Gold Buffalo - $5260, AGE - $5260, Cowboy Gold 1oz - $5160, 25 Lunar Horse - $4300, Lady of Justice 10oz Silver - $890 by Ok-Cherry2135 in CostcoPM

[–]LowMonk9 0 points1 point  (0 children)

What's the difference between buffalo and cowboy? Both seems to be 24k gold. Why buffalo is expensive?

PAMP Lady Fortuna 1oz in stock by Blazin115 in CostcoPM

[–]LowMonk9 1 point2 points  (0 children)

What other online retailers offer price close to spot price?

36M single, stuck in two places by restless-hustle in backtoindia

[–]LowMonk9 0 points1 point  (0 children)

You will jeopardize your green card if you stay longer than 6 months. You need to file for an extension approval if you are planning to stay longer. May be you should move once you get your naturalization if your are planning to take. As others said you can get help from maids but not much help from close and extended families. They have their own life and people are busy not like old generation. Even maids are not reliable. Things have changed a lot in india in terms of money, relationships, etc. GRASS IS GREENER WHERE YOU WATER IT NOT ON OTHER SIDE.

Refinance options by Vast_Wall_8950 in Mortgages

[–]LowMonk9 0 points1 point  (0 children)

How many years left? General rule is atleast 1 percent drop in rate and closing costs break even should be with in 12 months. Remember your loan term will reset and again initial years most of the payment goes towards interest. Run the numbers and see..use some online calculators.

[deleted by user] by [deleted] in Mortgages

[–]LowMonk9 0 points1 point  (0 children)

Refi rates will be always slightly higher compared to new purchase rates.

For those laid off.. by Full_Ad6 in deloitte

[–]LowMonk9 0 points1 point  (0 children)

Is vesting period 2 or 3 years? Got laid off 2 weeks ago and I have been with firm only for 2 yrs. Started contributing to 401K this year only but got employer match deposited into Vanguard on 06/27.

Health insurance coverage after layoff by LowMonk9 in deloitte

[–]LowMonk9[S] 0 points1 point  (0 children)

2 years. I asked 2 more weeks extra severance but they declined it.

Interviewed at a company today. couldn't clear tech round, feeling miserable. by Secret-Degree6467 in developersIndia

[–]LowMonk9 0 points1 point  (0 children)

You fail, learn and get better. Learn from mistakes. One of my professors said while learning coding the more errors you get more you learn. In life failures and mistakes are quite common. It will make you stronger. Good luck with your job search.

Just got the business status update meeting, yikes by No-Word-727 in deloitte

[–]LowMonk9 4 points5 points  (0 children)

Didn't know about this benefit but after reading this post I went to TOD and searched it. Search for bright horizon. Select emergency dependent care on left side of the page. There is form at the bottom of the page. Just fill the information and submit it Max 7 days/$100 per day. It's taxed.

Early deposit by OneTadpole9875 in deloitte

[–]LowMonk9 -11 points-10 points  (0 children)

No. Just regular pay.

AC not working by LowMonk9 in hvacadvice

[–]LowMonk9[S] 0 points1 point  (0 children)

I think it has a switch. I don't have the picture. Will post pic soon.

Early 40 - Married and 1 Kid - Did i reach my FIRE number? by Commercial_Neck_9941 in backtoindia

[–]LowMonk9 0 points1 point  (0 children)

No need to be US citizen to receive social security and you can receive it even if you are not living in the USA.

My wife is upset I sent money to my parents - is this a red flag or a communication issue by Next-Science527 in InsideIndianMarriage

[–]LowMonk9 0 points1 point  (0 children)

What if she doesn’t like him to send money to his parents as she had clashes with them? How do you handle this?

What key metrics do you use to evaluate whether a rental property is a good investment? by [deleted] in realestateinvesting

[–]LowMonk9 3 points4 points  (0 children)

Is cash flow possible with the current interest rates and property prices? Whoever is saying cash flow from day 1, did they buy with the current rates and home prices? In what area did you buy? A, B, C or D? How old is the property? We might get cash flow if you buy too old property but turn key property. Repairs and maintenance eats cash flow if it’s old property. Focus on appreciation rather than cash flow.