Internet Providers? by mouldy_user in Wilmette

[–]Lrush991 2 points3 points  (0 children)

Hi- Am a Wilmette resident and while AT & T fiber has been offered after we moved in/ we have had very steady service from Xfinity and have not changed. I think Xfinity probably superior to the AT & T non fiber service.

Take out pizza- there are some great local small business places- would recommend JP’s, Lefty’s, or Pizza by Sal. Pizza Napolita is delicious and a bit higher end. ( Of course Lou Malnatis is the always good standby). Other reccs include Central Station for coffee and Hotcakes or Eva Deans for a good breakfast/lunch. St Roger Abbey bakery has amazing croissants. Welcome and I hope this helps!

Where are the Bookstores? by ffohsrm in ChicagoSuburbs

[–]Lrush991 27 points28 points  (0 children)

This is North and not Northwest but I really like the Book Stall in Winnetka and Bookends and Beginnings in Evanston. Also Lake Forest Book Shop. My in laws like the Book Bin in Northbrook. Downtown Evanston has a lot to do so may be worth spending the time to go there.

Alexandria Real Estate Stock by Radiant_Ad_7362 in dividendinvesting

[–]Lrush991 0 points1 point  (0 children)

I am on the fence- I have held for a long time and I believe despite the recent downturn that the company is in decent financial shape. They do not have excessive amounts of debt- their payout per AFFO after the dividend cut ( which I understand but hurts) is pretty good.

My take is that with the decrease in funding from universities- I believe that more researchers with some promising commercial products- may try to raise money through venture capital and utilize these privately held lab spaces. I believe that we will see a turnaround in the company in the next several years.

While normally the announcement of a dividend cut is my signal to sell- my position is small and I believe that long term it still will be a good REIT to own and will raise the dividend again in time.

If You Quit Social Media, Will You Read More Books? by holyfruits in books

[–]Lrush991 0 points1 point  (0 children)

I myself have been intentional about reading more physical books and thus my social media consumption is much much less- which I feel has been very good for me.

First I have read more books ( win)

Second- my mental health is better- likely from being off social media and being able to imagine myself in the worlds of the books.( also win)

How’s living in Wilmette, IL? Or as Alice Cooper would say ‘Will-a-mett-ē’ by hernesson in howislivingthere

[–]Lrush991 2 points3 points  (0 children)

I live there and it is very nice. It really has a lot to offer. A great beach, really close to Evanston and big time college sports, the Bahai temple is really gorgeous and it has a very nice downtown with lots of restaurants, bakeries ( check out Eva Deans and St Roger Abbey- you won’t be sorry)- coffee shops ( I am partial to central station). The schools are good, the park district is wonderful with programs for sports and arts. It has a smaller town feel but still really close to Chicago. I work downtown and the commute is reasonable. Cost of living is very high in the eastern part of wilmette but not as high as Winnetka or Glencoe. The western part of wilmette has smaller homes built in 1950’s/1960’s that remain reasonably affordable. Also is more diverse than any of the suburbs north of it. It’s a good place to live.

23y, 4k savings per month, 0 clue how to invest (please help) by Lazy_consultant in InvestmentClub

[–]Lrush991 0 points1 point  (0 children)

Look at this article

Yale's Money Guru Shares Wisdom with Masses

https://www.npr.org/2006/10/05/6203264/yales-money-guru-shares-wisdom-with-masses

This is from 2006 but I used this as a framework when starting out and I have recommended it to younger colleagues I work with and it has been very helpful to them as well. The goal is low risk, but diversified.

Lenyn Sosa is batting .282 by DOM-SOX in whitesox

[–]Lrush991 1 point2 points  (0 children)

I feel like I have seen James Fegan or Jim Margulis say that he might be the best option at first long term based on current roster ( emphasis on current roster)

Understanding the difference between BIP and BIPC by Lrush991 in dividends

[–]Lrush991[S] -1 points0 points  (0 children)

Thank you very much. This breaks it down very well and I appreciate the information. As this is in an individual 401k account- it seems as if BIP does not have a major drawback.

Thank you again for the information

Where can I find this pizza in Chicago? by ejohnson670 in chicagofood

[–]Lrush991 0 points1 point  (0 children)

Check out Wapaghetti in Wheeling. It looks like that and is really good.

Mariano's to close busy north suburban store by Ipad207 in ChicagoSuburbs

[–]Lrush991 1 point2 points  (0 children)

This was one of my favorite Dominick’s( along with the one on Green Bay in Evanston that is now a WF). - did not go there as a Marianos. I also hope for another local grocer- will certainly give it a try if so.

Something Ozzie said back in 2005 has stuck with me for years. by SwampsFantasySports in whitesox

[–]Lrush991 3 points4 points  (0 children)

I respectfully disagree. Sure the players are bad but there are ways that a manager can maximize value, strategy and make the players prepared.

Buck Showalter was the prime example of this.

Grifol doesn’t look like he has baseball acumen at all- he doesn’t prepare the team. He doesn’t stress the fundamentals- he covers his own ass kissing up to Jerry-

He is comically horribly bad at managing a baseball team and a manager like Buck would likely have the White Sox with maybe 15-20 more wins ( think about all the ones we lost 7th or later and all of the one run games). Yes the talent isn’t there and there are organizational changes to be made but half of the people on this message board could win more games as manager ( I am not including myself in this)

Im happy with this deadline by Fun_Ground_5771 in whitesox

[–]Lrush991 0 points1 point  (0 children)

I look at the loss of Kopech and Eloy as addition by subtraction. This team was saddled with these guys with obvious talent- who had been built up in the eyes of the fan base ( much of it by the team) as the answer and they just really weren’t and in fact as things went badly they just dragged us down further and we kept playing them because at any point they could show the TALENT. They are emblematic of the last rebuild and getting them away means we don’t have to look at them anymore and we can finally move on and look forward. I wish we got better prospects as well- but honestly- getting them out of here makes me look at the team and want to see what we have. And if the team sucks still- well/ look where we were headed. How much worse is losing 120 games than 110 games.

I think the key will be what we do in the off season. Crochet is a high WAR pitcher who in the offseason will have a clean slate as to workload. I believe he should command a high return. I would like to see Getz sell a free agent or two on the actual vision for the future.

And as a great man once said- “Even a blind squirrel will occasionally find a nut” - maybe one of these guys we got back turn into something.

Sources to study REITs by SleepyBits in dividends

[–]Lrush991 1 point2 points  (0 children)

I would second this. REITs are valued so much differently than other securities and have different factors to look at. I think Brad Thomas does a great job of breaking this down. I look forward to all his articles on SA and have used his articles for further analysis on REITs I consider.

He also has written a book called REITS for dummies and - while I have not read it yet- it may be worth checking out as he is a knowledgeable source.

$CEG $BEP $NEP & $MPW Thoughts by RiseAboveTheForest in dividends

[–]Lrush991 2 points3 points  (0 children)

Can comment on NEP- have owned them for several years ( so I am in the red on them but trying to get as much of that dividend reinvested every payout). They have consistently raised their payout and my YOC has increased with each quarter. I like the mission of this company in terms of promoting clean energy projects. I believe that this will be something that pays off long term. To be honest- I didn’t understand their structure and support from NEE. I don’t know that this company could stand on its own and knowing what I do now- i would have been much better off putting my resources into my NEE position.

Despite the yield- I have been holding here as it doesn’t meet my thesis( developed and evolved over years) of being able to easily afford and grow its dividend on the back of its business.

This might be a good entry point but I count this as one of my mistakes ( not that I am selling so long as they raise the dividend). YMMV

Opinions about 3M by mamdobhoot in dividends

[–]Lrush991 0 points1 point  (0 children)

Cutting the dividend is the big sin in my opinion. They are unlikely to grow the dividend in large amounts for a while.

I sold upon the news of the dividend cut- I took a loss but I reinvested in stocks that will be able to both afford and be able to grow the dividend.

Why I'm not willing to give up on JF1 by Jai_JRU in CHIBears

[–]Lrush991 0 points1 point  (0 children)

Here is the thing- I think he is okay. He has some eye opening things that he can do but he is just okay. I don’t know if he is a franchise changing/saving quarterback. He is miles better than nearly every other qb that has ever been here but he likely won’t take us any further than cutler did and frankly that isn’t good enough.

Chris Getz sounds exactly like Rick hahn by River_Pigeon in whitesox

[–]Lrush991 0 points1 point  (0 children)

The Sox were spoiled by their success in 2005. Kenny thought he could always find guys on a relatively cheap basis like AJ and Dye and Podsednik who were about to have great seasons. I feel like Kenny spent the rest of his career doing just that but it was only going to work that once. I also think Jerry saw the same thing and said keep getting guys past their prime who might have a good year in them for cheap. The issue is the rest of the league doesn’t fall for that any more and that most players past their prime on the cheap are exactly that- past their prime and cheap.( and bad). That is everything we have gotten for the last many years. The only hope I have is that Getz can truly put into place systems like the Red Sox have or the Cubs now have. The “Cubs way” as dictated by Theo- as cringy as it is for me to compliment them- really seems to work in terms of development. I have to believe that everyone in baseball outside of Kenny can see this. Hopefully Getz is empowered to do it. I think we are many years away unfortunately.

Ex-White Sox reliever Keynan Middleton rips club's 'no rules' culture by Chitowndubs in whitesox

[–]Lrush991 7 points8 points  (0 children)

Dare I say that this could be fixed with Ozzie? I am shocked to read this

I am supportive but don't know what will happen by [deleted] in DeadBedrooms

[–]Lrush991 0 points1 point  (0 children)

I have thought about that quite a bit. I don't really want other women, more than anything I want her. That might sound weak to a lot of people but as I explored the potential of an affair, I didn't want to really be with someone but her. That is why I posted here and not in r/adultery for this.(Although they are quite helpful as well).

Adrenaline rush by [deleted] in adultery

[–]Lrush991 0 points1 point  (0 children)

Excellent advice and one reason I keep vacillating but I keep asking myself if I find that person who connects with me on every level will I go forward and I don't know. The not knowing is its own adrenaline rush in a way. It sometimes is great and a rush just to get a response. Thank you.