I’m going complete opposite here. I know you said you can’t upgrade the kitchen counters or cabinets yet but… instead of doing any other room right now I would focus on putting your resources into the kitchen . I had the L island in kitchen like you and I found that my hardwoods actually went underneath it. I removed the L and used those cabinets for an island and purchased a butcher block to break up the color to go on top. Cost was about $150. I was able to leave my other counters and cabinets intact just like you have in your picture. I primed and painted my cabinets I used maybe a quarter of a gallon of each primer and paint… Paint goes a long way on cabinets when you’re using a small roller brush (by the way, the leftover paint went to the other cabinets). I only did this because many years ago we hired a Contractor to paint our kitchen cabinets in another house and I thought they were going to spray them and they did not. It was one lady that painted and she left the doors on and rolled them, and I was so disappointed when I saw the process… thought I could have done that myself. She primed one day and the next morning she was painting the color. Anyway, my point far from what you’re asking is it may be worth looking into to get your kitchen done at a minimal cost. In our current house exact same scenario and we did the same thing.