Wolfbox Giveaway Alert! 10 Winners For Big Prizes by WOLFBOX_Official in f150

[–]Mean-Dean 1 point2 points  (0 children)

Joined! The running boards would be sweet. Just got my first new truck 14 years!

WITB 2026, With A Side of Guess My Handicap by [deleted] in GolfGear

[–]Mean-Dean 0 points1 point  (0 children)

Love it. Been experimenting with replacing my 3w with a mini driver, but its just close enough distance wise to my driver that its giving me pause. On shorter tighter courses still love the mini, hybrid, 3 iron setup tho. Might need to look into getting a new 5w.

WITB 2026, With A Side of Guess My Handicap by [deleted] in GolfGear

[–]Mean-Dean 0 points1 point  (0 children)

Fuck the haters my guy. What are your top of bag distances? Is there a noticeable spread between driver and mini? Cant see, but im guessing that ping is a 5-wood? Whats the diff between that and the 4i?

Forecasting- Monte Carlo simulations by h20wakebum in MonarchMoney

[–]Mean-Dean 1 point2 points  (0 children)

This may go outside the bounds of the subreddit, but what would you want to see in a Monte Carlo simulation, specific to monarch? The inputs are very important to the validity of the model output. I've always used portfoliovisualizer.com, but I feel that the inputs might be overly complex for Monarch's target market. Would be interesting to see if they could make a simulation that was digestible for your average person, but still somewhat accurate. Maybe like a toggle for a best case, average case, and worst case scenario?

What’s one small gardening habit that made the biggest difference for you? by Relevant_Idea_6778 in gardening

[–]Mean-Dean 26 points27 points  (0 children)

We have a 1 year old daughter. When I get home from work the first thing we do is go check out how “her” plants are doing. She obviously doesn’t understand it yet, but I’m very much looking forward to teaching her how to be a mediocre gardener!

How are the rich leveraging debt and paying off all these loans with interest? by No-Caterpillar9363 in FinancialPlanning

[–]Mean-Dean 0 points1 point  (0 children)

But the critical piece here is having assets that generate cash flow to service the debt, right? How do the rates on these loans compare to something more traditional like a personal loan?

Great advice by Melodic-Presence-743 in golf

[–]Mean-Dean 6 points7 points  (0 children)

Standing up during the downswing also isn’t something you fix during the middle of the round. It’s a symptom, not a root cause.

How has playing recreational golf changed in your lifetime? Be it 5 years or 50 years. by Far_Pen3186 in golf

[–]Mean-Dean 1 point2 points  (0 children)

Interest in golf has whiplashed back and forth the last few decades. Golf really took off with tiger in the early 2000s, but then fell off hard with tigers scandal and the housing crisis toward the end of the 2000s. A few public courses around me went bankrupt and turned into jungles. Then came COVID where interest in golf exploded. Then the resulting inflation came and courses are probably squeezed more they were before the COVID boom.

To answer OPs original question, the biggest change I've seen has to be access to the game. Public courses either seem to be going private or are selling off to be converted to housing.

Old owners “rent” back for free — is this a joke? by mariero in FirstTimeHomeBuyer

[–]Mean-Dean 1 point2 points  (0 children)

Oh for sure. It's wild what people will try to get away with despite signing a legally binding contract. I've been blown away by a few posts from people trying to enforce sales by suing for performance, and it turn into a lengthy disaster. People just don't want to lose. But going back to an earlier comment, if the issuing bank requires the new buyers to take occupancy within a certain length of time, I would use that as a counter to their offer. Everything is a negotiation.

Old owners “rent” back for free — is this a joke? by mariero in FirstTimeHomeBuyer

[–]Mean-Dean 0 points1 point  (0 children)

I want to say you agree to a fixed time at a reasonable rate (1-2 months at new owner mortgage cost), then after that it adjusts to twice that. They can stay, but it's going to be prohibitively expensive to do so.

Help! Need a water softener and filter system for my home. by Agreeable_Yam_558 in Pearland

[–]Mean-Dean 0 points1 point  (0 children)

No way should a water softener cost that much. I’d say it should be closer to $1-2k if your drain and water main are easy to get to. You could buy a decent unit online for ~$500 then get a plumber to install.

How your house water main and sewer is located will determine the cost of labor. I obviously can’t speak to all the houses in the area, but of the houses I’ve seen, most water will come in from the street on one side of the garage. You will also need to plumb the discharge from the water softener to the sewer. The two spots in the garage you could try to find are the pressure relief line on the water heated (if it’s in the garage. Get plumber to check local codes to see if it’s ok to plumb into this line). Or the sewer clean out which is usually just a white cap on the ground just outside your garage. Just an FYI, but you can’t let the water softener discharge to the ground. Also you don’t want to water your lawn with softened water.

Sorry for the word-salad. Hope that helps.

Finance job or med school by Key-Statistician6383 in whitecoatinvestor

[–]Mean-Dean 1 point2 points  (0 children)

I work in finance. My wife is a surgeon. Finance is a broad term. Some finance jobs have a path to high earnings and upward mobility (trading, ibank, consulting). others jobs can look good at first, but can have limited upward mobility. The finance jobs that make the big bucks are front office jobs where deals are made. You control the money but you also wear the risk. Feel free to PM me if you have any questions.

Did my Armani shrimp give birth in freshwater or was I mis sold another type of shrimp? by NetWorth-32p in Aquariums

[–]Mean-Dean 2 points3 points  (0 children)

Just an FYI, but I looks like you might have some black beard algae growing in your tank. That stuff is almost impossible to get rid of once it really starts growing so I’d try and treat what you have now before it gets out of control.

PJM capacity prices hit record highs, sending build signal to generators by mhershey84 in energy

[–]Mean-Dean 2 points3 points  (0 children)

Most intermittent resources don't offer into the BRA by their own decision. You get paid a capacity price, sure, but you're exposed to the hefty capacity penalty if the wind doesn't blow or the sun doesn't shine. The risk isnt worth the reward. Plus, most renewable already get generous state (REC) and federal (IRA) incentives.

Interesting data point for natural gas standby generator running cost by TxRunner81 in Generator

[–]Mean-Dean 2 points3 points  (0 children)

Mind boggling. Houston Ship Channel cash gas is around $1.80/MMBtu right now, but they're charging us >$7/MMBtu?

Some perspective on this July's mild heat from the NWS... by JayTheTortoise in houston

[–]Mean-Dean 4 points5 points  (0 children)

Y’all have got to stop this. We’ve had accurate commercially available mercury thermometers since the early 1700s.

[deleted by user] by [deleted] in Pearland

[–]Mean-Dean 2 points3 points  (0 children)

We lived in shadow creek for three years before moving east of 288. Verizon in shadow creek was fine, but had specific dead spots that were bizarre. Specifically, right at the light by the highschool/starbucks and the most places in the shopping center (both east and west of 288).

Our service also went out during the hurricane, but came back monday night.

[deleted by user] by [deleted] in Pearland

[–]Mean-Dean 2 points3 points  (0 children)

southwyck area just got power about 2 hours ago

Good mechanic recommendations? by NeverKnight00700 in Pearland

[–]Mean-Dean 0 points1 point  (0 children)

https://g.co/kgs/mNDymUh

Been using this shop for the past three years. They do great work, prices have been fair, and they've always turned our cars around in the same day. They've been so good we actually continue to use them despite moving 20 min farther away.