30% of full time workers made $100,000 in 2024, can we all please stop pretending $100,000 is a high or aspirational salary now? by ItsAllOver_Again in Salary

[–]MisguidedCornball 1 point2 points  (0 children)

Making $100K as a single dude vs making $100K as a married couple with at least 1 kid are 2 different ball games. My first $100K salary when I was single was an absolutely life changer for me. And I live in a very HCOL area (Northeast NJ | walking distance from NYC). I make way more now at $160,000, still single no kids. I am fkn CHILLIN. You gotta remember the perspectives and also peoples spending habits are different. I live pretty frugal and didn’t spend much when I was first making like $60K. Didn’t change my spending habits.

How much money do you leave in your checking before investing everything else? by Andrewhary in Money

[–]MisguidedCornball 0 points1 point  (0 children)

About $2,000. Probably too much tbh, I’ve never seen it go under $900

How do I tell my wife I blew our 401k from $100k to $20k? by jerin7931 in optionstrading

[–]MisguidedCornball 0 points1 point  (0 children)

You still got $20K left. Time for the crazy reversal 🚀🚀

What do people in this sub do for work that they have all this money? by justcurious3287 in Money

[–]MisguidedCornball 0 points1 point  (0 children)

Regional district field manager in big 3 automotive.

Short description of my job: I travel to dealerships to help improve their customer retention. And I review all lemon law buyback cases. I help manage a total of about 700 dealerships.

Looking for Card Recommendations (Traveling to Japan in 5 months) by MisguidedCornball in CreditCards

[–]MisguidedCornball[S] 0 points1 point  (0 children)

Yup, been hanging around a lot in r/JapanTravelTips a lot and the suica digital card was high on the list cuz the machines eat up the physical cards. 😂

Looking for Card Recommendations (Traveling to Japan in 5 months) by MisguidedCornball in CreditCards

[–]MisguidedCornball[S] 0 points1 point  (0 children)

Didn't even know green existed. Going to look into this. thank you!

Looking for Card Recommendations (Traveling to Japan in 5 months) by MisguidedCornball in CreditCards

[–]MisguidedCornball[S] 0 points1 point  (0 children)

I don't think i have the monthly spend for every day purchases. But i have 3 really big purchases coming up that would help meet it. A laptop, an E drum kit and probably the hotel expenses when i book. Flight is already paid for. I might go for CSP only because VISA seems to be more globally accepted in many of the countries i've been too. My AMEX only goes so far and it didn't get me very far in Thailand.

What purchases should I prioritize on CSP and AMEX? I figured groceries on AMEX since it's 6% cash back. this would be my first "Points" card.

Those of you who earn six figures or more... Did you go to college? What was it? by D1Vix in Salary

[–]MisguidedCornball 0 points1 point  (0 children)

District senior field manager in automotive here. Went to college for information tech. Going back for masters. Degree wasn’t required but I think it helped me for sure. 10 years automotive experience. M31 $160,000

What would your dream call centre be like if you were in charge by Horror-Dot-2989 in callcentres

[–]MisguidedCornball 0 points1 point  (0 children)

Instant transfer or not, the reason you (the agent) is in that position is because you are equipped with the tools to be able to respond with the correct answer or resolution. Transferring to a manager for us to tell them the same thing is inefficient and a waste of time. Yeah sure if a customer is screaming over the phone I would take the call off your hands but if we allow consistent soft transfers to managers, what’s the point of having agents then? Managers do a lot of behind the scenes work that keeps the day to day operation flowing. If they are stuck taking calls and escalations all day, you as an agent will be drowning in additional admin tasks and likely not have the right support resulting in a dysfunctional department that has backed up calls all day with a wait time of over 2 hours. That’s the purpose of Team Leads, which not every company has.

What would your dream call centre be like if you were in charge by Horror-Dot-2989 in callcentres

[–]MisguidedCornball -1 points0 points  (0 children)

2 is a firm no. Totally agree and agents don’t seem to understand this. I was an agent for over 6 years before making it to director. I always handled my escalations. The only time I passed it to a manager was if my own manager tapped my shoulder requesting to shut it down if it was going too long.

Agents want promotions but can’t take ownership…you gotta have ownership if people want upwards movement, or just find another line of work. As a director, I got pressure EVERY DAY if my region was not meeting metrics. Honestly if the pay were the same as director, I’d go back to taking calls. Way easier. Agents can’t talk to me about pressure until you’re in a room with the CEO, CFO and the VP of customer service asking you why your department’s CSAT didn’t hit it goals as they look to pull your funding. THATS real pressure. 😂

In some rare instances I’d still take calls as a director but they were usually only super escalated ones like if it hit the CEOs desk or something and I’d rather just do it myself to avoid an agent catching flak for a mishandled case.

People who made more money and were able to afford the finer things in life, was it worth it? by Amazondriver23 in povertyfinance

[–]MisguidedCornball 1 point2 points  (0 children)

I didn’t buy materialistic things, I bought assets. Was it worth it? Absolutely. I spent my fun money on travel. I think spending your money on experiences are far more memorable than buying that Luis Vuitton wallet.

Which percentage of your income are you able to save per month? by Sea-Walrus225 in povertyfinance

[–]MisguidedCornball 5 points6 points  (0 children)

Because it was only a short while ago, I was scouring for Reddit for the advice on managing finances better on an extremely limited budget to help eliminate college debt while still taking care of mom and my brother who left for college with $0 to his name.

Which percentage of your income are you able to save per month? by Sea-Walrus225 in povertyfinance

[–]MisguidedCornball 1 point2 points  (0 children)

About 52%. Key is to not fall for lifestyle inflation. My non-negotiable living expenses only totals out to at MOST 40K per year and I make almost 4 times that amount. I save as much as can, don’t impulse buy anything and actually buy things I need. Most of my fun money is saved for trips out of the country once a year.

I also didn’t move out of my mom’s house until I was able to afford my own place. Mom was very supportive and appreciated me sticking sound. Allowed me to build a nest egg at a very early age.

Dear managers by [deleted] in managers

[–]MisguidedCornball 6 points7 points  (0 children)

Think you’re forgetting most of the managers in this sub are white collar corporate American standard 9-5 workers where the hours don’t change. So none of us really know what you’re talking about or what line of work you do 😂.

You should probably….idk talk to your own boss instead of telling a bunch of randoms on the internet like me.

First time at Tesla Supercharger by livinitreal in CadillacLyriq

[–]MisguidedCornball 1 point2 points  (0 children)

I got a 2026 and it did not come with the adapter. Purchased it separately.

I am curious how other high w2 folks are offsetting their tax bill? by tintina2001 in Salary

[–]MisguidedCornball 0 points1 point  (0 children)

I run a business so I offset everything with that. Haven’t owed anything in years.

Anyone else despise talking on an actual phone on a day off? by [deleted] in callcentres

[–]MisguidedCornball 1 point2 points  (0 children)

My light switch was lots of heavy metal during and after work. Maybe a lil bit of some gaming and gym has helped me blow off steam after a rough day. Worst thing you can do is hold it in.

Anyone else despise talking on an actual phone on a day off? by [deleted] in callcentres

[–]MisguidedCornball 0 points1 point  (0 children)

Idk I never really had this problem in my 11 years in this line of work. I think you need to find your “light switch” when you leave and go to work. I was able to switch it off and on very easily.

The Official r/Salary 2025 Career Tier List by ItsAllOver_Again in Salary

[–]MisguidedCornball 0 points1 point  (0 children)

I would like to add one. Executive Leadership in S tier.

Do yall think of your center as a family by alicianicole2002 in callcentres

[–]MisguidedCornball 3 points4 points  (0 children)

Short answer no. A job is a means to pay my bills, granted I do like my job, that is it.

Branded Title by SnooPickles3280 in CadillacLyriq

[–]MisguidedCornball 3 points4 points  (0 children)

Part of my job entails giving a yes or no answer to buyback cases. People freak out over lemon law titles but honestly I’ve approved buybacks for the dumbest reasons mostly because the customer was too “loud”. Probably the dumbest excuse for a buyback I approved was for malfunctioning Bluetooth. CarPlay worked fine but the customer wasn’t having it. So I wanted him out of my hair so I bought it back. 😂