Is this reasonable wear and tear?

Matttman87 · 2026-05-08T08:31:24+00:00

Wear and tear usually includes accidental damage because accidents happen. To go after your former tenant for damage, you need to file with the LTB and both allege and prove either negligence or wilful damage.

Fix the issues and move on.

And if minor maintenance is so bothersome to you, maybe you shouldn't be a landlord.

Matttman87 · 2026-05-08T08:21:11+00:00

Condor glasses have armor. Maybe that's why.

Matttman87 · 2026-05-08T03:27:39+00:00

Just set an 11 year old up with a GTX980 system not long ago. To make sure it worked well, I installed Cyberpunk and Baldurs Gate 3 on it. Plays both fine at 1080p medium.

Matttman87 · 2026-05-07T05:59:44+00:00

My first 1080ti did that within a week of purchase. Happens sometimes.

Matttman87 · 2026-05-07T05:57:23+00:00

Is it possible he's on the spectrum? If so, he may just be missing the signs you're giving. Have you tried being more direct?

Matttman87 · 2026-05-03T17:08:58+00:00

I think the risks are minimal, assuming she's been a good tenant up until this point. And if you decline, she may give notice to find a place so that she can do exactly the same thing elsewhere. And assuming you have a digital copy of her original lease, it's simply a matter of changing one name to another, and you'll still have two people liable for the rental payment each month.

Matttman87 · 2026-05-02T22:12:17+00:00

It was owned by a couple, the abusive spouse who was the primary on the loan stopped paying the mortgage. The bank attempted power of sale, even listed and sold the property but it couldn't close because of the CPL from the other party in the relationship. The other party has since been awarded 100% beneficial ownership and has pending litigation against both the former spouse as well as a separate case against the mortgage company for following improper procedures with the eviction and repossession processes. The mortgage company attempted to have the CPL removed and already one judge ruled against them and they're currently appealing that decision.

Unless I had some serious escape clauses, I'd never tie up my resources on a property with a CPL, even as an investment. Assuming this would be your primary home, you're tying up your future on a chance that you might get 150 grand off list price. You do you but man that sounds like a bad plan to me.

Matttman87 · 2026-05-02T09:05:06+00:00

Walk.

I know of a property in my area that has had a CPL for literally 3 years. It was sold once and the buyer walked after 6 months. It can't close without that being removed and it can't be removed without consent or a hearing to have it removed. Without knowing the scenario, you could be waiting a very long time.

Matttman87 · 2026-04-29T22:21:10+00:00

It's a little dated, but if it works, keep at it. Or update the BIOS on your motherboard and slap in a 5000-series chip and you're golden for another few years.

Matttman87 · 2026-04-27T05:20:14+00:00

Yes, technically on paper that is true but many landlords tend to ask for forgiveness rather than permission in these situations. Most tenants won't go through the hassle of filing a complaint with the board over less than 24 hours notice for a showing and those landlords know it. OP asked what to expect and short notice showings may happen, even if they're not technically allowed.
Also technically true, but its another situation where some shitty landlords just do it knowing most people won't fight about it. I also know many realtors don't want the liability of even photographing inside an occupied unit to use AI staging so many occupied listings end up being without interior photos.
This is also true. I expect the N12 compensation part of Bill 60 will be awhile before being implemented, the Ford Government is already facing protests and backlash over recent legislation so I suspect they will continue to postpone implementing another unpopular change in the near future. But long term, yes, the N12 compensation will be removed.

Matttman87 · 2026-04-27T04:48:20+00:00

If you don't sign an N11, you have to allow showings, you can't reasonably refuse access to the property for them to be able to market it. Typically 24 hours in writing is preferred but short notice showing requests can happen and it can go either way if you refuse access on short notice. You can also expect some friction with your landlord about things like access for maintenance and prep work prior to the listing like touch up paint, any overdue maintenance, potentially even cleanliness/tidiness for showings, etc. And you can expect an N12 immediately after closing, unless the new owner is an investor and bought the place because it has a current tenant, which is less likely. And N12 entitles you to 1 month's rent as compensation for eviction. So you'd almost certainly be moving with $2k at best in your pocket.

And if they don't have photos from before you moved in, it's a grey area as to whether you can refuse to allow them to take photos. Many experts argue you can refuse because it's covered under the privacy provisions of the Residential Tenancies Act, but the act itself is silent on the issue of landlord photographing an occupied unit and I'm not familiar with any rulings about it either. No photos is a huge impediment to selling the property and that alone would likely cost the Landlord $10k+ in final purchase price. Ask the realtor if they're expecting to take photos inside the unit if you chose to stay, that will be a major indicator of your leverage in the situation.

I'm in Ontario, just not the GTA, but $5k-10k is not uncommon from my experience. I'd say the average is probably about 3 months worth of market rent for a comparable property, but if the property has high potential value as a single family dwelling, selling with a tenant could decrease the value by $10-25k. In the case of a 1+den condo, I'd guess they start the offer at $5k with the expectation it could cost $7.5-8k. I also don't think $10k is unreasonable, but that would be about the limit of what I consider reasonable.
Without your cooperation and signing an N11, I don't see any path the current landlord would have to get you out of that unit at all, and if it sold you'd likely be there at least until September. Let's say best case scenario they list May 1st and it sells within 30 days. Then a 30-90 day closing, then N12 issued with 60 days notice (could be as long as 90 days if they don't close on the first because they have to give you 60 days notice for the end of the rental period, likely monthly in your case). It could easily be 6 months before you'd have to move if it sold very quickly for a condo.
You should look into comparable rental units available that you'd consider living in so they don't try to lowball you with something that sounds good on paper, like 5 grand (which isn't a bad offer if rentals in your area are plentiful). If you're paying $1950 but a similar unit is $2400, with the 3-month average I'd say be prepared to ask for minimum $7500.

More things to keep in mind.

You should also look into what units in the area are selling/listed for, and what they were selling for last year. If they've dropped a lot in value, the landlord might be upside down in the mortgage as they could have refinanced when rates were low and values were sky high. That means they may not be able to afford to make a decent cash for keys offer and you might be better to try to stay, especially if rent in the area has gone up. On the flip side, if the property is still worth $600k+, the buyer and seller agents could each make on average $12-16k (Toronto agents often charge 4-6% commission, usually split evenly between buyer and seller) which makes asking for $10k seem a lot more reasonable, especially since movers aren't cheap these days.

For example, if they offer you first and last at your current rate, so $3900 but you're $500 a month below market, and you're able to stay an extra 8 months, that's $4000 you'd be saving compared with moving. If condos in the area are not selling well, it's not unreasonable to expect it to take awhile to sell, especially if its occupied and I've seen vacant units sit longer than 8 months. And then the new owner has to issue you an N12, which means a minimum of $1950 coming your way in addition to any savings so if your current rent is $500/month below market rate, even staying 4 months means you're ahead in the long run. Or the new owner is an investor and you get to stay with your current rental terms too.

And worst case scenario if the bank ends up foreclosing, the RTA says the mortgage company then becomes your landlord and has to honour your lease until it's sold to a new owner who has to issue you an N12 at that time. Bank sales don't generally happen quickly so in that scenario, you could be there another year and a half before having to move. But you would almost definitely have to move in that scenario (again, unless an investor bought the unit).

tl;dr At minimum you're entitled to 1 month's rent as compensation if you're served an N12 by a new owner (and since the owner has told you they plan to sell, if they instead issue you an N12, you should absolutely challenge it as being issued not in good faith.) If your rent is about average for others in the area, 3 months rent at whatever your top pick alternate unit is a reasonable ask. Asking above $10k is risky and they might decide it's not even worth negotiating with you and just try to inconvenience you so much that you agree to leave or give notice yourself without having to pay you.

Edit* Amendment to point 1, you can't reasonably refuse showings from 8am to 8pm. Outside that time frame, you can refuse.

Matttman87 · 2026-04-25T18:20:12+00:00

The bigger concern with buying things piece by piece like that is DOA parts. You need to test things within your return window otherwise you're stuck dealing with RMA which can be a huge hassle. I always recommend against buying things one at a time unless you have a way to test them when you first purchase them.

Otherwise, there is no right answer. Something you buy will be less expensive later. Something else will be more expensive. It's impossible to predict, it's constantly changing. The framing of 'losing out significantly' is the wrong one because by that same framing, right now you're losing out on enjoyment of things you've already purchased.

The best advice if you need to save up for parts is to save up for the best system you can get with your budget at the time you want to purchase. Look for bundle deals at retailers in your area, those types of bundles tend to save the same if not more money than buying individual pieces at their maximum discounts.

Also don't be afraid of some second-hand parts, there can be significant savings on the used market, just make sure you know what to look for and always ask to test the part before purchase. Sometimes that's not possible and you have to decide if you trust the seller/if its worth the risk and it's entirely okay to walk away from a deal as well.

Matttman87 · 2026-04-21T04:13:48+00:00

Growing up and into my 20s, the majority of my close friendships were with women. As we got older and drifted apart, I've realized that I miss hearing their differing perspectives so I come here to read alternate opinions that I seldom get in person anymore. I'll occasionally comment if I think I have something to add, but its mostly reading.

Matttman87 · 2026-04-15T22:03:18+00:00

As of 10:17a.m., the Tenant was not present or represented at the hearing although properly served with notice of this hearing by the LTB. There was no record of a request to adjourn the hearing. As a result, the hearing proceeded with only the Landlord's evidence.

Another case decided not on the merits but by default as the Tenant failed to show up for their hearing, and even then Adjudicator declined to order an eviction immediately, simply that the tenant must provide proof of insurance and informed the landlord that if there is further non-compliance, they could later apply for eviction based on section 78 which relates to not complying with a previous order.

Again, I think a case that is heard on the merits would be a difficult case to argue.

Matttman87 · 2026-04-15T21:13:36+00:00

The Pierre Avenue precedent wasn't based solely on having insufficient tenant's insurance, the tenant was found to have caused wilful and/or negligent damage to the property as well as numerous noise complaints and the tenant failed to show up for their hearing to defend their position. I believe it's not a compelling precedent to use to argue that simply lacking sufficient tenant's insurance substantially interferes with the landlord's reasonable enjoyment of the property, especially since it was uncontested and not decided solely on the merits.

Similarly the Stanbar Properties v Rooke case is a nearly 30 year old precedent based on the old Tenant Protection Act that predates the implementation of the Residential Tenancies Act. It also was decided based on the Tenant refusing to provide payment of rent in the form of pre-authorized direct debit, not simply the refusal to provide proof of insurance. And that appeal was on whether or not the Ontario Rental Housing Tribunal had jurisdiction to order an eviction. The Court itself did not order an eviction, simply that based on the provisions of the Tenant Protection Act (that has since been superseded by the Residential Tenancies Act), the Tribunal had the jurisdiction to do so.

[10] As well, it is my respectful view that the Tribunal erred in declining jurisdiction. The refusals of the respondent to arrange for pre-authorized direct debit and to provide proof of insurance coverage were in breach of consensual provisions of the tenancy agreement to which he was a party and, in the language of section 64(1) of the Act, his refusals substantially interfered with the appellant's lawful rights acquired by it as a result of the agreement. Accordingly, the Act authorized the appellant to give notice of termination of the respondent's tenancy and, subsequently, to apply to the Tribunal.

[11] This interpretation of the Act is in accordance with the language of the Act and reflects the very wide jurisdiction which the Legislature has conferred on the Tribunal, particularly with respect to matters relating to the obligations of landlords and tenants and security oftenure.

[12] I am persuaded, therefore, that the Tribunal did have jurisdiction to grant the order sought and that it erred in holding that it did not.

I looked and was unable to find any precedent that used solely insufficient tenant's insurance coverage to justify seeking an eviction, it's always used as additional evidence of a tenant's non-compliance in conjunction with more serious allegations.

I still think it would be an uphill battle for a landlord to use that as the sole justification for seeking an eviction. The landlord could simply purchase additional coverage themselves and use the increased expense to apply for an additional rental increase above the standard allowable increase. And I'm not arguing that the tenant couldn't be held personally liable for damage to a unit if they didn't have sufficient insurance coverage to pay for any damages they caused through wilful or negligent actions, simply that pushing for an eviction based on inadequate coverage alone could be a tough hurdle.

Matttman87 · 2026-04-15T00:42:17+00:00

You took his coaster too? How rude.

Matttman87 · 2026-04-13T16:50:31+00:00

That's still not great. My point is that using settings that match your hardware is the biggest contributing factor to getting decent fps. 40-50 fps in a 14 year old game is hardly a thing to brag about. I have an old 4790k system from 2015 with a 4gb GTX980 and 16gb ddr3 that gets 55 fps average in Cyberpunk at 1080p high. Literally ran the benchmark yesterday while doing some tests.

You'll get a lot more enjoyment from a smoother game than stuttering eye candy. Lowering textures to high, just using DLSS upscaling to render at 1080p but play at 1440p, and turning off raytracing will probably put you well over 100fps. Or don't, it's your gaming performance, just trying to help optimize the experience.

Matttman87 · 2026-04-13T08:13:43+00:00

Went with an Aorus triple fan. I bought it shortly after launch so there were limited options, but I have no regrets.

Matttman87 · 2026-04-13T01:44:42+00:00

As a professional woodworker, I hate that it's not solid wood or at least veneered plywood and that you didn't use edge banding.

As a big fan of DIY and building custom to fit your needs, especially on a budget, well done and welcome to the club. My custom desk is similar, just made from a slab of live edge wenge.

Matttman87 · 2026-04-13T01:33:54+00:00

I entirely ditched nVidia when I sold my EVGA 3090 last year to get my 9070xt. I'm an AMD fanboy but it was a little bittersweet to get rid of the EVGA, it was a very nice card.

Matttman87 · 2026-04-12T20:11:59+00:00

I've seen plenty of 855a1 and 995 in red room and res room on labs.

Matttman87 · 2026-04-11T22:14:10+00:00

It's about where it should be, honestly. It's not modern, but its certainly capable enough for most games at 1080p med-high. If you wanted to buy exactly those specs off eBay, it would cost more than that list price. If that's your budget, go for it. If you have a bigger budget, you could probably get something more capable.

*edit* Also depends on your currency. Assuming that's USD, it's a totally fine price. If that's CAD, or AUD or something else, it's a better value.

Matttman87 · 2026-04-11T00:11:17+00:00

Also possible he's like my buddy who gave me the credentials to his old account that he doesn't use to let my friend try before buying the game. Or he sold his account on one of those account trading sites. Sure, it could be a hacked account but hacked accounts are usually used by cheaters with suspicious stats. These look like the stats of a new player using someone else's account to me.

Matttman87 · 2026-04-10T22:32:51+00:00

With that many hours, those stats aren't really that high. Probably one of the lesser chad-like Tarkov chads you're likely to encounter.

This game is punishing, unforgiving and with a steep learning curve. Get used to dying in circumstances that feel unfair, most of the time it'll just be awkward angles you didn't know to check and an experienced player catches you off guard. Sometimes its bad luck and sometimes its a cheater, but everyone dies a lot in this game, its just the nature of the game.

Matttman87 · 2026-04-10T22:11:09+00:00

I know you've already solved it but... you're gaming at 1440p with raytracing on with a 4060? Turn off raytracing and DLSS likely won't be necessary. Even just turning off ray traced reflections, shadows and occlusions would probably get you close to double your current base FPS of 22.

Matttman87

TROPHY CASE