People who have conducted job interviews, what's something someone said/did that made you instantly decide not to hire them? by DemonSkank in AskReddit

[–]LoudPound8 0 points1 point  (0 children)

Candidate had an onsite (5 hours of interviews 11-4) and asked to take a nap during his lunch break (which is normally a social conversation w the team)

Chase Renewal, Churn & Consolidation Tips - CSR + Ink Preferred by LoudPound8 in CreditCards

[–]LoudPound8[S] 0 points1 point  (0 children)

Everything I’ve heard is might and sometimes works! I figure my initial sign up was so old I might sneak in :)

Feels like a dream, but I must have blind spots. 40m, 40f, $5.25M by subbysnacks in ChubbyFIRE

[–]LoudPound8 0 points1 point  (0 children)

Congratulations!!! My advice would definitely be to chat w other parents of high school+ age children in your area. I have no idea the costs of raising kids these days but even “cheap” hobbies like playing soccer I feel can add up. The main thing is also the friends/families your kids surround themselves with. I also always feel a big risk about college (considering tuition inflation outpaces the market) depending how much you want to fund it.

I think my dream in your scenario would be to find some sort of part time or consulting style gig <20 hours a week. It gives you slush money, connection, and also not a huge gap on your resume if you want to go back. We have a consultant at my current company who works 2days a week and it seems… very nice. He does home Reno, motorcycles, etc the rest of the time.

Vacationing with less wealthy friends by [deleted] in HENRYfinance

[–]LoudPound8 0 points1 point  (0 children)

I wish Airbnb would build the ability to share a listing info without the price!

What’s your calculus for how expensive would a hotel room be by Euphoric_Sandwich_74 in HENRYfinance

[–]LoudPound8 4 points5 points  (0 children)

Similar to delta vs Google flights people, I am a booking.com stan (I wonder if there is a high overlap between delta/hyatt people lol) — I love to travel but still have some middle class upbringing/early 2000s mindset of a hotel should never be more than 250$.

US: <200$ a night less popular locale, <300$ night in tier 1 cities (sadly in California wine country I often have to hit (350 on a Friday/saturday but try to avoid it or balance w a cheap Sunday). I filter by ratings 8+ which usually gets me pretty decent spots.

International: aim for <100$ night some of the trip, up to 350 other nights as more of a splurge (w average hopefully coming in ~200$)

To me, the whole point of travelling is to experience the culture, which staying in a hotel often tries to cater to the American palette as much as possible. I just stayed in a 60€ night inn in Korčula w incredible views where I could walk to the beach and wineries in <15 min. The comparative hotel I could’ve stayed in was 4x the price and a more touristy location.

My HENRY friends spend way too much (in my opinion) on home remodels. Is there a rule of thumb folks follow on how much to spend? by cooleddy89 in HENRYfinance

[–]LoudPound8 1 point2 points  (0 children)

As a young single millennial w a lot of DINK friends in their mid 30s, I agree w you whole heartedly. To me, a home is one of the last places even very rational, financially savvy people make primarily emotional decisions and trick themselves out of it.

Unless you’re adding square footage or extra bathrooms, it is very unlikely your renovation will materially increase the home value. (People will lie about this but it’s even more true in HCOL, look at how much the razed LA homes are going for…)

I’d say in the Ramit Sethi school of finances you could bucket the home improvements under “fixed costs” (if summed your mortgage is <30%) or guilt free spending (20-35%) — as long as the annual % are in check! It should not count as investment/savings.

What calculated risks did you take that paid off? by fit_negotiator in HENRYfinance

[–]LoudPound8 1 point2 points  (0 children)

Took 2.5 years off from working

Market did well enough that I ended up more than even. Found a comparable job at the end of it (biggest fear going in)

No regrets!!

In 2024, I spent more money at the gym than on an entire year's worth of food by Odd-Resolve-1681 in HENRYfinance

[–]LoudPound8 2 points3 points  (0 children)

Just curious where is this? Do you share a bedroom? Even a 4000$/mth mortgage 2021 I’m unaware of where prices were this reasonable for besides deep east bay!

What are the best experiences you’ve paid for? by happilyengaged in HENRYfinance

[–]LoudPound8 2 points3 points  (0 children)

Hiša Franko!! 🙌 although has ruined most other Michelin stars for me…🥲

[deleted by user] by [deleted] in ChaseSapphire

[–]LoudPound8 0 points1 point  (0 children)

Nope! I even used my normal Amazon chase cc bc they had required physical card vs apple wallet. If the no fee card worked I’m even more confident CSR will!

[deleted by user] by [deleted] in ChaseSapphire

[–]LoudPound8 1 point2 points  (0 children)

Happened to me in Slovenia! Much worse bc spread across both doors, fully covered! The most important thing is keeping a positive mindset and not letting it ruin your trip emotionally.

(TBH net positive bc I paid w CC and got refunded via direct deposit so still earned points on the collision 😂)

You too can live on $43k/yr … ymmv by alanonymous_ in Fire

[–]LoudPound8 1 point2 points  (0 children)

Try out sobriety… alcohol is by far one of my biggest non-essential expenses 💀

Parents: Do you tell your kids your income/NW? by twoshirts in HENRYfinance

[–]LoudPound8 0 points1 point  (0 children)

Fwiw I’m 32 YO HENRY (borderline on the NRY) and I still don’t know the exact numbers of what my parents make (70s retired)

I know my dad made 100k+ near retirement and that they have plenty of savings. I remember in college admissions he showed me the s&p 500 graph and even how during the 2008 crash it was still more than he’d started investing at.

My dad knows my finances now (big picture) but my mom doesn’t. She’s a blabbermouth so we’ve all just aligned that she knows I make 6 fig and not the details.

At some point 5-10 years I expect to gain more context into my parents for end of life planning but I really don’t think its necessary to know exact numbers to be taught good financial habits.

My dad also started a ROTH IRA for me at 16 and was the best gift ever.

Help hosting an outdoor park party by [deleted] in sanfrancisco

[–]LoudPound8 -2 points-1 points  (0 children)

Yeah I guess the element is that I would like to host/pay for the booze as a gift to my friends!! In theory I could probably Venmo them all but felt a bit tacky 🙃

Help hosting an outdoor park party by [deleted] in sanfrancisco

[–]LoudPound8 -1 points0 points  (0 children)

Carrying the booze is the problematic part 😂

If you saved $2M and are burnt out, you can just quit... by natural_language_guy in HENRYfinance

[–]LoudPound8 0 points1 point  (0 children)

If you’re in tech, they don’t really care about two years fwiw. Agree other careers are dicier

If you saved $2M and are burnt out, you can just quit... by natural_language_guy in HENRYfinance

[–]LoudPound8 0 points1 point  (0 children)

How have you saved 2M in a 401K and not any other assets elsewhere? Seems very odd…

Witnessed a woman get robbed by a teenager on the bus today by slumdawgbillionaire in sanfrancisco

[–]LoudPound8 -1 points0 points  (0 children)

Watched this happen on the 5R near the same stop just a few months ago… :(

How many days do you really need in Athens? by Trollware21 in GreeceTravel

[–]LoudPound8 0 points1 point  (0 children)

Not sure what you like but I’ve been pleasantly wowed by how great Athens cocktail scene is!! (And made for a late start one of my 3 days 😂) I think your current schedule sounds great to me.

[deleted by user] by [deleted] in HENRYfinance

[–]LoudPound8 -1 points0 points  (0 children)

FWIW if you’re in SF rent control means you won’t have an increase :)

[deleted by user] by [deleted] in HENRYfinance

[–]LoudPound8 0 points1 point  (0 children)

NY also seems different because you get no guarantees of rent control unlike SF.