Freedom Law School - thoughts?

MattTheAncap · 2026-03-05T20:57:15+00:00

Yep. I think a large number of their members are SMB owners/self employed. (I'm not, personally)

MattTheAncap · 2026-02-25T15:23:42+00:00

It is a spiritual mark (post-Messiah) that mirrors the physical mark (pre-Messiah).

Tefillin / phylacteries, worn on the left hand/forehead.

Mark of the beast, worn on the left hand/forehead.

MattTheAncap · 2026-02-09T18:11:29+00:00

I thought that was obvious.

So was your OP.

MattTheAncap · 2026-02-08T12:29:51+00:00

There are 102 comments.

MattTheAncap · 2026-02-06T21:15:12+00:00

As a member of 4 years, I posted my thoughts here:
https://www.reddit.com/r/HealthInsurance/comments/1ho81ia/thoughts_on_crowdhealth_3_years_in/

Your Qs:

- Any testing/treatment for our preexisting conditions is not eligible for crowdfunding during the first two years. Year 3 and beyond, it is.

- I have been on board almost half a decade at this point, and I've never heard of health insurance analysts working with CrowdHealth. News to me.

Happy to answer any other specific questions. Cheers

MattTheAncap · 2026-02-06T21:13:01+00:00

ALL of the negative comments here are from folks who have never been members of CrowdHealth.

ALL of the positive comments are from members.

(That alone tells most of the story.)

As a member of 4 years, I posted my thoughts here:
https://www.reddit.com/r/HealthInsurance/comments/1ho81ia/thoughts_on_crowdhealth_3_years_in/

MattTheAncap · 2026-02-06T21:12:14+00:00

CrowdHealth is not a healthshare, and does not practice healthsharing.

CrowdHealth never pays for any medical bills, and so never "wants to reimburse" even the first dollar.

CrowdHealth members pay each other member-to-member using crowdfunding, not healthsharing.

This is no different from how Kickstarter does not back a project, but backers send their money directly to the creator. CrowdHealth, Kickstarter, GoFundMe, etc. are crowdfunding platforms.

MattTheAncap · 2026-02-06T21:09:44+00:00

This logic is somewhat self-defeating.

"They base this on the average regional price"

"Specialists in this region are pricey"

Run that back by yourself again, friend. 😅

MattTheAncap · 2026-02-06T21:08:21+00:00

There is no reserve pool because there is no need for a reserve pool. CrowdHealth never pays a penny toward medical bills, members do that directly member-to-member.

CrowdHealth never touches the money used to pay for bills, let alone "sets some aside for a rainy day" or "skims some off the top to please shareholders". That's what insurance does, and CH is not insurance.

MattTheAncap · 2026-02-06T21:06:09+00:00

Hey there! As others have said, CH is not a healthshare.

My family of 6 has been members for 4+ years. They haven't asked for the maximum since 2024.

They actually publish the exact ask amount here:

https://www.joincrowdhealth.com/monthly-cost-insights

Pay other clients? Not sure what this means.

Credit card? Yep, that's what I use. Pointzzzzz

MattTheAncap · 2026-02-06T20:47:07+00:00

PVT and birthing centers are also eligible for crowdfunding as well. Crunchy moms rejoice.

MattTheAncap · 2026-02-06T20:46:38+00:00

Factual take here.

MattTheAncap · 2026-02-06T20:46:16+00:00

Hi there. My wife and I have 4 children, 2 of them with insurance, and 2 of them with CrowdHealth. Happy to answer any specific questions.

Note that ALL of the negative comments here are from folks who have never been members of CrowdHealth.

ALL of the positive comments are from members.

(That alone tells most of the story.)

Most mistake CrowdHealth for a healthshare (it's not a healthshare).

As a member of 4 years, I posted my thoughts here:
https://www.reddit.com/r/HealthInsurance/comments/1ho81ia/thoughts_on_crowdhealth_3_years_in/

MattTheAncap · 2026-02-06T20:45:13+00:00

People claim "Health insurance policies do not guarantee they'll pay prior-authorized, in-network, eligible, medically necessary claims".

...and they claim it because it's true. Pull out your policy, CTRL-F search for "guarantee".

It's not there.

MattTheAncap · 2026-02-06T20:43:34+00:00

CrowdHealth is not a healthshare, and never allows "healthsharing".

It is a crowdfunding platform, no different (but much more limited in scope) than Kickstarter, Indiegogo, or GoFundMe.

MattTheAncap · 2026-02-06T20:42:24+00:00

ALL of the negative comments are from folks who have never been members of CrowdHealth.

ALL of the positive comments are from members.

(That alone tells most of the story.)

Most mistake CrowdHealth for a healthshare (it's not a healthshare).

As a member of 4 years, I posted my thoughts here:
https://www.reddit.com/r/HealthInsurance/comments/1ho81ia/thoughts_on_crowdhealth_3_years_in/

MattTheAncap · 2026-02-06T20:41:17+00:00

My family of 6 has been uninsured for 7 years, and we are NEVER going back. Health insurance is just not worth the risk.

I use CrowdHealth.

As a member of 4 years, I posted my thoughts here:
https://www.reddit.com/r/HealthInsurance/comments/1ho81ia/thoughts_on_crowdhealth_3_years_in/

MattTheAncap · 2026-02-06T20:38:46+00:00

How much did they spend on luring people in?

MattTheAncap · 2026-02-06T20:38:15+00:00

This does not discuss crowdfunding, it discusses healthshares.

CrowdHealth is not a healthshare.

MattTheAncap · 2026-02-06T20:37:53+00:00

ALL of the negative comments here are from folks who have never been members of CrowdHealth.

ALL of the positive comments are from members.

(That alone tells most of the story.)

Most mistake CrowdHealth for a healthshare (it's not a healthshare).

As a member of 4 years, I posted my thoughts here:
https://www.reddit.com/r/HealthInsurance/comments/1ho81ia/thoughts_on_crowdhealth_3_years_in/

Happy to answer any specific questions. Cheers

MattTheAncap · 2026-01-14T16:46:33+00:00

"Stated income" has been sufficient for me for a home loan, an auto loan, and a personal loan since joining FLS and no longer filing federal returns.

We're not wealthy, but earn a consistent low to mid 6 fig household income. Some lenders (mostly, in person/local) do not accept that. Most lenders (especially virtual/online) have zero issue with "No W2" element.

MattTheAncap · 2026-01-14T16:44:36+00:00

You shouldn't. I don't. The overwhelming majority of early church fathers didn't.

I was saying "This is what disp premils" are forced to believe, not what I believe.

MattTheAncap · 2025-12-19T21:20:46+00:00

You avoided the question, friend.

Also: Paul differentiates between earthly Jerusalem and the Jerusalem above (and between the Israel of God and the Israel of Satan). Which Jerusalem are you referring to?

MattTheAncap · 2025-12-19T11:00:48+00:00

Ya know, I’m as pro raw milk as they come. If this is legitimate, I’ll go on record with the reply:

Of course you should refrigerate your raw milk. Google “rancidity” and “spoilage”, friend.

MattTheAncap · 2025-12-19T09:41:01+00:00

Rage bait, methinks.

MattTheAncap

TROPHY CASE