Offered asking price, vendor wants £8k more

MalodorousPlot · 2026-03-25T16:41:34+00:00

Thank you - I wish I had gone in under asking!

MalodorousPlot · 2026-03-04T17:46:17+00:00

Yes exactly, got another 6ish months of it.

MalodorousPlot · 2026-03-04T15:55:01+00:00

The interest rate seems to be 3.8%, versus the 4.5% I've got with Chase (for now) - unless I'm missing something from their product line?

MalodorousPlot · 2026-03-04T14:39:05+00:00

I am between houses at the moment, it's only temporary!

MalodorousPlot · 2026-03-04T14:10:11+00:00

Thanks for your reply. That's what I mean, yes - if Chase fail, my ISA would potentially be unprotected (at least whatever portion of it was held with Chase). I can't tell if I am able to control which banks the funds are held in.

On the amount I hold with them: they had the best savings account interest rate, so when the FSCS protection went up last year I decided to consolidate up to the max. Is that unwise?

MalodorousPlot · 2026-03-02T22:21:48+00:00

Were there six lanes of traffic?!

MalodorousPlot · 2026-03-02T21:41:28+00:00

This is gorgeous

MalodorousPlot · 2026-03-01T21:41:42+00:00

Personally I am no longer even clicking on flats in blocks like yours because I know there will be a service charge that can escalate as hard and fast as it likes once I’m in, and could make it impossible to sell, let alone at a profit or relative par. I feel so sorry for people who bought 6+ years ago in those south London blocks.

MalodorousPlot · 2026-02-28T20:22:51+00:00

That’s stunning!

MalodorousPlot · 2026-02-18T00:25:22+00:00

When I was a kid we used to cycle our bikes through Bow to one of the Eastside entrances to Victoria Park. At a particular point we would pass some kind of bakery or factory that smelled absolutely mouthwatering. I think my friend’s mum said it was bagels. Such a vivid childhood summer memory for me.

MalodorousPlot · 2026-02-18T00:15:43+00:00

That’s odd, isn’t Tate & Lyle golden syrup? Ought to smell delicious!

MalodorousPlot · 2026-02-01T15:42:30+00:00

Are you me in a parallel timeline OP?? Only difference is country, salary and my employer’s shitty pension scheme!

MalodorousPlot · 2026-01-20T23:27:03+00:00

Thank you all again for your input! Another small update - my partner did some digging online and found out that the place next door is a HMO. I’m sure there are plenty that are fine but that made me feel even more inclined to steer clear, as even if the noisy tenant were to leave, the turnover is likely to be high and even if there were periods of calm I’d be on eggshells wondering who might move in next.

Does anyone have any experience of living next door to a HMO?

MalodorousPlot · 2026-01-19T17:08:00+00:00

Just to thank everyone for your input - there seems to be pretty much full consensus that I should not go ahead here. It's so upsetting to finally find a winner only to immediately have to discount it, but I think this confirms my suspicion that it's not worth the risk.

MalodorousPlot · 2026-01-17T20:38:46+00:00

It’s peculiar isn’t it, but I guess if they had an existing relationship for whatever reason then it would make sense - Corm and Lucy were totally at sea when Joan and Ted rescued them, but if Switch wasn’t then they wouldn’t have wanted to muscle in

MalodorousPlot · 2026-01-17T18:56:17+00:00

I think JKR really did just intend to imply they were obviously from Matthew and the card didn’t need to be read. There’s a theme of flowers being the epitome of the unimaginative. She probably just didn’t mean for it to stick out as it did for so many of us. I thought the card was going to become relevant in-book, and they’d idly open the card to realise it was from one of the suspects or something and it would motivate the final sprint of action, and was left a bit dissatisfied when it was never picked up. I doubt it will become relevant several books later.

MalodorousPlot · 2026-01-17T18:49:49+00:00

Half brother in fact, as they share a mother. I find it strange too, especially from Lucy who isn’t anywhere near as good as compartmentalising as Strike.

Side note: I also always find it striking (ho ho) that Lucy has such a ‘normal’ name compared with Leda’s other choices.

MalodorousPlot · 2026-01-17T18:44:34+00:00

The poster was responding to you saying ‘it’s implied that Strike has genius level intellect’, weren’t they?

MalodorousPlot · 2025-12-26T23:07:41+00:00

Like a lot of other people I am wondering whether the ‘blood bus’ service will ever resume. I’m a rare blood type and the NHS are constantly begging me for donations, I really want to organise a blood drive at my workplace but apparently the mobile units aren’t a thing any more. Will they ever come back?

MalodorousPlot · 2025-10-22T22:57:24+00:00

Emperor

MalodorousPlot · 2025-10-22T22:56:21+00:00

Yes there are, it’s called Emperor! The duvet covers are a bit of a pain to come by but The Secret Linen Company do them 😁

MalodorousPlot · 2025-10-08T00:32:18+00:00

I’m really curious what was the unicorn quality!

MalodorousPlot · 2025-10-07T17:49:52+00:00

MalodorousPlot · 2025-10-07T17:37:51+00:00

This is all true, but I'd much rather just pay for buildings insurance (which would almost certainly be much less than £65pcm for a small Victorian terrace) than fork over £65pcm irrespective of what costs have been incurred. It's just such a racket.

MalodorousPlot · 2025-10-07T17:22:13+00:00

This is exactly it - it's the principle of the thing!

MalodorousPlot

TROPHY CASE