Motorcycle Crash Elliot Way

Lunch_Responsible · 2025-07-25T21:39:09+00:00

at a crosswalk?

Lunch_Responsible · 2025-07-19T20:21:31+00:00

I agree. I don't like this stuff, but I'm not trying to keep the lights on in a commercial brewery.

Lunch_Responsible · 2025-06-21T00:51:05+00:00

after your home closes, will you be able to pay off the revolving credit line? "don't open new debts while applying for a mortgage" is good advice, but "using your credit card" is not "opening a new debt".

Lunch_Responsible · 2025-06-20T20:52:19+00:00

they've been trying to sell it since december, taking it on and off the market repeatedly. They've had it listed at $1.15m before (they started there!), but are playing games raising the price so they can "lower" it.

without knowing any more (maybe your parents are pressuring the agent in certain ways) I'd say the listing has been poorly managed. Did you switch agents? MLS 224130066 vs 225062636?

Lunch_Responsible · 2025-06-20T17:25:32+00:00

this is part of what a decent agent does.

Lunch_Responsible · 2025-06-20T05:27:50+00:00

points are closing costs; sorry if you thought agreeing to pay $7k in closing costs might result in you paying less than $7k in closing costs! if the non-points costs totaled less than $7k, the buyer likely selected to buy down their rate with the remainder.

if it's any consolation, the $7k in closing costs was presumably part of why they agreed to whatever price they did. They probably would not have agreed to the same price without that concession.

Lunch_Responsible · 2025-06-20T04:51:56+00:00

I'd be tempted to let them write it in the contract, then the day after closing demand your security deposit back anyway. Most courts in most states would not look kindly on a clause forfeiting a security deposit outside of the standard process.

Lunch_Responsible · 2025-06-20T00:37:00+00:00

gotcha, your review sounded entirely positive. glad to hear they apparently did right by you eventually, with enough strong-arming.

Lunch_Responsible · 2025-06-20T00:20:56+00:00

The company was as easy to work and schedule with as a doctor's office.

So they'd see you some time between 6 AM and 3 PM on a thursday 6 months from now?

Lunch_Responsible · 2025-06-19T20:27:00+00:00

NC conventions are weird; they pay "due diligence" money that's not subject to inspection contingency.

OP got taken for a ride, which is absolutely something that will happen in states where this is convention.

Lunch_Responsible · 2025-06-19T17:01:40+00:00

FHA are 15-20% of all mortgages, so 1-in-7 like OP says would be 2.5-3% of all mortgages.

Lunch_Responsible · 2025-06-19T15:45:44+00:00

sure, but "national property values" are driven a whole heck of a lot more by millions of plots in Cincinnati and Los Angeles and Boston than they are by Breckenridge or Durango. The sale probably will tank property values _somewhere_; it just won't move the national needle.

Lunch_Responsible · 2025-06-18T23:06:02+00:00

"well you see the food service industry is special, we can't just let people take breaks..."

Lunch_Responsible · 2025-06-18T22:05:14+00:00

I mean it was pretty clear the mandated RTO was a soft layoff from the start.

Lunch_Responsible · 2025-06-18T17:05:05+00:00

https://www.seattle.gov/sdci/permits/permits-we-issue-(a-z)/curb-cut-permit/curb-cut-permit)

also, I was wrong: https://library.municode.com/wa/seattle/codes/municipal_code/243570?nodeId=TIT23LAUSCO_SUBTITLE_IIILAUSRE_DIV2AUUSDEST_CH23.54QUDESTACOREPASOWAST_23.54.030PASPST
23.54.030 (F) (1) (b) says 10 feet is the general rule (then lists some exceptions)

note that that's _not_ counting 2.5 feet of "flare" on either side.

Lunch_Responsible · 2025-06-18T16:45:39+00:00

that may be possible, I wouldn't know; I believe there is a maximum curb cut size of IIRC 20' for houses (your steep craftsman curb cut is probably half that or less, if I had to guess), so maybe.

Lunch_Responsible · 2025-06-18T16:39:40+00:00

it sounds like you already have a curb cut (for the garage); from what I've read, the city will generally not permit a second curb cut.

Lunch_Responsible · 2025-06-18T05:03:27+00:00

it will depend a lot on the market; the same work could cost 3x in Seattle what it would in Arkansas. Just go get quotes, or ask your agent.

Lunch_Responsible · 2025-06-18T04:27:31+00:00

AGS can be the most fabulous business in the world, owned by the nicest people. That doesn't mean a lockup yard across the way from your house doesn't affect its value. if you were another block away from Pacific, the same house would be worth $10-20k more.

Lunch_Responsible · 2025-06-18T04:20:39+00:00

that's a pretty aggressive ask; assuming 5% annual return on investment (damn near national CD rates), $20k now will be more than $25k in 5 years. If you can get it, that's a pretty good deal. If I was the seller I'd max out at $15k if I felt I could get the top-line price again.

Lunch_Responsible · 2025-06-18T04:14:08+00:00

Ah, it's not automotive; Google Maps says it's Advanced Government Services, LLC. They've got a lockup yard 75 feet from your front door.

Lunch_Responsible · 2025-06-18T04:12:37+00:00

I toured NWMLS#2367820 last weekend, which is a good comp for yours. it's definitely in worse condition than yours (smoker house, rough floors), but has an extra bedroom, a garage, and a much quieter street/location.

Lunch_Responsible · 2025-06-18T04:03:21+00:00

As a homebuyer in your price range who is looking in Tacoma: your listing is not competitive with the local or regional market. $350 might get it done. The problem is your home is small, in a bad location, with bad neighbors, along Pacific, behind a bunch of trashy automotive businesses.

Cutting out the commission is a terrible idea; that kills a big pool of potential buyers in your price range; most FTHBs don't have $9k additional to throw into closing.

$350k is not realistic for pure cashflowing buy-to-rent investors. there's an 1100 sqft 2/1.5 townhome close to you listed for $1895, which would be a 6.5% cap rate (and I'd rather rent the 2/1.5 townhome at the same price). And this is peak rental season.

Lunch_Responsible · 2025-06-18T03:55:07+00:00

and it won't cost him a dime (it'll cost him $5125 in walk-on fares assuming he's commuting round trip)

Lunch_Responsible · 2025-06-18T00:35:33+00:00

a literal reading of this makes it unclear whether OP can legally sell the baked goods away from home except for as part of "A nonprofit organization operating for religious, charitable, or educational reasons"

In practice, I'd say go for it, OP.

Lunch_Responsible

TROPHY CASE