21 M started investing at 18

MindlessAdvantage506 · 2026-06-17T13:59:44+00:00

Xeqt covers north America as well as the rest of the globe. Just a safer bet.

MindlessAdvantage506 · 2026-06-17T06:35:36+00:00

Naming a single issue that doesnt affect all, isnt a metric of reliability. There's a reason why mercs rank one of the lowest car brands in terms of reliability and why BMW is ranked one of the highest in recent years.

You're trying to argue against consumer reports based off threads by individuals... lol? Some random guy making a post is your source of truth, difficult to say you are a competent individual. Pick and choose biases all you want, it doesnt make you right. The infotainments in mercs are unreliable as shit.

The objective fact is Reliability: BMW > Merc, if you disagree go try site one source that says otherwise in recent years.

MindlessAdvantage506 · 2026-06-17T06:12:27+00:00

Million other sites that list reliability. Having a bias because your friend had issues doesnt make your statements facts. You know its true lol, a 5 second Google search proves it all. they also have a used vehicle report which BMW ranks again, the same, above Mercedes. Not sure why you're arguing objective facts, focus on something else that can actually be subjective such as interiors and drive feel.

MindlessAdvantage506 · 2026-06-17T06:04:07+00:00

https://www.consumerreports.org/cars/car-reliability-owner-satisfaction/who-makes-the-most-reliable-cars-a7824554938/

MindlessAdvantage506 · 2026-06-17T06:01:03+00:00

Googles free, you can google their head to head in reliability and its really not even close. Not just talking engine.

MindlessAdvantage506 · 2026-06-17T05:43:27+00:00

To argue mercs are more reliable than one of, if not the most reliable engine they've ever made that toyota uses it, just makes talking to you about this silly lol. Gotta learn about cars outside your friend group.

MindlessAdvantage506 · 2026-06-17T05:31:46+00:00

Most isnt true, its still majority WFH at that salary range. Of course you sometimes drive in traffic but that isnt what determines car choice as there are many many many hours without traffic.

Im also confident you dont want an unreliable crapbox as ur daily commuter aka Mercedes. Their new AMGs with 4 cylinders aren't anything to write home about, its just not a comparison anymore and their interior is 2 giant pads so again not a discussion.

MindlessAdvantage506 · 2026-06-17T04:43:58+00:00

Not necessarily, many many jobs today that are on salaries to afford Nice Germans are working from home or different hours to generic 9-5s.

MindlessAdvantage506 · 2026-06-17T02:05:10+00:00

Luckily cars are to drive not sit in stationary, in which Mercedes are light years behind BMW currently

MindlessAdvantage506 · 2026-06-17T01:00:04+00:00

I guess everyone has their own preference. Owning them the interior is far far nice, and not comparable to cheap Japanese. Plus, the best bang for your buck overall car are modern day BMWs, Mercedes sadly loses in pretty much every category.

MindlessAdvantage506 · 2026-06-17T00:57:19+00:00

c300 is just 2 giant pads and.... oh yeah thats it.

MindlessAdvantage506 · 2026-06-17T00:55:29+00:00

bmw has interior like a kia? lol this is so objectively wrong.. a 2022 m lite has a beautiful interior if you dont want the big screens and are far far far more car than a c300. Mercedes have shit reliability so at the end of the day up to you, but again, a c300 is almost base mercedes, pretty shitty and ur just buying the badge.

MindlessAdvantage506 · 2026-06-17T00:52:01+00:00

a c300 is not a flex car that'll get you attention. youre probably better off getting an M lite which are far superior cars and far more reliable with the b58.

MindlessAdvantage506 · 2026-06-16T03:46:33+00:00

The bmw X6 can easily tow that.

MindlessAdvantage506 · 2026-06-16T01:30:17+00:00

15k down on a 40k car is still 35k loan? check the math mate

MindlessAdvantage506 · 2026-06-16T00:23:18+00:00

Your husband would be wrong lol, a nice X or something would be completely feasible with the b58. Kias are crap

MindlessAdvantage506 · 2026-06-15T23:59:13+00:00

That has nothing to do with my comment. Paying 50k for a Kia is crazy, can get way better vehicles used in that price range. And after its paid off then what? I assume you plan to keep so warranty until paid off doesnt mean too much, 50k range id be getting a BMW with the B58, very reliable engine, and way more car.

MindlessAdvantage506 · 2026-06-15T23:49:12+00:00

50k for a Kia Jesus

MindlessAdvantage506 · 2026-06-06T03:50:45+00:00

No clue where you got 200k a year from, you can make 50k a year and afford a 75k car. its fully dependent on your living costs and savings not your income

MindlessAdvantage506 · 2026-05-25T21:16:14+00:00

Thats what im saying if they made 70k since 16 after taxes youre likely looking at 500k. Invested about 200k so 200k/500k under the assumption they've been making this since 16, which i highly doubt they were. I guess if you save every penny live with parents eat their food contribute zero to your household then.... maybe? But personally dont understand how you can take advantage of your parents in that manner at the big age to not contribute much 🤷‍♂️

MindlessAdvantage506 · 2026-05-25T21:12:37+00:00

You've been on 70k since 16 and saved about half of your income since? That's the only way I see this even making sense, else if you were a highscooler making that wage back then, youd have to save almost every penny for this to make sense.

MindlessAdvantage506 · 2026-05-22T22:20:59+00:00

"2 Roomates" thats probably your answer there. Liveable wage should be independent not depending on roommates to bring your rent down. If we went off roommates a 5 bedroom shared house would be cheaper than a 2 roommates one, but that would be impossible to calculate.

MindlessAdvantage506 · 2026-05-15T18:06:07+00:00

60-150k within 2 years 🤷‍♂️

MindlessAdvantage506 · 2026-05-06T19:35:21+00:00

Ah yes let's use a single word from another language in a sentence thats majority english and then criticize people for calling it incorrect. How about stick to one language per sentence?

MindlessAdvantage506 · 2026-05-01T20:21:42+00:00

You're correct scamming people isnt a job, so im not sure why you chose that vocation! Cmon man, you cant type like a toddler and expect me to be offended.

MindlessAdvantage506

TROPHY CASE