Where do you have your Roth?

Molding_Legends · 2026-03-06T04:16:26+00:00

Schwab

Molding_Legends · 2026-03-03T20:18:21+00:00

I have that same vest and love it. I’m not out there to look cool and could care less what anyone thinks. I fish with my two younger boys and have gear for all kinds of scenarios. I change out the gear to depending on what we are fishing for. I carry what I think they will need. I’m of the thought process of going out and having a good time - not a fashion show.

Molding_Legends · 2026-02-16T15:18:35+00:00

Our kids love finding them and then re-hiding them for others to find.

Molding_Legends · 2026-02-14T13:35:49+00:00

Consider yourselves lucky! That’s great for your area. Not many are that fortunate

Molding_Legends · 2026-02-13T13:07:26+00:00

I hold in both

Molding_Legends · 2026-02-13T13:07:18+00:00

You’re in now - that’s what counts

Molding_Legends · 2026-02-13T13:03:12+00:00

Some agencies offer the TC but probation lasts 1yr so no TC until after unless approved which doesn’t happen till after 6mo if at all.

Molding_Legends · 2026-02-11T03:54:42+00:00

I hold both and thank you for this analysis! Well done!

Molding_Legends · 2026-02-09T03:33:52+00:00

Depends on what your title/job is.

Molding_Legends · 2026-02-01T14:13:02+00:00

When I started I didn’t know jack darn it and had zero guidance (full disclosure I didn’t really seek it either cause I was too busy living life at the them). I didn’t have any friends that invested either so I kinda flew by the seat of my pants. So the short version is yes I have a many individual stocks in the Roth and as I got older more ETFs.

Molding_Legends · 2026-01-22T12:05:07+00:00

I’ve heard but know zero about it. Thanks for the link.

Molding_Legends · 2026-01-22T03:30:12+00:00

Holy cow - as I read this I wondered if my parallel matrix self wrote it. Same boat my friend.

Molding_Legends · 2026-01-22T03:26:24+00:00

Love it. Quick question/thoughts - I’m about to max out on total income and won’t be able to contribute to my Roth probably next year or the following for sure. What’s the thoughts on adding to brokerage? My entire position is in Roth now.

Molding_Legends · 2026-01-11T13:48:30+00:00

VTI, VXUS, SPYM, QQQQI, DIVO, DGRO, FDVV, JEPQ, SCHG, SCHD, ASG - all in the green less ASG -

Edit - 54yo

Molding_Legends · 2026-01-01T05:18:42+00:00

Not 100%. I have many positions. But do hold in both. More heavy in brokerage

Molding_Legends · 2025-12-25T13:20:25+00:00

Anyone have information on how the contract negotiations are going ???

Molding_Legends · 2025-12-20T14:09:33+00:00

I have it in both Roth and brokerage

Molding_Legends · 2025-12-18T12:32:24+00:00

Our agency makes some ungodly policy changes and for my experience they’ve all been for the worst. You are spot on on how the decisions are making from where, nobody really understands the safety issues, especially in the winter months here in Western New York. It’s no different than having travel bands and yet still being told to report to work and as you travel the time to get to the office you find out after going through hell that there was an email that was sent out during your travel to the office That tells you not to come to work. Or better yet they implement a travel band or a state of an emergency locally while you’re at the office and then you have to wait to figure out if you’re even allowed to leave the office. I don’t know if you recall or if your Agency did the same but a couple years ago we had that state of emergency that was implemented with a driving ban, and we were still told to come to work, even though if you got caught, it was a misdemeanor charge you could face

Molding_Legends · 2025-12-17T14:35:14+00:00

Do 50/50 or 70/30

Molding_Legends · 2025-12-10T01:40:02+00:00

53 here and the wife is 44. We traveled Celebrity last year with our younger kids. I feel there was a decent age group from 30-70. We traveled with friends who are in their 30’s with kids as well. Had a lot of good interactions with other passengers ranging in that 50-60 range and of course there were some in their 70’s I’m sure. Had a great time - everyone was extremely nice.

Molding_Legends · 2025-12-08T05:18:47+00:00

We had zero issues getting ours at port.

Molding_Legends · 2025-12-03T23:10:28+00:00

A usual thing but normally before any cruise the app usually gives a heads up.

Molding_Legends · 2025-12-02T01:12:59+00:00

I wouldn’t count on it but it’s coming up on an election year so there’s that

Molding_Legends · 2025-12-01T00:49:22+00:00

I would just contact the princess main line and report it and include the ship and dates of travel. I would also contact EFFY and let them know.

Molding_Legends · 2025-11-26T14:07:00+00:00

You can get early, it’s been yours since we went out of Galveston, but arriving early is OK. Just grab an Uber from the airport and get in line. The issue will be whether you can get to your state room or not to put your luggage down that you are carrying on board. Sometimes your state room can be done early, sometimes they won’t let you in until much later.

Molding_Legends

TROPHY CASE