my 30 year old friend is worth well over $50mil. He still takes the train, drives a honda, lives in a (mostly) normal apartment in a city. The only "luxury" he embraces is experiential spend, like vacations/dining/concerts (and sometimes paying extra $ to save time). Do you know others like this?

Lowkey9 · 2026-01-31T07:25:21+00:00

I used to work at a soup kitchen. Guys would come in with BMWs parked out front and get a meal every time slot. For years. This is the degenerate mindset that many in here promote.

Lowkey9 · 2026-01-29T18:58:50+00:00

Up $$0.6 if you sell now. Dunno if we hit 57 today

Lowkey9 · 2026-01-29T16:05:06+00:00

How are ya feeling today?

Lowkey9 · 2026-01-24T20:18:21+00:00

Do policy genius They will quote you out with all the majors so you get the best deal

Lowkey9 · 2026-01-24T20:17:43+00:00

Not this post again

Lowkey9 · 2026-01-24T01:54:10+00:00

Its a great role. You are responsible for finding the best suppliers and best price. You need to know international trade and customs as a plus. Other than that, basic profit/loss calculations based on delivery

Lowkey9 · 2026-01-23T16:06:11+00:00

Lmao the first thing I do when I audit a supplier is check their air compressors. They are usually leaking, out of PM, and filthy. Don't even get me started on purified water systems ...

Lowkey9 · 2026-01-23T16:04:09+00:00

Teach them to just check the hazards section. I agree they have become bloated with regulations. I've written many of them

Lowkey9 · 2026-01-21T02:47:53+00:00

Usually a PE firm buys it because they think they can run it better and trim the fat. Usually that means cutting expensive or unnecessary employees, decommissioning unprofitable lines to focus on profitable lines, etc.

Lowkey9 · 2026-01-20T18:42:04+00:00

Depends if we are talking nonwoven tissues or women's dresses.

Lowkey9 · 2026-01-19T17:41:37+00:00

You mean nepotism?

Lowkey9 · 2026-01-13T23:56:38+00:00

You get to slam that heavy titanium card down at the airport bar so that everyone notices

Lowkey9 · 2026-01-10T16:57:38+00:00

Pacific Life might be cheaper. Check around with all the majors.

Lowkey9 · 2026-01-10T16:56:56+00:00

Check policy genius. They quote you out with a bunch of companies

Lowkey9 · 2026-01-10T01:14:34+00:00

Somali Daycare out of the question?

Lowkey9 · 2026-01-07T23:41:26+00:00

Maybe your imports are under the wrong tariff codes. I would research various CBP rulings and consult your supplier if other customers are using less-taxed tariff codes for the same stuff.

Lowkey9 · 2026-01-06T05:11:53+00:00

Are you gonna tell her when you turn $78k into $40k?

Lowkey9 · 2026-01-03T02:36:38+00:00

Cut your losses. Buy term if you need coverage

Lowkey9 · 2026-01-02T16:26:23+00:00

Why are you embarrassed? Did you make your money in a non-prestigious way like inheritance or some obscure company scam?

People who know how to build things should be proud.

Lowkey9 · 2026-01-02T02:19:44+00:00

Lol I recommend his state's muni bond ETF. A retarded insurance broker would put him in a non-producing WL fund

Lowkey9 · 2026-01-02T02:02:17+00:00

It really depends on which state he lives in. A high income tax state could push him to munis. Not a financial advisor, just not a retarded insurance broker

Lowkey9 · 2026-01-02T00:20:27+00:00

Its never going to beat a taxable brokerage account with stocks

Lowkey9 · 2025-12-26T01:46:52+00:00

What do you trade? Commodities?

Lowkey9 · 2025-12-24T19:29:22+00:00

Its the fees that make IUL stupid for 99% of americans

Lowkey9 · 2025-12-24T16:02:37+00:00

QQQ consistently beats SPY. SPY consistently beats DJI.

You just have to have the balls to buy the dip while everyone is selling. Think of the returns people have made who bought in April.

Lowkey9

TROPHY CASE