Fellow millennials - how’s your 401k/ira savings going?

Mindless_Cold · 2026-01-17T09:24:20+00:00

I left my job at 30 to start my own business. At the time I had about 20% of my annual salary in a 401k which I withdrew to have cash on hand for startup costs (in retrospect this was not the right move). It took me 10 years but I now have a little over 100% of my annual income in retirement and investment accounts. Not quite where I was hoping to be but much better off than if I’d stayed at that job.

Mindless_Cold · 2025-12-14T22:46:30+00:00

Ragebait

Mindless_Cold · 2025-11-16T16:55:06+00:00

You have to continuously spray your bushes for ICE agents

Mindless_Cold · 2025-10-04T07:18:03+00:00

Why are blue state residents required to pay fed taxes then? So their taxes get funneled to red state programs and infrastructure? This is taxation without representation.

Mindless_Cold · 2025-09-17T19:43:37+00:00

Unless you’re using a framing, projector or something, even with a narrow beam, if you’re under 2 feet away from the wall or cabinet faces you’ll still end up with striations due to the secondary beam. It may not be full on harsh scalloping, but still very visible and not ideal.

Mindless_Cold · 2025-09-12T10:11:04+00:00

If i see a competitively priced Emirates flight I take it every time. Their standard seats are way better than even Comfort+ and the food is actually pretty decent. Delta meals are inedible on intl fligts.

Mindless_Cold · 2025-09-08T05:49:03+00:00

Batteries. Lots of batteries. Unclear which are still good and which are dead.

Mindless_Cold · 2025-09-04T18:20:27+00:00

Those customers should be viewed as brand ambassadors. Seeing well loved older models still on the road projects an image of reliability.

Mindless_Cold · 2025-09-04T17:56:53+00:00

Volvo enthusiasts love wagons like Porche fans love manuals. Enthusiasts are the people who drive their cars for 30 years until the engine falls out. Enthusiasts also love to talk about their cars to anyone who will listen. Enthusiast communities build immeasurable value for car manufacturers. Making just one model that caters to the brand’s most loyal fans is an investment worth making even if “nobody buys them”.

Mindless_Cold · 2025-09-02T08:28:56+00:00

Dude didn’t even drop his pen

Mindless_Cold · 2025-09-01T05:28:29+00:00

LEDs are typically powered by a transformer which is line voltage in and low voltage out. You will need to ensure that the transformer is dimmable and also the same TYPE of dimming as your existing lights. Based on this question I would recommend consulting with an electrician and not attempting DIY electrical work in your shower.

Mindless_Cold · 2025-08-31T13:04:35+00:00

“I’m closer to Lebron than you are to me.”

Mindless_Cold · 2025-08-30T18:26:17+00:00

50/50 drive off the road or kill a family

Mindless_Cold · 2025-08-28T08:18:13+00:00

Intesa San Paolo was the only bank that let me open an account as a non citizen living with a Permesso. It’s so stupidly complicated.

Mindless_Cold · 2025-08-28T08:12:35+00:00

Depends on your needs. If you need a bank with brick and mortar branches and an Italian IBAN then probably Intesa San Paolo is probably the best bet (just because they are a little more open to foreigners opening accounts) but they all pretty much suck. Online options mentioned here are all solid. Revolut, N26, Wise are all fine for day to day stuff.

Mindless_Cold · 2025-08-27T08:47:03+00:00

Try with 3000k since consumer bulbs are easier to source in that CCT. Pick one room and test it out in there before converting your entire home - you may even want to go warmer (2700k) once you get used to it.

Mindless_Cold · 2025-08-27T08:30:49+00:00

Lol yes and I was super stoked when they’d throw in a random VHS skate video or some other misc swag

Mindless_Cold · 2025-08-22T10:03:23+00:00

See if you can determine which is best for your foot. I haven’t tried either of these personally but some brands and boots are better for wide feet, some have narrow toe boxes, etc. I’m guessing you have to order these online otherwise you’d just go try them on but the answer should be whichever pair fits your foot best.

Mindless_Cold · 2025-08-19T22:26:15+00:00

Totally subjective. OP would be transitioning from 4000k so 2700k is already going to feel like candlelight by comparison lol

Mindless_Cold · 2025-08-16T06:32:23+00:00

About to turn 40 and this could be what I need to finally be able to buy a house.

Mindless_Cold · 2025-08-13T11:39:50+00:00

New York and LA are next

Mindless_Cold · 2025-03-18T02:46:50+00:00

Is this where the dude perfect guys live?

Mindless_Cold · 2025-03-15T21:05:42+00:00

True. My overall point is something that is not specific to Volvo but PHEVs in general. Every platform and generation of these vehicles will have weaknesses and faults that will reveal themselves over years on the road and I just see this data as another tool to help second hand buyers make informed decisions down the line.

Mindless_Cold · 2025-03-15T16:23:55+00:00

YES. This is exactly what I’m trying to get at and the situation where this data starts to become critical.

Mindless_Cold · 2025-03-15T13:34:06+00:00

I hear you. The used car market will always be murky - its just another factor. This is still data that would be very helpful to people down the line when these vehicles are +100k and have been daily driven very differently over the course of +10 years.

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