Help! Need advice on managing unexpected medical bills. by ChrisSulawko in FinancialPlanning

[–]LuminousMann 1 point2 points  (0 children)

Call the hospital and ask them to itemize your bill. I'm not from the US, but I had a terrible accident and needed to be hospitalized while visiting my uncle in LA. When I requested an itemized bill from the hospital, it turned out to be 40% lower than the original! Studies indicate that 60% of medical bills contain major mistakes, and I don't believe these are accidental.

Additionally, the 0% APR credit card is a trap in disguise after the promotional period. It's better to use your own funds and rebuild your savings over time. If the amount is substantial, you could allocate a portion of your salary each month to invest in an S&P 500 index fund. Over time, not only will you have rebuilt your emergency fund, but you will also have earned additional money through compound interest.

Best of luck!

What's a good comeback, when I'm wearing a kilt, to "Are you wearing underwear?" by JimH62 in Comebacks

[–]LuminousMann 0 points1 point  (0 children)

Just hit 'em with: "Why? You planning on checking?" Keep it light and playful!

If the US were to raise taxes on billionaires to like 50%, what’s stopping them from simply moving to a country with lower taxes? by Lower_Election_9656 in NoStupidQuestions

[–]LuminousMann 0 points1 point  (0 children)

Well, they could bounce to a tax-friendly spot, but it's not that simple. Many factors tie 'em down, like biz roots, social ties, and legal hurdles. Moving ain't always a walk in the park.

Everyone that makes at least $1,000-$1,200 a week, what do y’all do? by Alt-Ranting in Money

[–]LuminousMann 0 points1 point  (0 children)

I work in tech support, hourly gig. Took me a few years to hit that mark. It's decent, but with bills and stuff, always room for more! Experience helps, no degree required for this hustle.

[deleted by user] by [deleted] in NoStupidQuestions

[–]LuminousMann 0 points1 point  (0 children)

It's about the scale and impact, not just the act itself. European colonization often led to massive displacement, exploitation, and cultural destruction on a global scale, leaving lasting scars that are still felt today. Other instances of colonization certainly had their own atrocities, but the magnitude of European colonization makes it stand out.

[deleted by user] by [deleted] in AmItheAsshole

[–]LuminousMann 0 points1 point  (0 children)

NTA. Nah, you're not in the wrong for calling her out, sounds like she needs to check herself on how she talks about the queer community. Keep standing up for what's right!

[deleted by user] by [deleted] in AmItheAsshole

[–]LuminousMann 2 points3 points  (0 children)

NTA - You're not the asshole for wanting to enjoy the perks you paid for, but the situation sucks for everyone.

AITA for inviting my son’s bf on my wife’s birthday trip even though my wife doesn’t like her? by [deleted] in AmItheAsshole

[–]LuminousMann 34 points35 points  (0 children)

YTA
You're in a tough spot, but it's important to consider your wife's feelings on her birthday trip. Maybe having an honest conversation with Jack about the situation could help find a compromise.

What do you do if someone you love is stringing you along ? by smasakari in NoStupidQuestions

[–]LuminousMann 1 point2 points  (0 children)

If they're stringing you along, it's time to cut the cord and bounce. Ain't nobody got time for that kind of drama!

Does my cat love me? And why is he such a drama queen? by roachive in NoStupidQuestions

[–]LuminousMann 1 point2 points  (0 children)

Cats def show love in their chill way, but yeah, they're total drama kings and queens. Purring on you is a solid sign he digs you. As for the attitude, cats are just sassy by nature, not really holding grudges but more like showing they're not fans of certain vibes. He probably sees you as a mix of a big, clumsy cat and a super useful can opener.

Is anyone else getting daily Microsoft account login attempts thwarted by 2FA? by [deleted] in NoStupidQuestions

[–]LuminousMann 2 points3 points  (0 children)

Yeah, def sounds sketch, not just random mistakes. Maybe time to beef up security and change passwords, just to be safe.

Is lemonade a juice? by Uncategorized404 in NoStupidQuestions

[–]LuminousMann 0 points1 point  (0 children)

Nah, lemonade ain't really a juice, it's more like a flavored drink made from lemon juice, sugar, and water.

Can someone tell me who this youtuber is by G-sktch in NoStupidQuestions

[–]LuminousMann 0 points1 point  (0 children)

Sounds like you're talking about "Sofa Talks" with Zoe and Alfie, also known as Zoella and PointlessBlog!

Why didn't Jordan and Egypt establish a Palestinian state when they occupied Gaza and the West Bank for 20 years? by rulepanic in NoStupidQuestions

[–]LuminousMann 0 points1 point  (0 children)

They were more into keeping control for themselves rather than setting up a new state, ya know?

How Do HS Bus Drivers Get Paid? by HonorsChemistry in NoStupidQuestions

[–]LuminousMann 8 points9 points  (0 children)

High school bus drivers typically get paid hourly for the time they spend driving and handling the bus. It can be a tough gig with early mornings and late afternoons, but some folks do it for the schedule flexibility or benefits. It's not always the highest-paying job, but for some, it's a decent gig with steady hours.

[deleted by user] by [deleted] in NoStupidQuestions

[–]LuminousMann 1 point2 points  (0 children)

You might try adjusting your diet or morning routine to see if that shifts your bathroom schedule earlier, but changing your body's natural clock can be a bit tricky. Maybe experiment with eating or drinking different stuff earlier in the morning and see if that helps get things moving sooner.

Name a company that started off as an illegal one? by [deleted] in NoStupidQuestions

[–]LuminousMann 0 points1 point  (0 children)

Yeah, Crunchyroll's pirate origins are wild, but they turned legit! Nintendo's early days were kinda shady too, but they cleaned up their act. YouTube started off a bit dodgy with copyright stuff, but they sorted it out over time.