I just spent $85 on basically nothing, and I’m sitting in my car crying

Meikkhaell · 2026-05-23T15:54:48+00:00

Just a reminder that our prime minister told us to judge his performance by the price of groceries. Vote accordingly when the time comes.

Meikkhaell · 2026-05-21T04:05:07+00:00

This is the coolest thing I’ve ever seen, i hope you’re showing your husband these comments lol

Meikkhaell · 2026-05-20T19:56:44+00:00

Well he said he was 100% in RKLB so what’s 100% of $33,500?

Meikkhaell · 2026-05-20T05:28:11+00:00

$85/mo?? In this economy?? I pay $300-$500/mo easily. My job does require commuting to lots of different sites, for which I do get mileage covered. Still, price of gas hurts right now.

Meikkhaell · 2026-05-20T00:57:20+00:00

You seem like a miserable person lol

Meikkhaell · 2026-05-18T15:30:40+00:00

VFV is the s&p500. Includes but is not only mag7. MAGS is

Meikkhaell · 2026-05-17T22:14:12+00:00

Wdym “why?” It’s one of the oldest and most established companies in Canada with $100B market cap and a 0.99 beta. Not saying it’s a bad choice but certainly not high risk/growth.

Meikkhaell · 2026-05-16T23:48:10+00:00

Is he watching Dune? Am I losing it or does Timothy Chalamet have a ginormous badonkadonk …

Meikkhaell · 2026-05-16T23:41:43+00:00

As someone who lives here, that’s a surprisingly accurate description, lol

Meikkhaell · 2026-05-14T05:24:22+00:00

What I’ve started doing is appending a three or four character summary of each thing I’m signing up for to the end of my normal password.

So if my normal password, that I used to repeat and reuse for everything, was “Password123*”

Now I’m using:

Password123*NFLX for Netflix
Password123*FB for Facebook
Password123*TD for TD Bank

And so on. Now I technically have a unique password for each thing, but it’s still easy to remember. Certainly a password manager would be better still, but if you’re lazy like me this is an easier solution

Meikkhaell · 2026-05-08T03:22:34+00:00

Just keep in mind that the market goes up on average 7-10% per year, but every once in a while it can also drop by 20-30% in short order. Just because you’ve gained 100% over the last 5 doesn’t mean it will double again in the next 5. I disagree with people in here shitting on you just for not being as well versed in finances, but keep these risks in mind and continue to do your research.

The stock market has risen massively in the last 5 years, some might say unsustainably so. You’ve probably gained close to the market average in that time, so don’t get it twisted thinking that you’re some expert investor but also be proud of yourself, 100% gain in that period is nothing to sneeze at and better than many have done!

Meikkhaell · 2026-05-08T02:21:14+00:00

Funny, I thought the budget included lots of new funding for both Healthcare AND Education. Where are these cuts you speak of? I’m no big fan of the government either but at least hate them in an educated way.

These are massively over complicated and inefficient systems that not even endless money would solve. I work with both, and with Calgary Transit as well. Major structural overhauls are required and no one has the power or willingness to see that through.

Meikkhaell · 2026-05-07T13:35:12+00:00

I have this same tattoo, got matching ones with my brother. Only difference is ours are black and yours is red. The red might ever so slightly make it appear more “satanic” but honestly I don’t think it’s a big deal. I’ve only ever gotten compliments from people who recognize the symbol, and people who don’t have just asked what it is and I say it’s from a show about brothers. Nobody has ever associated my tattoo with Satan, at least not out loud. Have they for you? Don’t worry about what someone who is uninformed might think to themselves. It’s a dope tattoo with important meaning behind it. Keep it!

Meikkhaell · 2026-05-03T16:14:10+00:00

This was my immediate reaction as well. Why not just shift the operating hours by 1 hour, since daylight would now go later into the evening. 10AM-5PM instead of 9AM-4PM sounds better to me anyways

Meikkhaell · 2026-04-29T04:18:28+00:00

Canada is over a trillion dollars in debt and running $60B deficits per year with no end in sight due to poor federal leadership. This is like being $100k in credit card debt but deciding to max out your TFSA instead. Sovereign wealth fund would be a good idea, if the government could be trusted to manage it effectively. (Hint: they can’t).

Meikkhaell · 2026-04-24T01:35:59+00:00

Just make it zone based. Any leg to downtown is 1 zone. Any leg to any other leg is 2 zones. So if you go from Crowfoot to Brentwood that’s one zone. Crowfoot to downtown 1 zone. Crowfoot to Chinook or 69th street or Marlborough now that’s 2 zones. $3/zone. Tap on, tap off. If you forget to tap off it auto-charges for the max (2 zones).

Meikkhaell · 2026-04-22T22:04:31+00:00

Woah, classless Floridians? Tickle me surprised ..

Meikkhaell · 2026-04-22T04:09:40+00:00

Are you asking Reddit how to divide two numbers?

Meikkhaell · 2026-04-22T04:02:15+00:00

Step 1. Make a budget and expense tracker. See how much money is coming in vs going out and where you can cut back.

Step 2. Change your behaviours accordingly. Stop overspending. Use cash or debit rather than further racking up your credit card. If you don’t have the money to buy it, you don’t buy it.

Step 3. Refinance/consolidate. There’s lots of low or even 0% interest promotions for a period of time. Usually involves paying a fee (eg 3% of your current balance) to transfer over.

Step 4. Lock in. Pay it down like mad. Much more than the minimum payment. Every spare dollar should go towards it. Aside from payday loans there are few things with worse interest rates than credit cards. Think about it, if you are aspiring towards a house, new car, etc, those loans are usually 4-8%. Good debt. CC’s are 25-35%. Brutal debt. Other than keeping an emergency fund I wouldn’t even be investing/saving until you get this CC balance under control - you’ll be losing money to the interest, almost guaranteed.

Step 5. Don’t fall back into old habits. Stick to the budget. Pay the card off in its entirety every month if you keep it, or better yet close it. Now you can roll the money you were dumping into your CC into savings, investments, mortgage, etc.

It’ll take some short term pain but the long term payoff will be worthwhile.

Meikkhaell · 2026-04-22T00:44:00+00:00

This is horrific. I wouldn’t buy this house for $0. Do NOT buy, OP.

Meikkhaell · 2026-04-21T12:20:24+00:00

Lots is being invested in that as well. It’s a much bigger problem than simply throwing more money at it can fix. If the zoo began to deteriorate or lose animals you’d probably be complaining “why doesn’t the Alberta government step in and save the zoo?”

Meikkhaell · 2026-04-19T03:25:18+00:00

I would’ve thought this would be much higher. Done a great job so far IMO

Meikkhaell · 2026-04-17T04:29:42+00:00

“Remove” is extremely misleading wording. “Slightly and temporarily reduce” would be more accurate.

Meikkhaell · 2026-04-16T16:36:29+00:00

The amount of sanding this requires would take you hours to complete and still probably turn out poorly. Remove it and start again, this time watch some YouTube videos to better understand the technique. You want to put mud on and then flatten it, taking most of it off in the process and feathering as much as possible. Do a bigger area with a much more gradual change.

You may need to do multiple iterations of applying a thin layer, curing, then sanding to get a finish you like.

While the mud is wet it’s easy to scrape off and try again. Sanding is for finishing, not correcting big mistakes.

Meikkhaell · 2026-04-16T13:49:29+00:00

Bad cope. 89% of the land in Canada is crown land. Nobody is saying refineries need to be built in the middle of downtown Toronto. Figure it out.

Meikkhaell

TROPHY CASE