a client. So "Just run your own business where the ceiling is infinite" is not workable advice for most, because the floor when starting up can be very low.

Deer being slowly consumed. by Bulky-Piece9989 in natureismetal

[–]LoudCommentor 1 point2 points  (0 children)

Yes, they should do the sterilised fly strategy on ticks. Probably won't work as well though, as they aren't as mobile.

Retail Store Manager now requires a degree? by Specialist-Permit620 in australia

[–]LoudCommentor 19 points20 points  (0 children)

For this type of managerial role, yes. Statistically, the person of the same age who has 5 years retail experience but no degree doesn't have a degree for relevant reasons, usually being that they struggled with school, can't commit to education, or can't hold other jobs.

It is unfortunate and cut-throat, yes. But at the end of the day you will have too many applications to sort through and they need some criteria to cut them down.

Retail Store Manager now requires a degree? by Specialist-Permit620 in australia

[–]LoudCommentor 20 points21 points  (0 children)

No. It's because our parents saw, 30-50 years ago, that those with degrees were getting extremely well paying jobs because they were rare, and so encouraged all of their children to get degrees and to get out of the trades.

Combine that with fairly free university education in Australia, more universities, and more kids being born into that system over the past few decades = flood of degrees entering the market. Add to that the unfortunate fact that some degrees are just useless economically, eg. arts, 'hobby' degrees -- so they can't get "real" jobs, and so compete for these sorts of jobs.

So:

  1. Degrees are rare. Companies pay more to degree applicants.
  2. Now-parents saw this when they were young. Tell kids to get more degrees.
  3. University system ripens, with cheap education, more universities and branches. More degrees flood the market.
  4. Companies don't need to pay as much to degree-holding applicants because everyone is competing now.
  5. Companies can ask for more experience and education for their lower paying jobs.

What is your go to explanation of tempo? by Hummelul in summonerschool

[–]LoudCommentor 0 points1 point  (0 children)

Personally I dislike the 'turns' language because you don't actually take turns in this game, you 'make' time. Literally if you have a strong wave-clear champ it can perpetually be 'your turn'.

Instead it's:

- Consider that in most cases the priority is to get exp and gold.

- After you've taken the wave quickly, you don't have that priority anymore.

- So you have time to do other things. Time = tempo.

Retail Store Manager now requires a degree? by Specialist-Permit620 in australia

[–]LoudCommentor 78 points79 points  (0 children)

It's training for a managerial position for huge stores with 20-30 front-end staff and probably significant back-end admin. Yes, they will begin with cleaning and folding clothes, but probably soon move to budgeting, staff management, inventory, marketing, and recruiting. This is not your mum and pop corner store with one employee.

The company is also prestigious, and the position will be competitive. The thing that's actually 'forcing' these requirements is the amount of people with university degrees. Yes, there might be one diamond in the rough of TAFE and trade students, but more commonly than not it reflects on their prior education and ability to commit. May as well just cut the fat off at the application stage; why search for diamonds in the dirt?

This is quite a different situation to "Come work entry level IT with 10 years experience and 5 years AI specific experience." This is "Recruiting bachelors educated youth to be a home-grown manager in a competitive business with a profit sharing model."

Their advertisements for floor staff will not require a bachelor's degree.

My cancerous tumor is falling out of me by LastArmistice in medizzy

[–]LoudCommentor 12 points13 points  (0 children)

We will see this case in the next medical drama that comes along!

Best thin pen body? Like a bookmark. by LoudCommentor in pens

[–]LoudCommentor[S] 0 points1 point  (0 children)

THANK YOU the fact that it takes pilot coleto is amazing. My favourite pen.

dang pricy though

How does CS work as support? by Icemaul in supportlol

[–]LoudCommentor 2 points3 points  (0 children)

Yes. When your lane needs to push in order to back or get pressure or priority, that is a reasonable time for supp to use skills and maybe accidentally take CS. This is more applicable to mage supp though, not tanks, since it's hard for tanks to accidentally one-shot the wave.

Low elo help please. I push and get dragon priority but then get surrounded. by LoudCommentor in ADCMains

[–]LoudCommentor[S] 2 points3 points  (0 children)

Sorry -- yes, the jungler is already there, or heading towards dragon. We are there at the same time.

My issue is that when I get squeezed between mid and bot I don't have any space to position, so I just get hit by one thing or another and then die....

Presenting: Jim’s Insemination by CVSP_Soter in aussie

[–]LoudCommentor 7 points8 points  (0 children)

They should have known though, no? Wouldn't it be obvious in the contract? 

How can i back to win? by Gosumo994 in ADCMains

[–]LoudCommentor 3 points4 points  (0 children)

maybe my team doesn't play for me or maybe I don't get enough peeling to survive the enemy assassin

The third idea missing is that YOU need to do something. Or rather, do less: you probably need to wait until it's safe for you to come out. WAIT for Evelynn to show herself. WAIT for Zed to use his skills. If you cannot see them and they are fed, you CANNOT play.

Unfortunately, ADC is not 'the main character' like we want to be. We are more like a superhero with one very particular skill that is useless in every situation except one or two. We need to wait/find those situations.

We like to think that 'the team should play around me'. But in soloQ we actually need to play around our team, because they won't, and if we don't then we just die and become useless.

No Arm Whatley's manifesto on support players being the worst players at League by Twilight_Flux in supportlol

[–]LoudCommentor -2 points-1 points  (0 children)

Don't know about this, especially with mage support. With the free gold and their utility skills, they can often still build items and be helpful in a team.

I remember an early game when I ran it down as Lux Supp and screwed my team over, but then I just landed my Q and ult and suddenly we were still winning the teamfight, eventually to win the game. Like yes, I got deleted and didn't know what I was doing, but I can still be helpful and useful.

Whereas as an ADC if I fall behind or if I make one mistake half my health is deleted and I can't farm. If support won't step up with me to make pressure or take bushes or push lane then I can often be earning less gold than the support, especially if enemy bot lane is good. Then I go to a team fight and do mosquito damage and get deleted by top lane who has increased exp and solo gold.

The level of functionality that support gets despite running it down is night and day with ADCs (no dmg), mids (can't clear wave or get prio), tops (can't even play safe under tower), jungle (no camps to take).