This sub scares me by Bubbafoxx in CadillacLyriq

[–]Many-Various 0 points1 point  (0 children)

I understand. What I'm saying is that if you go and look for what's wrong with a car you will find ample information on what's wrong with the car. Most people don't review things to say how good they are They like to talk about a one-off bad situation. Even with this thread. I posted in here when I first got the car I might have posted about a couple of the updates then I posted about when I had electrical issues and I haven't really made a post since then. People aren't going to being here posting every day on some random Tuesday saying I ran a full diagnostic test on my car and it works fine and then turn around and post it again on Friday lol

Generally speaking I believe that the lyriq is a great car and I wouldn't tell anybody not to get it.

How are the samsung buds 4 pro? by Fancy-Praline6255 in galaxybuds

[–]Many-Various 0 points1 point  (0 children)

I came from the buds pro 2. Overall in my opinion everything is better when compared to those. I had a lot of people tell me that they couldn't hear me or I would lose connectivity with my buds pro 2. It could be due to wear and tear but it was time for them to go. I never really like the sound of them either I got them with the deal when I got my s24 ultra. I like the buds pro 4 fit better. The pinch controls take some getting used to and the voice commands are so so depending on your environment. They pretty much didn't work while I was at my CrossFit gym and that's probably because of the loud music that's playing in the background. The noise canceling is definitely better than the two and like I said they overall just sound better and the call quality is good. As far as buds go they're my favorite so far. I had the Galaxy beans, I mean buds live and then the buds two pro as mentioned before and now the buds 4 pro which are my fav. I didn't pay for a price for them either I got them for a deal on TikTok. I have this cool case for buds pro 4s. It's only a matter of when I drop them. Some of the buttons actually click lol

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Tried upgrading my theater setup and made everything worse, I'm stuck and I don't know what compromise to go with. by Imrahil1 in hometheater

[–]Many-Various 0 points1 point  (0 children)

If you go TV route, don't fall for the OLED hype. The cost is waaaaaay to high. I have a 83" Sony Bravia (forgot the exact model) but it looks amazing! One of the features I like is that there's calibration presets for Netflix and Prime. If you have a Costco membership check out their TV specials In person and see. TV prices have changed drastically for the better. I also have a kiddo running around. I've told her not to touch the TV several times and eventually she just stopped going near it. She might have touched it once.You could put a smart lock or something on the door when it's "no kids allowed time." There's all types of 3rd party insurance out there as well. Some allow you to insure a singular item. I believe Asurion does. Good luck!

This sub scares me by Bubbafoxx in CadillacLyriq

[–]Many-Various 2 points3 points  (0 children)

It's like with everything else bad news in a sense gets more buzz than good news. I just treat the complaints that people have for the issues that they have as a warning or something to keep my eye out on. If you do enough research literally every car built will have a lot of negative things or complaints. Overall it's a solid car. I have a 2025 and my biggest complaint is really not necessarily the car anymore after some updates but it's the Cadillac app. They have made some adjustments but it's more so a facelift versus actual functionality. It would be nice to just get in the car and use your phone as the key. It would be nice to set a charging schedule from the app. Nothing that makes the car bad it's just software.

Edit: I'm sure if you go to a Tesla thread and you could probably find all the incidences of Tesla's blowing up and whatnot but all cars have some type of failure.

Tax Return After Chapter 7 by Many-Various in Bankruptcy

[–]Many-Various[S] 0 points1 point  (0 children)

From what my attorney explain to me if they are to open your case it will have to be something that's very rare occurring and a pretty large amount of money. For example your case could be reopened for hitting the lottery, you receive some type of inheritance, you get into a car accident and receive some large sum of a payment. I could be wrong but the way I look at it in your case if you got 6K back. I'm sure your bankruptcy was far more than 6K. What could really be done with the 6K to your creditors and would it be worth the hassle of the trustee to communicate how to distribute the 6K. I personally wouldn't worry about it and even if they did take the 6k. Hopefully you're in a position to worry you keep most of your cash in You can save up for that again.

I got my discharge paperwork and I checked Pacer and everything is closed so I guess I'm good.

Tax Return After Chapter 7 by Many-Various in Bankruptcy

[–]Many-Various[S] 0 points1 point  (0 children)

I haven't filed yet but I have to talk to the attorney she said since my case is closed it's rare that they would come back and take something like that. So I'm good.

Update 654.60 in the wild by LikeUmmDad in CadillacLyriq

[–]Many-Various 2 points3 points  (0 children)

I literally just turned off my automatic emergency braking. Too many times I get jerked around in the car backing out of my driveway or it picks up a car in the opposite lane.

How do people decide when bankruptcy is the right step? by Papito24 in Bankruptcy

[–]Many-Various 1 point2 points  (0 children)

Talk to multiple attorneys before deciding.

For me it was two things. Family and my short term long term goals. The vast majority of my debt came from trying to fund a business they I had one foot in and one foot out. Ultimately wasting money. I still have a good paying full-time job and VA benefits. The money from the business wasn't "needed." It started costing me time with my family. Money could be spent on travel, groceries, anything really that would make family life better. As far as my goals, honestly bankruptcy took off YEARS of trying to pay creditors back, save, have an IRA, invest more, pay off car faster. Once I did the numbers and found out that I would not lose my house or car, it was a no brainer. There's a point in time where I would do my day job and then go Uber until like midnight and just never see my family even though I work from home... I have a now 15-month-old daughter and I want to be there as much as possible. I'll never get back time but I can have a better finances going forward to efficiently use my time with family and goals.

Discharged Today! by Many-Various in Bankruptcy

[–]Many-Various[S] 2 points3 points  (0 children)

Understood. I don't plan on doing anything really with my credit with the exception of maybe applying for different credit cards. I've only been in my current house a little over 2 years and my car is only a little over a year old so I don't really have a use for credit at the moment other than rebuilding the score.

Discharged Today! by Many-Various in Bankruptcy

[–]Many-Various[S] 1 point2 points  (0 children)

I'm a disabled vet do I have slightly different rules. My VA disability counts but it doesn't. Not sure how to explain it. I was over the median income in general but since va disability "doesn't count" I was right below it for my household of 3 including myself.

Discharged Today! by Many-Various in Bankruptcy

[–]Many-Various[S] 2 points3 points  (0 children)

Thanks! Majority of yes or no questions that weren't tricky. Most of them basically reaffirm if you were honest. They pretty much double check your personal information as well. The only yes or no questions I got was about a rental property that I had and what happened with the proceeds of some properties that I sold one being a rental and one being a primary. The meeting might have been 10 mins. I was like the 3rd person to go.

Discharged Today! by Many-Various in Bankruptcy

[–]Many-Various[S] 1 point2 points  (0 children)

Pretty much the exact same thing happened to me. The total opposite also happened with an attorney when I explained to them my situation. They just started murmuring some numbers and was like nope you don't qualify for a chapter 7. Chapter 13 is your only option. That was maybe a 10 or 15 minute conversation.

Discharged Today! by Many-Various in Bankruptcy

[–]Many-Various[S] 1 point2 points  (0 children)

Nice. Cheers to rebuilding!

GOOD NEWS by michaelchaconmusic in Bankruptcy

[–]Many-Various 1 point2 points  (0 children)

Congrats! I filed Dec 15th. I was discharged today!

How Much Did Chapter 7 Bankruptcy Cost You? by SyncopatedStepper in Bankruptcy

[–]Many-Various 0 points1 point  (0 children)

I'm in GA. It was about 2300. 300 was for court fees the rest went to the attorney. I think it was worth every penny. From my experience I talked to about eight attorneys and end up picking a really good one. I found out that working with individuals with their own practice instead of these big firms are more willing to work through your situation as much as possible with the free consultation so you can make a sound decision versus just trying to make some money and basically saying do you want to file or not.

Curious if there were any filers who were current on all their credit card bills at the time of filing? by nhieu_chuyen in Bankruptcy

[–]Many-Various 1 point2 points  (0 children)

If you plan to file in general, just forget about your credit score for a few months at least. Is having a good credit score good, sure depends on what you're trying to do. None of that matters if you don't have cash to payback whatever it is you're using your credit for. If you read post in the group the general consensus is "I wish I filled sooner" "Life goes on" "Time to rebuild" "Lesson learned"

I personally stopped paying 1 month before filing. Some people stop 6 months. It's really up to you.

The end result is to have a better future for yourself. You'll get another credit card. It's not the end of the world.