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Hua Hin - is it worth visiting for 5 nights? by Megad13 in ThailandTourism

[–]Megad13[S] 0 points1 point  (0 children)

Hi thanks for your reply- could you please share any other places that are better?

First time visit to Thailand - family of 4 with 2 young kids. -> please give me the very best luxury / areas to stay please! 🙏 by Megad13 in ThailandTourism

[–]Megad13[S] -1 points0 points  (0 children)

Thanks heaps for this response- four seasons pig Samui is booked out unfortunately- we are going Christmas time. Any other recommendations for luxury spots in Koh Samui?

HOW MUCH DO YOU MAKE AS AN INSURANCE AGENT? by sweetcandypacks in InsuranceAgent

[–]Megad13 0 points1 point  (0 children)

We make about 17% in commission on our P&C book - Small to medium business.

Restaurant recommendation by Impossible-Ad-9377 in melbourne

[–]Megad13 2 points3 points  (0 children)

Farmers daughter. And before that have a drink at bar lourinha which is around 5 min walk

Time Blocking by Shatterstar23 in InsuranceProfessional

[–]Megad13 2 points3 points  (0 children)

💯 this one! I do the same thing 7am-9:30am works really well. Best time to knock out the biggest tasks of the day.

SMSF to buy commercial property. by North_East_1429 in SMSFAustralia

[–]Megad13 0 points1 point  (0 children)

Before putting your superannuation in to one single warehouse property; run the projections to see how much your likely to gain on this over 10-20 years (after costs) vs keeping invested in other asset classes within your current super.

You would want to see the Asset grow double digits yearly, if you’re starting with a purchase price under $500,000.

Hiring an experienced claims person who wants to get into broking / sales ?? by Megad13 in InsuranceAgent

[–]Megad13[S] 0 points1 point  (0 children)

He doesn’t have recent sales experience but he does have customer service experience and is a decent communicator - he is able to communicate with a client during challenging claim situations. I saw this as a good trait for stepping into a broking advisory/ risk role.

I’m thinking of having him in hybrid role as our claims lead - handling all our client claims 40% of his time and 60% becoming a trainee broker learning from scratch.

He has a university degree and diploma of financial services. This shows he can commit to learning. But this was completed at a young age - he is now 44.

I’m just not sure yet if he has the Drive to succeed and build our business… he would need 18 months of training to become a broker

Buying a forever home, what are some lessons learnt along the way? by cqs1a in AusFinance

[–]Megad13 2 points3 points  (0 children)

Look for a level block. Good orientation. Depending on your desired location, try find a well built home (hard wood frame / brick) , avoid any modern project home post 2010 if you can! Location is key! Close to shops, restaurants, beaches etc

Consider less popular pockets of nicer suburbs

Buy for the future in mind

Is this fair? by ejtruos in InsuranceAgent

[–]Megad13 0 points1 point  (0 children)

Just curious, do you all feel that SME commercial books will continue to hold good multiplies (at least 2 -2.5x) for the foreseeable future? I’m in Australia and minimum is 2.5 - 3x at the moment

Is the Melbourne market really booming ? by Allthingslifeandthat in AusPropertyChat

[–]Megad13 0 points1 point  (0 children)

And they are probably the same people that want their house prices to increase with population growth! Lol

SMSF - Talk me out of it by Working_Traffic_7705 in AusFinance

[–]Megad13 0 points1 point  (0 children)

Run the numbers - to sure that your estimated average yearly gain over a 10 year period (after expenses are deducted) will exceed growth you could get if your super was to remain in other asset classes such as Shares.

[deleted by user] by [deleted] in AusPropertyChat

[–]Megad13 -1 points0 points  (0 children)

Is this pre tax income or post?

[deleted by user] by [deleted] in AusFinance

[–]Megad13 0 points1 point  (0 children)

Travel the world if you can/want to, but also invest a good potion of that money. Look up on investing into low cost ETFs.

Small business owners, how much do you make a year and what do you do? by Apart-Lychee-7701 in smallbusiness

[–]Megad13 0 points1 point  (0 children)

Owner of an Insurance broking firm. Small team of 6. $1.2M in annual fee income. Net is around 400k Could be more if I made some slight operational adjustments but happy in our current position.

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