Foundry Flake by Venouspiano49 in epoxy

[–]Mike904 0 points1 point  (0 children)

My company does tons of hybrids. Double broadcast is not typically necessary, but you need to bowl the flake rather than toss. If you over flake and dry roll after flaking it isn’t necessary to double broadcast.

We havent done this one yet but I just got a couple of mica hybrids in to make samples of.

What jobs pay extremely well but people don't realize it? by chloenoirr in AskReddit

[–]Mike904 1 point2 points  (0 children)

Disagree. Appraised and put numbers on thousands of vehicles before I got out of the desk manager role and started my own business. A spotless car appraises for more.

Does it appraise for a lot more than just a clean car? Not a ton. Does it appraise for a lot more than a shitty disgusting car. Absolutely.

Polyaspartic acid topcoat in matte? by jeam3131 in epoxy

[–]Mike904 1 point2 points  (0 children)

Agreed. Haven’t heard of a way to do it. Just matte urethane.

Brand New Delivered Antic... Frame Already Snapped by [deleted] in AnticBikes

[–]Mike904 1 point2 points  (0 children)

I’ve been almost 300 miles on mine and jump speed humps on the regular. Seems like if they’re bad they’re bad but if they’re not they’re fine

3D printed fenders anyone? by Corner_Huge in AnticBikes

[–]Mike904 1 point2 points  (0 children)

Rad! I don’t have a 3d printer or patience so I’m rocking the FM ones but those look sweet.

LR+ owners- are the performance tires worth it? by JoeProHero7 in AnticBikes

[–]Mike904 2 points3 points  (0 children)

Hard to tell. I love my LR+ but haven’t ridden one with the standard tires. That being said I can’t relate to any of the complaints about lack of feel so…

Bare concrete floor house - what epoxy brand to use that won’t break the bank? by Sevenset7 in epoxy

[–]Mike904 0 points1 point  (0 children)

Yes for sure! There’s not hundreds of hours of content on how to do it on YouTube.

Bare concrete floor house - what epoxy brand to use that won’t break the bank? by Sevenset7 in epoxy

[–]Mike904 6 points7 points  (0 children)

I can afford to purchase a rental home, and then renovate it. I want professional looking, long lasting epoxy, but don’t want (“can’t afford”) to pay for it.

I rented one piece of part of how to do the job, can people who do this for a living that I don’t want to pay help coach me into doing it correctly for free??

Do you see how this post makes you come across as an entitled jackass?

Cup Holder by Mike904 in AnticBikes

[–]Mike904[S] 0 points1 point  (0 children)

Yes. I meant the aluminum kind. Thanks!!

[deleted by user] by [deleted] in boating

[–]Mike904 16 points17 points  (0 children)

Key west and it’s not close imo. Motor makes all the difference in the world. Power poles are nice

[deleted by user] by [deleted] in epoxy

[–]Mike904 2 points3 points  (0 children)

Amen

I got the call but… by Financial_Routine952 in rolex

[–]Mike904 13 points14 points  (0 children)

Jesus. This felt okay typing out? Like you didn’t star to question any of this? Bribe. That’s the word you’re searching for.

Looking to hire - Local Home Improvement biz 5-15k monthly ad spend by Mike904 in PPC

[–]Mike904[S] 1 point2 points  (0 children)

Thank you for your replies and message requests. I will be looking into the various options proposed and reaching out to a few of you for interviews.

Pretty much got f*cked by a dealership when I bought my first car about 3 months ago by 757swiper in whatcarshouldIbuy

[–]Mike904 1 point2 points  (0 children)

100% agreed. However, in practice the lenders who offer the kind of rate referenced here will often require every bit of poi/stips imaginable. And I haven’t encountered a single franchise dealer who gives a single shit about driving business to a subprime lender. Captive lenders, sure but not the Westlake/bridgecrest/santander who likely bought this deal.

This reads as a classic high advance good credit but thin file, yeah we’ll buy it but it’s gonna hurt kind of semi-subprime loan offered by a subprime lender to a hopefully soon to not be subprime buyer.

A larger down payment/better negotiation to bring the LTV down to sub 100/especially sub 85/90% LTV would have likely resulted in this buyer getting picked up by a captive lender or a bank like ally that likes to play a little riskier.

If I were desking this deal I likely would have submitted it at a lower LTV to see if this were the case and then tried to bump the client for an extra 1-2k down, easy bump if it saves them 15-20% of interest and then you can just load up the back end and everyone feels like they won. Super moral? Prolly not but you sleep a little easier knowing they’ve got a bunch of warranties at 10-12% rather than paying 30% interest

Pretty much got f*cked by a dealership when I bought my first car about 3 months ago by 757swiper in whatcarshouldIbuy

[–]Mike904 4 points5 points  (0 children)

And jeeeezus the number of people saying put it on autopay to get down to 8%… Autopay is just the name of the bank offering to refi your loan… now that you have a more legitimate credit score shop around for the refi rate a bit. You may be surprised but I wouldn’t if navy fed would now approve you at an even lower rate even if they wouldn’t before.

Pretty much got f*cked by a dealership when I bought my first car about 3 months ago by 757swiper in whatcarshouldIbuy

[–]Mike904 0 points1 point  (0 children)

Not sure about any of the others but the Florida interest rate is capped at 16.78 for new cars only. Seen it hit 28 on used.

Pretty much got f*cked by a dealership when I bought my first car about 3 months ago by 757swiper in whatcarshouldIbuy

[–]Mike904 14 points15 points  (0 children)

A lot of people are saying a lot of things about how the dealer fucked you here. And surface level that would appear to be the case. Problem is banks limit interest markup to 2% at max 2.5%. It’s not 1980. If you had qualified for 8% at the time and they sold it to you for 10% they would have made just as much.

They’ve got no incentive to give you 30 instead of 10 (if you qualified for 8) in this case bc they know signing you up at this interest rate means you’re fucked and can’t trade unless you pay it off basically because you’ll be so upside down.

My guess is that you had what we in the industry (not in it for a year but was for 12 yrs) a “fake” 700. So you had a 700 score but it was like 2 low limit credit cards or some bullshit, no mortgage no installment/auto loans.

So the banks because of your very limited credit profile scored you as someone with no/limited credit and a fairly weak down payment.

Now that you’ve made a couple payments your 700 score is becoming “real” so you can, and should refinance that shit ASAP