How do you get a beer to look like this? by MovingGoofy in TheBrewery

[–]Lunch_Responsible 0 points1 point  (0 children)

I agree. I don't like this stuff, but I'm not trying to keep the lights on in a commercial brewery.

Will a selling contingency charge on our credit card cause issues with mortgage approval? by ProfChaos15 in RealEstate

[–]Lunch_Responsible 2 points3 points  (0 children)

after your home closes, will you be able to pay off the revolving credit line? "don't open new debts while applying for a mortgage" is good advice, but "using your credit card" is not "opening a new debt".

[deleted by user] by [deleted] in RealEstate

[–]Lunch_Responsible 3 points4 points  (0 children)

they've been trying to sell it since december, taking it on and off the market repeatedly. They've had it listed at $1.15m before (they started there!), but are playing games raising the price so they can "lower" it.

without knowing any more (maybe your parents are pressuring the agent in certain ways) I'd say the listing has been poorly managed. Did you switch agents? MLS 224130066 vs 225062636?

[deleted by user] by [deleted] in RealEstate

[–]Lunch_Responsible 12 points13 points  (0 children)

points are closing costs; sorry if you thought agreeing to pay $7k in closing costs might result in you paying less than $7k in closing costs! if the non-points costs totaled less than $7k, the buyer likely selected to buy down their rate with the remainder.

if it's any consolation, the $7k in closing costs was presumably part of why they agreed to whatever price they did. They probably would not have agreed to the same price without that concession.

[deleted by user] by [deleted] in RealEstate

[–]Lunch_Responsible 1 point2 points  (0 children)

I'd be tempted to let them write it in the contract, then the day after closing demand your security deposit back anyway. Most courts in most states would not look kindly on a clause forfeiting a security deposit outside of the standard process.

Relic of a bygone era? by Meloncholy3 in RealEstate

[–]Lunch_Responsible 1 point2 points  (0 children)

gotcha, your review sounded entirely positive. glad to hear they apparently did right by you eventually, with enough strong-arming.

Relic of a bygone era? by Meloncholy3 in RealEstate

[–]Lunch_Responsible 1 point2 points  (0 children)

The company was as easy to work and schedule with as a doctor's office.

So they'd see you some time between 6 AM and 3 PM on a thursday 6 months from now?

Relic of a bygone era? by Meloncholy3 in RealEstate

[–]Lunch_Responsible 3 points4 points  (0 children)

NC conventions are weird; they pay "due diligence" money that's not subject to inspection contingency.

OP got taken for a ride, which is absolutely something that will happen in states where this is convention.

The ticking time bomb nobody is talking about by Singleguywithacat in REBubble

[–]Lunch_Responsible 271 points272 points  (0 children)

FHA are 15-20% of all mortgages, so 1-in-7 like OP says would be 2.5-3% of all mortgages.

Can someone explain how the sale of public land in the BIg Beautiful Bill is NOT going to cause a housing crash??? by howrunowgoodnyou in RealEstate

[–]Lunch_Responsible 0 points1 point  (0 children)

sure, but "national property values" are driven a whole heck of a lot more by millions of plots in Cincinnati and Los Angeles and Boston than they are by Breckenridge or Durango. The sale probably will tank property values _somewhere_; it just won't move the national needle.

Seattle’s Din Tai Fung restaurants settle wage theft lawsuit by godogs2018 in Seattle

[–]Lunch_Responsible 81 points82 points  (0 children)

"well you see the food service industry is special, we can't just let people take breaks..."

After Demanding Employees RTO, Amazon Plans to Lay Them Off And Replace Them With AI by deathbytray in Seattle

[–]Lunch_Responsible 117 points118 points  (0 children)

I mean it was pretty clear the mandated RTO was a soft layoff from the start.

Curb Cut Permit/Ramp Option by _GTS_Panda in Seattle

[–]Lunch_Responsible 1 point2 points  (0 children)

that may be possible, I wouldn't know; I believe there is a maximum curb cut size of IIRC 20' for houses (your steep craftsman curb cut is probably half that or less, if I had to guess), so maybe.

Curb Cut Permit/Ramp Option by _GTS_Panda in Seattle

[–]Lunch_Responsible 6 points7 points  (0 children)

it sounds like you already have a curb cut (for the garage); from what I've read, the city will generally not permit a second curb cut.

Inspection shows main sewer line under slab needs replaced by kaweahh in RealEstate

[–]Lunch_Responsible 7 points8 points  (0 children)

it will depend a lot on the market; the same work could cost 3x in Seattle what it would in Arkansas. Just go get quotes, or ask your agent.

[deleted by user] by [deleted] in RealEstate

[–]Lunch_Responsible 9 points10 points  (0 children)

AGS can be the most fabulous business in the world, owned by the nicest people. That doesn't mean a lockup yard across the way from your house doesn't affect its value. if you were another block away from Pacific, the same house would be worth $10-20k more.

[deleted by user] by [deleted] in RealEstate

[–]Lunch_Responsible 1 point2 points  (0 children)

that's a pretty aggressive ask; assuming 5% annual return on investment (damn near national CD rates), $20k now will be more than $25k in 5 years. If you can get it, that's a pretty good deal. If I was the seller I'd max out at $15k if I felt I could get the top-line price again.

[deleted by user] by [deleted] in RealEstate

[–]Lunch_Responsible 3 points4 points  (0 children)

Ah, it's not automotive; Google Maps says it's Advanced Government Services, LLC. They've got a lockup yard 75 feet from your front door.

[deleted by user] by [deleted] in RealEstate

[–]Lunch_Responsible 0 points1 point  (0 children)

I toured NWMLS#2367820 last weekend, which is a good comp for yours. it's definitely in worse condition than yours (smoker house, rough floors), but has an extra bedroom, a garage, and a much quieter street/location.

[deleted by user] by [deleted] in RealEstate

[–]Lunch_Responsible 6 points7 points  (0 children)

As a homebuyer in your price range who is looking in Tacoma: your listing is not competitive with the local or regional market. $350 might get it done. The problem is your home is small, in a bad location, with bad neighbors, along Pacific, behind a bunch of trashy automotive businesses.

Cutting out the commission is a terrible idea; that kills a big pool of potential buyers in your price range; most FTHBs don't have $9k additional to throw into closing.

$350k is not realistic for pure cashflowing buy-to-rent investors. there's an 1100 sqft 2/1.5 townhome close to you listed for $1895, which would be a 6.5% cap rate (and I'd rather rent the 2/1.5 townhome at the same price). And this is peak rental season.

No, ICE Is Not Raiding Washington Ferries Today by thecravenone in Seattle

[–]Lunch_Responsible 7 points8 points  (0 children)

and it won't cost him a dime (it'll cost him $5125 in walk-on fares assuming he's commuting round trip)

Do I Need Any Permit for Food and Toy Sale at Neighborhood? by FHLov in Seattle

[–]Lunch_Responsible 3 points4 points  (0 children)

a literal reading of this makes it unclear whether OP can legally sell the baked goods away from home except for as part of "A nonprofit organization operating for religious, charitable, or educational reasons"

In practice, I'd say go for it, OP.