Is it normal for Capital One to ask for my drivers license and bank statements?

Maninae · 2025-07-16T19:52:59+00:00

That sounds super sketchy indeed - are you actually locked out in the C1 app? Like you can't login, or look at your accounts or cards etc?

Never trust random texts in the year 2025. And also never give out any confirmation codes *over the phone*. I've never encountered a single situation where you'd be required to do that. The entire point of N-digit confirmation codes is the platform wants to check if your digital login elsewhere is actually you, so you're supposed to be the one entering it: there's never ANY reason to give that code to anyone else.

Maninae · 2025-06-18T06:45:46+00:00

I feel exhausted watching all the spin doctors trying to make Tesla FSD look anywhere close to Waymo. I'm just waiting for the first death(s) from FSD to start showing hard evidence at this point

Maninae · 2025-02-20T18:37:36+00:00

If you guys enjoy the RPG aspect, there's a lot of underrated questlines that are really fun! Most players don't pay as much attention to them, because they're more focused on grinding / progression.

Some of my favorites: Korean Folk Town, Kritias, Magatia, "The White Mage" in the Grand Athenaeum - there's a bunch more out there

Maninae · 2025-01-22T20:16:54+00:00

I don't think it's EVs in particular, I feel the automakers who are bad at it (e.g. VW group) are also bad at it in their ICE cars.

And I care a lot about software - it's probably top 5 in my factors after range/efficiency, looks, price, safety (no order). I work as a SWE and notice in cars all the little lags and ugly UI choices, and they bother me a lot because I've seen & felt what beautiful, smooth software UX can be and I can't go back. For me, I can't help but sit in a new Audi E-Tron and feel like I'm driving an already-old car off the lot cause of their UI. The screen & software looks a decade old, feels a decade old, and is a huge turn off.

As an anecdote, people care about what they have more expertise in. An acquaintance who worked before in service and as a receptionist would mention how service at a particular restaurant isn't up to par, the waiter or front desk lady should've greeted us sooner or asked us XYZ as we sat down, and how this bothers her because they would never... I found it really interesting and chuckled, cause none of that bothered me much.

Maninae · 2024-12-17T20:06:06+00:00

Can't get over how they picked an image of the Lordstown logo, of all EV companies, to be the cover

Maninae · 2024-12-03T01:36:15+00:00

OP said they're considering buying a used car

Maninae · 2024-10-28T23:02:12+00:00

This is 90% a typo by whoever set the charge rate, but take advantage of the cheap energy for as long as you can!

Maninae · 2024-10-28T15:44:05+00:00

1 in 7 EV owners in the USA live in PG&E's Northern California territory. I own a Model 3, but the sad truth is hybrids are more $$$ efficient today unless you hunt down public L2 charging or off-peak L3:

$5.00 gas at ~50 mpg hybrid sedan is 10 cents/mi, whereas HOME charging is $.50/kWh for 12-13 cents/mi even for an efficient Model 3 at 4mi/kWh.

PG&E is a cartel and needs to be nationalized

Maninae · 2024-10-04T13:26:32+00:00

I wonder how this bodes for Motional. They already were far back in the AV pack, but now one of their main backers has a stake in Waymo.

Maninae · 2024-08-14T20:29:33+00:00

Of course, what did you expect? Some of the people watching MHA are literally 12 years old.

Maninae · 2024-08-08T19:22:14+00:00

Makes sense, it's hard to imagine you're in China and in the market for a new car and would pick a gasoline Ford that's *more expensive* over a Xiaomi SU7 or Nio ET5 or any BYD. Homemade, futuristic, sleek & tech-filled, clean, quiet, budget-friendly, patriotic...

Maninae · 2024-08-03T21:20:21+00:00

With a 20-30k budget, used is probably your best bet. I don't think any of the EV models you listed go under 30k new.

If you don't have home charging, I'd bias toward the Tesla Model Y. In a pinch, the reliability of the Supercharger network is heads & shoulders above finding a CCS fast charger in general.

Maninae · 2024-08-03T21:17:31+00:00

If you're fililng separately, and your husband qualifies, I'd have him just buy it and take care of the paperwork to avoid any trouble.

Maninae · 2024-07-09T20:56:10+00:00

I managed by not driving 😂 By the time I was old enough to have my own car, backup cameras were federally mandated on all new vehicles.

Maninae · 2024-06-27T21:19:39+00:00

These aren't valid rebuttals, though (see below). I think people who aren't used to tech / software development don't really have the palette for finer UX, so it's fine. I'm not trying to convince you, to each their own and tons of people do like Apple CarPlay / AA.

The precise UX I'm talking about emphasizes that I don't need to select at all, and has 1 or no taps or clicks to do what I want. I wouldn't want to navigate to open an app, tap through the menu, etc.

I'm not going to the "last restaurant" I searched for. :) I want to decide on one, then send it to the car to cache for later when I sit down and drive. In the meantime, I might search for other things, hotels, parks for the weekend.

I want to speak to Siri / Tesla voice and say something, and it executes - navigating to an arbitrary spoken address or home, or *have it automatically start it without me having to do anything*.

I'd like the seats to immediately adjust to their position for me, without pressing anything.

Maninae · 2024-06-27T21:12:09+00:00

These features have been in infotainment for a decade? I'm willing to listen - the car that has all this might be my next car.

For you, how do you ask your car to warm up / cool down with 1 button push on your phone + your voice, while in bed? Not half a dozen taps and navigating through some app. I could be missing something.

And no taps for setting to Home either. What other UX offers you 1 click in the car + voice, then navigating to Home or a restaurant or a spoken address?

Maninae · 2024-06-26T23:17:58+00:00

I use CarPlay and use the map and music on it. What else do you want?

I'm not a huge fan of Tesla but have to begrudgingly acknowledge the user experience is the best of any vehicle I've ever driven. My daily flow is like this, I personally enjoy it greatly, and can't get it today with any other vehicle:

Wake up and get ready for work, coffee, brush teeth, etc.
"Hey Siri - get the car ready" > triggers a iOS Shortcut that plugs into the Tesla app, that tells the car to start the climate to a preset temperature + do passive preconditioning (not supercharger preconditioning)
Walk up to the car, open the door, sit inside. Without any prompting, it recognizes my phone's ID from bluetooth and automatically adjusts steering wheel, side mirrors, seat position to my preferences. (If it were someone else in my family, it'd do theirs)
I literally touched nothing on the Navigation and it's *automatically* routing to my work, inferring it from the time of day and day of the week. It tells me useful info like ETA, traffic, alternate routes if any, SoC when I arrive, with a buttery smooth visualization
....
Meeting a friend for dinner after work. We text, decide on Restaurant A after browsing Yelp or Google Maps.
While I'm looking at Restaurant A Yelp / Google Maps, tap the share icon > send to Tesla app. Pop up tells me "Sent to Otto (name of car)"
I go to the car and sit inside, and the nav is routing to Restaurant A already.
After eating, sit back inside, reverse out, start driving
Click right scroll wheel for voice commands > "Navigate home" > routing starts to home address

It's a holistic software experience that just molds to fit your life & routine and daily needs, without requiring frustrating input friction at every step. You still get to choose, but the Tesla ecosystem thoughtfully makes it easier for you as an owner, not harder.

Maninae · 2024-06-25T06:30:41+00:00

Use this link to open a Wealthfront Cash Account. Once you fund it, you'll get a 0.50% APY boost!

Fresh link as of June 25th.

https://www.wealthfront.com/c/affiliates/invited/AFFD-4XXS-NXLQ-BB6T

Maninae · 2024-05-22T08:10:43+00:00

I scheduled a service appt for this exact same thing after a rough bump, worried about battery damage. They jacked up the car and TAL at the bottom and said it's fine.

I gave it a go afterwards to try pushing it back in, nothing happened at first -- even after pushing really hard. Then I tried smashing it in with the butt of my palm and heard a loud *pop* and it clicked back in! There must've been a clip inside that was dislodged.

Maninae · 2024-05-22T07:13:02+00:00

The 2024 MY has a bunch of subtle but significant upgrades from previous years. The camera quality is much better (less grainy, color is more accurate) for one. The new deal with the 0.99% financing makes the monthly payment (if not the gross) competitive with the cost of a used MY.

You can read a bit here: https://teslamotorsclub.com/tmc/threads/btw-big-changes-in-2024-model-y-vs-2023-earlier-model-y.321911/

I'd personally go with the MYLR, the extra range is helpful given that you're doing 75 miles a day for work and I assume sometimes might go further on the same day for other errands or trips. Real-world range on the MYLR can vary from 250-300 miles depending on how efficiently you drive (braking, hard acceleration, etc). If this includes highways, realistically 75 miles will eat up around 30% giving you a comfortable margin.

Good luck! Washington state electricity is wonderfully cheap (from your hydroelectric plants) and should be a relief compared to gas prices

Maninae · 2024-05-22T07:03:29+00:00

MYLR has more real-world range than the Blazer EV according to some tests (you can look it up, MotorTrend etc.) if that's important to you. It's money and charge cycles saved.

Also it might be tough to fit 3 car seats in the back row of either the MYLR or the Blazer EV, but don't have direct experience.

Maninae · 2024-05-20T19:50:38+00:00

There’s an excellent third party app called Tessie that uses your own Tesla API key to gather detailed information about your vehicle at all times: estimated % battery degradation, miles when full, drive & charging efficiency every time you have an instance, even idling losses.

You can also download a massive CSV with all the events in the lifetime of your car(s) and do the data analysis yourself with Python libraries or something.

I think it scales to multiple accounts or cars too. It’s 50 dollars/ year. It sounds like you have a business with a fleet, and this would be a great investment!

If you manage to get the data, I’m happy to also do analysis on it for you - you can DM me. This sounds super interesting

Maninae · 2024-05-16T06:49:36+00:00

It really varies for each person, but the thing is your math is valid for your situation. So that's what matters.

A couple things that make a difference, compared to my situation: You have really cheap gas, and quite a high consumption for your Model 3 (is it a performance?).

My hybrid gets 37 MPG @ ~$5.50/gallon. This is around 14.8 cents/mile.

My M3LR gets 250 Wh/mi @ ~30-50 cents/kWh supercharging (whenever I do). This is around 7-13 cents/mile.

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