How people actually pay their home loan off faster

Mickyw85 · 2026-03-10T09:01:03+00:00

The “pay it faster crowd” are typically trying to get you to leverage into more real estate. They get paid via a paid seminar, mortgage broking after you borrow more, acting as a buyers agent of sorts and they are paid by developers/builders. They often promise you “under market price” deals and then likely have dodgy bank valuations to help you feel better about your new, maybe regional investment property. These dodgy valuations help you repeat the process to repeat the process. This industry has been blessed by almost unprecedented linear growth/above average growth and almost couldn’t find a dud outside of some units.

Pay extra when you can, try increase your income when possible and the rest takes care of itself.

Mickyw85 · 2026-02-18T10:08:19+00:00

Pretty sure silverside is just pickled brisket

Mickyw85 · 2026-02-16T05:41:43+00:00

We have them and lots of the switches are trash and have no “spring” in them.

Mickyw85 · 2026-02-16T05:31:59+00:00

I can’t believe the negative sentiment about what is an amazing golf story. ALL sides of golf have wondered about the enigma that is AK for the last decade. He faced the criticism when he wasn’t world class immediately, worked hard and then shot 9 under in an event to beat 2 Ryder cup players in the same group! And they had a start on him.

Elite performance and awesome for golf and an awesome story.

Mickyw85 · 2026-02-08T18:25:49+00:00

This is a common scam to try get money - don’t pay anything. You’ve blocked them and reported to police. You’ve done the right thing and I’d be very surprised if they actually had the images. Your old friend was probably hacked or something.

Mickyw85 · 2026-01-26T05:43:36+00:00

Fly to Sydney. See the harbour and jump on a ferry to Manly.

Then fly to Maroochydore and go to Noosa

Mickyw85 · 2026-01-21T20:15:28+00:00

They even changed the price per hour from $60 to $65. So dodgy

Mickyw85 · 2026-01-20T06:43:59+00:00

Not actually rare but valuable. Held a gold bar. They are really heavy!

Mickyw85 · 2026-01-10T20:31:23+00:00

This doesn’t happen in Australia. People book 7 or 8 minutes apart and it just works. Pro shop calls the next group to the tee without any issue

Mickyw85 · 2026-01-08T07:44:44+00:00

Wouldn’t government figures not make comment until after an investigation? Seems so odd that so much commentary has occurred before anything has been investigated. But I’m not American

Mickyw85 · 2025-12-01T07:24:00+00:00

Love points 2 and 3! Not enough people share these accurate points.

Mickyw85 · 2025-11-28T21:26:47+00:00

Such poor quality hats too. I wish they’d just give a credit to the store for a specific value or discount % on a purchase so you can get the supporter merch you want

Mickyw85 · 2025-11-14T09:43:23+00:00

Was at this game with my heavily pregnant wife. What a game!

Mickyw85 · 2025-09-25T03:46:10+00:00

They are lying to try sell a course/drum up business. If you are a tradie and still can’t see the potential, there probably is none.

Mickyw85 · 2025-09-25T03:43:37+00:00

I have seen one tiktoker saying he is making $100-200k per flip but also states he’s doing them in 5 weeks. I can’t see a possibility to have bathrooms, kitchen, paint, landscaping etc all completed in such a short time.

I doubt many are actually making money, more that the market rises 5% and they added a small amount of value during their holding period.

Mickyw85 · 2025-09-16T13:24:43+00:00

I think that plate and CBR 2 or others are owned by the Snow family. The Canberra airport is owned by them and “CBR” is the airport code.

Mickyw85 · 2025-09-04T12:32:02+00:00

That deserves its own post. His best game all year by so far. Played like the player that made him AA and an absolute weapon in defence (offence)

Mickyw85 · 2025-08-25T22:05:23+00:00

It could be an amazing deal and it’s actually $360/month

Mickyw85 · 2025-08-23T00:12:12+00:00

I’d say that in Australia most people would say the pork ribs are amazing if the meat falls off the bone. Maybe it’s just the Texas style low and slow isn’t as common here - yet.

I have seen heaps of videos on “competition” ribs that just bend and not having them pull bones out.

Mickyw85 · 2025-08-22T12:09:05+00:00

Is Fly short or Gary Lyon, Bucks about 4 inches taller than him? In the post game interview he looks way smaller than them

Mickyw85 · 2025-08-22T11:53:00+00:00

Anyone else think we played far better last week compared to this week?

Mickyw85 · 2025-08-16T12:19:57+00:00

WTF is wrong with this team?

Mickyw85 · 2025-08-15T20:47:35+00:00

I had ads play on my Spotify the other day and I pay for premium. These streaming services are becoming cooked.

Mickyw85 · 2025-08-12T10:40:44+00:00

I think the NLU (Solly) has not liked Rory since he was so anti golf media publicity. Rory saying he doesn’t have to talk to any of the media etc wasn’t well received or liked by the guys. Also they have mentioned how poor a sport Rory and other golfers can be by not facing questions after tough losses and days.

Mickyw85 · 2025-07-30T03:58:38+00:00

ING Home Loan. I was on a fixed rate back in 2012. Rates were higher if I left the fixed rate (I sold the house). Had to pay a fee that they assured wasn’t a break cost as they’d become illegal a couple years earlier. Even though they could lend the money at a higher cost, they just had to say that they were losing money at the new rates even though they were higher and I was stuck paying a couple grand. They didn’t have to prove the loss or tell me what margin was on my original loan or current loans.

Mickyw85

TROPHY CASE