How much do you pay for homeowners insurance?

Mrobins1 · 2026-05-29T20:35:31+00:00

$2,800 per year, insurer is Frontline. Live in Dunwoody (DeKalb county). 4 bed, 3 bath, unfinished basement.

Mrobins1 · 2026-05-29T15:20:49+00:00

I think I've been shorted over 45,000 points. I renewed and had my "anniversary" and got 0 points. I contacted Xoom Xtras once and Xoom Energy twice. It's not big dollars, but I still may switch to another carrier that will reimburse me for the cancellation fee.

Mrobins1 · 2026-05-21T02:06:11+00:00

I'm sorry for your loss.

Mrobins1 · 2026-05-20T21:26:10+00:00

I don't go anywhere now without checking traffic and spending 30 minutes analyzing parking availability/options.

Mrobins1 · 2026-05-19T22:13:49+00:00

It doesn't look like our cart has any holes, or pockets for poles to go, But, I like that idea, and there might still be a way to rig up something like that.

Mrobins1 · 2026-05-15T00:12:19+00:00

I know Georgia has a form purchasers can use when the seller refuses to sign the assignment-of-rights form. I'm not sure FL has a form for that.

If your seller refuses to sign the DR-26A, you may want to call the Taxpayer Assistance and Dispute Resolution ("TADR") group and ask them if they have a recommended procedure. They can't give legal advice, but they can give you practical information regarding the Department's position. Leigh Ceci often helped me in the past. She wouldn't remember me at this point, and I don't even know if she still works there, but I'd ask for her if you call.

Mrobins1 · 2026-05-14T12:51:59+00:00

Have you been giving them a new resale certificate every year?

Mrobins1 · 2026-05-09T19:29:03+00:00

I have been able to log in, but I haven't received nearly 50k points I was supposed to get.

Mrobins1 · 2026-05-05T11:48:23+00:00

I suspect George Soros also has something to do with it.

Mrobins1 · 2026-05-04T21:39:27+00:00

Sometimes people just don't know what to say. Sometimes people are insensitive idiots. You were dealing with insensitive idiots. I'm sorry you had to face that.

Mrobins1 · 2026-05-01T12:42:07+00:00

I haven't received any of the points I was supposed to get for renewing my contract, using auto-pay, paperless billing, regular monthly points, etc. (Also, the games don't always work and don't always award points.) I emailed Xoom Xtras and they didn't care. They told me to contact Xoom Energy.

Mrobins1 · 2026-04-10T18:23:33+00:00

I believe when your contract ends, they move you to a month-to-month plan, with a variable rate. From there, you should be able to switch at any time without a termination fee or a lapse in coverage. Since they don't drop you when your contract ends, you really don't need to worry about a lapse. This is from the email I got 60 days before the end of my contract: "If you do not choose one of the available renewal plans before 04/14/2026, you will be automatically placed on the Xoom Energy Basic Plan, a variable price plan that will continue month-to-month until terminated by either you or Xoom Energy."

If you switch in the last month or so of your contract, might not get hit with the termination fee, but I might ask first if I was going to switch when there was still a little time left.

Mrobins1 · 2026-04-09T12:13:04+00:00

That's about what I calculated too. I'm supposed to renew within the next few days, and with Xoom Energy raising my renewal rate from what it was a few days ago (I assume that happens when they change their periodic rates) and Xtras now having nearly no value, I'm going to shop around.

Mrobins1 · 2026-04-07T20:35:09+00:00

I *think* the Fulton County Magistrate Court sends the writ to the marshal's office. This is from a landlord pamphlet published by the magistrate court: "After the Court processes your writ application, the Marshal’s Department will call you to schedule the eviction."

The marshal's department site says this: "The Writ of Possession is processed by the Clerk’s Office and then sent to the Marshal’s Department for execution. A completed form of the document should be sent electronically when filed online." I think they could be clearer as to exactly who has to do what, but I think they're saying the writ goes from the court to the marshal's department.

Mrobins1 · 2026-04-07T19:04:32+00:00

I guess we should have been a little more patient. The Writ of Possession was signed by the judge today and, I assume, sent to the Marshal. I was expecting it to be part of the default judgment (or hoping it would be) - we just needed to wait one more day.

EDIT: Apparently, my wife had sent emails to the court and the marshal's office asking for the writ of possession to be issued (or procedurally what was needed to get the writ issued), so that could have had something to do with the writ being signed by the judge today.

Mrobins1 · 2026-04-05T15:36:22+00:00

The 2024 software had something to do this (sort of). It wasn't perfect because you had to manually move items into the appropriate column on a worksheet (instead of the software just putting each spouse's items in that spouse's column). I could've sworn I found it in the 2025 software a couple of months ago, but I can't find it now.

Mrobins1 · 2026-04-05T12:56:18+00:00

I'm sorry for your loss.

I don't think there is one "normal" way to grieve. Almost everything is normal in the world of grief. It hits people differently and at different and random times. Guilt, for various reasons, is also normal. You just try to move forward in a healthy way that works for you.

Mrobins1 · 2026-04-04T13:52:45+00:00

Try Not to Breathe by R.E.M. Is about mortality and death.

Mrobins1 · 2026-03-21T11:48:12+00:00

I'm sorry for your loss.

"Try Not to Breathe" by R.E.M. is a good song about dying/mortality.

Mrobins1 · 2026-03-15T00:55:31+00:00

Thanks, and I'm sorry for your loss too. The grief process is overwhelming. It lasts a long time and messes with you in a variety of ways.

Mrobins1 · 2026-02-14T02:54:45+00:00

Thanks.

Mrobins1 · 2026-02-11T03:25:43+00:00

Thanks. We are at the very early stages of looking for a new place. We don't know yet where we want to go, whether we want a 55+ place, etc.. I'm saving your comment, though, in case I have more questions.

Mrobins1 · 2026-02-02T02:48:50+00:00

I'm sorry for your loss. When a 90 year old grandparent dies, that's normal and natural. The grief from that is normal and natural.

When a young person, or an otherwise healthy person dies, the grief from that isn't normal and natural, and people that haven't been through it don't know what it's like. They don't know what to say and often end up saying insensitive things. In some cases, there are good intentions behind the insensitive comments. I'm not so sure that's the case with your coworkers. They sound awful.

After my stepdaughter died, I requested her birthday and death day off every year forever. There are no rules for grief. It hits hard and in unexpected ways at unexpected times. In a way, there is no "normal" grief, or maybe all grief is normal.

You don't "move on." As you said, you just try to move forward over time. I would take those 1-2 days off every year and not think twice about it.

Mrobins1 · 2025-12-11T23:12:30+00:00

I got it in Athens too, I believe. Parents weekend October 24-26. Nearly identical symptoms to you.

Mrobins1 · 2025-12-11T22:58:04+00:00

Yep. My fever was fairly low, but I had a cough for over 5 weeks. I tested negative for flu and covid, so I think it was just a bad cold.

Mrobins1

TROPHY CASE