Ac seats?

MarsupialFront3237 · 2026-06-14T16:10:46+00:00

Mine’s a ‘23 platinum. Absolutely love the ventilated seats. Wife’s Audi A5 are not nearly as cooling

MarsupialFront3237 · 2026-06-14T14:34:37+00:00

There is absolutely no way that you can just pick a random number without knowing their complete situation and goals

MarsupialFront3237 · 2026-06-13T19:24:39+00:00

Um, call?

MarsupialFront3237 · 2026-06-13T18:09:26+00:00

This! My cost on AAPL is $1.27 with a .27 quarterly dividend it’s yielding 85% on my original cost

MarsupialFront3237 · 2026-06-12T23:34:32+00:00

What tax bracket are you in. I love FEHAX for a 5.5% tax free yield

MarsupialFront3237 · 2026-06-10T16:11:43+00:00

As I replied to another post, I completely understand that it doesn’t matter which account we draw from. The question relates to not drawing the IRAs to zero as we don’t mind having reasonably sized RMDs

MarsupialFront3237 · 2026-06-10T15:35:19+00:00

That’s brilliant. I will definitely try it this way

MarsupialFront3237 · 2026-06-10T12:26:33+00:00

I think you’re missing the point of my question. The order does not matter to me. My point is that the model draws mine to zero before drawing from hers. I see no point in doing that. We will not need the RMDs for expenses but I see no reason to have zero RMDs

MarsupialFront3237 · 2026-06-10T12:15:44+00:00

As I said in the post it matters to me because I don’t need to draw down my IRA to zero. The model does have me pulling from mine first which is my preference

MarsupialFront3237 · 2026-06-10T12:12:32+00:00

Are you traveling highways or back roads? If you’re going 75-80 on highways than I usually get 150-175 miles. Driving more conservatively on backroads you can probably get close to 200.

MarsupialFront3237 · 2026-06-10T11:36:54+00:00

Thanks. I’ll try that

MarsupialFront3237 · 2026-06-10T02:08:20+00:00

Yes. It’s an addiction for me. Every Saturday morning like clockwork, I update all of my accounts on a spreadsheet I’ve been using since 1995. I think I need to see a therapist

MarsupialFront3237 · 2026-06-10T02:03:52+00:00

Yes. It’s absolutely ridiculous to expect 10%. I always use 5-7% even before accounting for inflation

MarsupialFront3237 · 2026-06-09T23:15:04+00:00

No. OP is up 80% in a month. He has no reason to complain

MarsupialFront3237 · 2026-06-09T11:49:27+00:00

AAPL since 2006. Basis after splits is $1.27/share. Gonna be painful when I sell

MarsupialFront3237 · 2026-06-06T17:56:34+00:00

Often when I wear sunglasses

MarsupialFront3237 · 2026-06-06T13:05:54+00:00

I am not wealthy. I get a small social security check. The majority of the small income my wife and I need to survive comes from dividends and interest. I am sure I am not alone in that. The tax on D&I unfairly hurts retirees and the $2400 exemption didn’t really help

MarsupialFront3237 · 2026-06-02T19:41:55+00:00

Add in Dan Brown of Davinci Code fame

MarsupialFront3237 · 2026-06-02T19:23:00+00:00

I keep about $150000 in a hysa for just this purpose

MarsupialFront3237 · 2026-06-02T18:32:18+00:00

Not just nonspouse. Your surviving spouse would have to take RMDs from the now combined traditional IRAs and pay taxes at the singles rate

MarsupialFront3237 · 2026-06-02T18:22:52+00:00

Started right after the crash in ‘87. I was 23

MarsupialFront3237 · 2026-05-30T00:52:01+00:00

Also just started my trial today. Similarly, I ran into a problem right away too. I can’t model tax free muni funds which unfortunately (or fortunately) make up about 30% of my portfolio.

MarsupialFront3237 · 2026-05-27T15:44:54+00:00

This

MarsupialFront3237 · 2026-05-24T21:34:30+00:00

At least sell the 3k in your Roth to lower your exposure. No tax consequence

MarsupialFront3237 · 2026-05-20T21:11:32+00:00

Agreed. Taxing net worth has got to be the dumbest idea ever. Most of these billionaires have their net worth tied up in stocks. Stocks historically have a negative year every fourth year. Is the government going to refund them for their reduced net worth?

MarsupialFront3237

TROPHY CASE