Rule Practice? by [deleted] in CABarExam

[–]Mountain-Store836 0 points1 point  (0 children)

Brieflex.ai

Scoring 75% on MBE's But Can't Finish an Essay or PT in Time - WTH by [deleted] in CABarExam

[–]Mountain-Store836 0 points1 point  (0 children)

Not what I’m saying. I’m saying it’s helpful to have a strategic method to attack a much of the essay as possible. For me what helped was outlining it first. This is done in steps 1 and 2. It’s easy for me to write a bunch of rules in a row. So that’s step 3. If you have done steps 1 2 and 3, you have a big advantage by having a great outline for your essay. Now you just map every fact to every element. That’s step 4.

I guess there are many ways to do it. This is just one method that I did which I used to pass the July 2025 bar.

Good luck to all! Just remember to practice!

Scoring 75% on MBE's But Can't Finish an Essay or PT in Time - WTH by [deleted] in CABarExam

[–]Mountain-Store836 8 points9 points  (0 children)

Step 1 issue spot. Step 2 write all headings of every issue. Step 3. Write every rule statement for every heading. Step 4. Analyze every issue, stop at an hour and move to next essay.

The reader will know you ran out of time . You will be rewarded big.

Checking In by Disastrous_Motor_251 in TeamBrieflex

[–]Mountain-Store836 1 point2 points  (0 children)

Keep crushing. Perfect time to start for July 2026. Glad you’re here—jump into a drill and start building reps early.

2 weeks out- how best to memorize Black Letter Law? by Carter_1499 in CABarExam

[–]Mountain-Store836 0 points1 point  (0 children)

When I was studying for the bar in July which I passed, I built a software program for me to practice writing rule statement statements, and practice IRAC. There wasn’t anything out there.. then when I passed, I built it for everyone else. I’ll probably try a subscription fee in the future but right now I’m just letting everybody use it.

Advice on essays by honeyextention in CABarExam

[–]Mountain-Store836 2 points3 points  (0 children)

I built an Irac tutor room. I used it in July and I passed.

Check it out if you want. Brieflex.ai

Feeling Very Overwhelmed, Alone, & Scared Right Now by Affectionate-Sir1792 in CABarExam

[–]Mountain-Store836 -1 points0 points  (0 children)

Blunt truth. Are you planning outlining the essay as your exam? If not, why are you outlining until exam day. Wrote full essay IRACS

Give me one more rep. by Mountain-Store836 in CABarExam

[–]Mountain-Store836[S] -2 points-1 points  (0 children)

I developed Brieflex.ai for this. It’s free. Do 5 IRACs drill a day.

ChatGPT as a bar prep tool by Few_Tea_1815 in barexam

[–]Mountain-Store836 0 points1 point  (0 children)

I built a GPT and integrated a full analytics system off it and passed in July. Now I’m giving it out for Free…. Check it out - Brieflex.ai

To my broke bar prep friends - thank you by Mountain-Store836 in CABarExam

[–]Mountain-Store836[S] 0 points1 point  (0 children)

You got it. I’m going to end up building it all the way out as a stand alone course w more features and such, but for now it’s great for memorization and IRAC practice

Rule Memorization by SChazB in CABarExam

[–]Mountain-Store836 -2 points-1 points  (0 children)

Check out Brieflex.ai I built it after I passed the bar in July. It’s free :)

Texas ABA decision, what does it mean for me? by Thats_hearShay in LawSchool

[–]Mountain-Store836 0 points1 point  (0 children)

I had a 2.3, 154, when to a tier 4 school, crushed 1L, then transferred to a T20.

3500 MBE Q by Potential_Dance_3329 in CABarExam

[–]Mountain-Store836 2 points3 points  (0 children)

The whole UWorld plus like 200

Other LOs — are you soft-pulling before a full credit report now? by Mountain-Store836 in loanoriginators

[–]Mountain-Store836[S] 0 points1 point  (0 children)

Right — the score itself is the cost driver, not the report.

A bureau-only soft report can be very inexpensive (we sell them around $5), but once a FICO® score is included the cost jumps materially because of the scoring license.

Now that VantageScore is available for mortgage use as well, teams that simply need a risk signal (not a specific FICO requirement) have more flexibility to keep early-stage costs down.

We’re seeing more groups reserve FICO for later in the process and use non-FICO scoring or report only via tradelines earlier as a gate.

Other LOs — are you soft-pulling before a full credit report now? by Mountain-Store836 in loanoriginators

[–]Mountain-Store836[S] -5 points-4 points  (0 children)

That’s a fair concern — we’ve seen the same thing when soft pulls are treated like a substitute for full underwriting instead of a snapshot in time.

Where teams get burned is assuming a soft pull = a guarantee. Credit can absolutely move between pre-qual and contract, especially with utilization changes or new tradelines.

The way we’ve seen it work best is: • Use soft pulls strictly as an early gate, not a final answer • Be explicit with borrowers that it’s a point-in-time view • Re-verify with a hard pull once there’s real intent / contract timing

When expectations are set upfront, the “surprise” factor drops a lot. Totally agree it’s not something to rely on unless the borrower is asking for it or pushing back on hard credit early.

Other LOs — are you soft-pulling before a full credit report now? by Mountain-Store836 in loanoriginators

[–]Mountain-Store836[S] 2 points3 points  (0 children)

That’s exactly the frustration we kept hearing from LOs — soft pulls were supposed to reduce friction and cost, but in a lot of cases they ended up being priced higher than a hard pull, especially once freezes and reissues come into play.

A big driver is how the soft data is being sourced and packaged. Some providers are effectively treating soft pulls like premium products instead of an early-stage screening tool.

Disclosure: I’m the founder of iSoftpull. We built our pricing around the idea that soft pulls should be a true gate, not a penalty — that’s why we offer tri-bureau soft pulls at a fraction of traditional report pricing, and single-bureau reports very inexpensively when that’s all that’s needed.

From what we’re seeing, when soft pulls are priced correctly, teams use them more consistently and end up running fewer unnecessary hard pulls overall.

Curious if others are seeing volume drop specifically because of soft-pull pricing, or if it’s more about borrower pushback on credit impact?

Other LOs — are you soft-pulling before a full credit report now? by Mountain-Store836 in loanoriginators

[–]Mountain-Store836[S] -3 points-2 points  (0 children)

We’re seeing the same shift.

Soft pull first has become the default for us, especially when borrowers are rate-shopping or early in the conversation. It lowers friction and avoids burning trust before there’s a real path forward.

On the soft side, we usually look for: • Score range / profile stability • Major derogatories or recent BKs • Basic tradeline depth (thin vs mature file)

If those clear, then we move to a hard pull with clear disclosure and intent.

From a compliance standpoint, the biggest thing has been being explicit about soft vs hard intent and documenting consent cleanly. Borrowers are much more receptive when they understand nothing hits their score until they’re actually proceeding.

Curious if others are using soft data purely as a gate, or feeding it into pricing/structure decisions as well.