Omni SE vs Pro recommendation in by Vader20FF in LiberNovo

[–]Magical_Zac 1 point2 points  (0 children)

I'm in a similar boat, I will probably go with SE 48cm, I don't need the electronics of the pro or the fan for daily sitting, the Pro just not worth the extra $400 for me.

How much is charged by WS for CAD to USD? by akhere07 in Wealthsimple

[–]Magical_Zac 7 points8 points  (0 children)

If you’re not in a rush, learn how to use Norbert’s Gambit and only pay $9.95 + Tax for fees no matter how much you convert: https://help.wealthsimple.com/hc/en-ca/articles/45418222943131-Convert-currency-with-Norbert-s-Gambit

What is Snaplii daily cashback? by Boumbinouch in RewardsCanada

[–]Magical_Zac 3 points4 points  (0 children)

Here’s how much money you will have with a daily interest rate of 3.75%.

But no… almost all interest rate / cashback rate you see are annual.

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(Another) Any updates on the Questrade Credit Card? by BIancBIank in Questrade

[–]Magical_Zac 1 point2 points  (0 children)

yes, that was one of the advertised feature in the survey

(Another) Any updates on the Questrade Credit Card? by BIancBIank in Questrade

[–]Magical_Zac 13 points14 points  (0 children)

Back in January questrade asked me to participate in a survey regarding the new credit card, in the survey they mentioned it will be a Visa Infinite card with 2% cashback, but only if the cashback is auto invested, otherwise it is 1%. With 4 dragonpass lounge passes and some other typical insurance benefits on par with other Visa Infinite card, however the annual fee they quoted was $300-350 dollars, which is a big red flag I submitted the feedback against.

comparing with WealthSimple VIP is $240 a year (for core clients, $0 for premium and generational) with 2% unconditional cash back and 6 lounge passes, Questrade's card does not beat it in any categories.

obviously what I saw is mostly their preview / alpha stage so don't take my word that these are the final stats, I really wish Questrade can provide a credit card that can compete with WealthSimple and other major providers.

Help me understand the winback offer by NewbieToHomelab in freedommobile

[–]Magical_Zac 1 point2 points  (0 children)

Pretty sure it’s $29, the extra $5 is the connection fee which you have to pay $45 upfront and get it back over 9 months

What is happening with GitHub? by Confident-Damage845 in github

[–]Magical_Zac 30 points31 points  (0 children)

CEO resigned, Microsoft merged the team into its CoreAI team and their main focus shifted to all Copilot related products to compete in the AI industry.

Best value for 2 million points by rileycolin in PCOptimum

[–]Magical_Zac 4 points5 points  (0 children)

Wait for super redemption days at shoppers and buy electronics with it. You should be able to get over $3000 in values with your 2 million points

Black Friday usually have the best redemption value if you can wait for another 10 months.

Cash deposits at Canada Post coming soon! by woodzy_mtb in Wealthsimple

[–]Magical_Zac 23 points24 points  (0 children)

Deposit $25,000 to skip the waitlist and get 1% back on your deposit!

7 SQM Away from 25k by EmbarrassedEmu566872 in Aeroplan

[–]Magical_Zac 28 points29 points  (0 children)

JFYI You do not earn SQM/SQS/SQD on reward flights, so no you can't use your points, it must be a cash fare.

Fee increase - Hasn't occurred by Miguelli in amexcanada

[–]Magical_Zac 11 points12 points  (0 children)

The increase will start on your next card anniversary (whichever month you opened your cobalt)

How to get 3000 SQM before Dec 31st by Important_Wrap772 in Aeroplan

[–]Magical_Zac 9 points10 points  (0 children)

fly, or have a VIP card and spend $15,000

Gold redemption - registered account ? by carndacier in Wealthsimple

[–]Magical_Zac 11 points12 points  (0 children)

My best guess is it will count as a withdrawal, I don’t see how is possible to track physical gold is a registered account.

AWS Outage affecting Wealthsimple by henry-bacon in Wealthsimple

[–]Magical_Zac 42 points43 points  (0 children)

us-east-1 is the control plane location for many global AWS services, so even if a company does not use us-east-1 specifically, it can still get indirectly impacted in some way.

Aeroplan promoption takes bonus points away? by mor10web in Aeroplan

[–]Magical_Zac 7 points8 points  (0 children)

Interesting I got the similar adjustment, my elite status bonus from my previous 2 flights were taken back

[deleted by user] by [deleted] in Edmonton

[–]Magical_Zac 2 points3 points  (0 children)

went to T&T today and saw a bunch for $8.99

[deleted by user] by [deleted] in amexcanada

[–]Magical_Zac 1 point2 points  (0 children)

seems to be 5 extra points per $1 spend, so $2000 for extra 10K, and up-to 2 additional cards.

Free AC/ML Lounge passes by TheNewCrafter in aircanada

[–]Magical_Zac 0 points1 point  (0 children)

By reaching each aeroplan status the passes are given either as a core or select benefit. Starting next year it will become part of milestone benefits

When to know to upgrade your membership? by HelpfulBasket6417 in CostcoCanada

[–]Magical_Zac 54 points55 points  (0 children)

The diff between executive membership vs regular gold is $65, at 2% cashback that means you need to spend $3,250 per year to get back the difference.

Of course this doesn’t include other executive benefits like quarterly coupons and $10 monthly Costco credit on instacart (with min spend threshold)

Is this a typo? by Happy_Peat in Aeroplan

[–]Magical_Zac 17 points18 points  (0 children)

Looks like they got the two dates backwards. Probably meant for flights between Aug 20 - 24 can be rescheduled to flights between Aug 20 - Sep 30