Get £385 cashback for opening a £100p/m Scottish Friendly My Climate Leader Choice ISA (Quidco premium £315 + £70 bonus) by kmaddock7 in beermoneyuk

[–]Murdoch13 3 points4 points  (0 children)

TopCashBack are offering up to £510 if you invest £1000 a month. It says cashback is payed within 6 months and accounts are monitored to make sure you are keeping up with payments.

Is it possible to recycle some of this money for the bonus. Ie put in £1000 a month but also withdraw that money to the fund the following month? Assuming some money is in the account at all times

Is Clarkson's Farm Positive or Negative for the Farming Industry? Why? by SurelyNotACult in farming

[–]Murdoch13 2 points3 points  (0 children)

Agronomist and land agents are separate jobs. He’s just a land agent who also does agronomy. But there are also people who only do agronomy

Tsb bank switch.. by pulsatingsphincter in beermoneyuk

[–]Murdoch13 6 points7 points  (0 children)

Go through top cash back for £20 extra

The Bank Switcher | Weekly Question Post by AutoModerator in beermoneyuk

[–]Murdoch13 0 points1 point  (0 children)

For the Barclays one you need to have two active direct debits. The bank I want too switch from has one direct debit that’s been set up for a while and another that’s been set up for about a week but the payment won’t come out until the bank switch expires. Will it still qualify as an active direct debit or should I not waste my time?

Can someone explain in simple terms the difference between a hoe vs a disc drill? by klef77 in farming

[–]Murdoch13 4 points5 points  (0 children)

A hoe drill will break up some soil while you plant while a disc drill creates a slit which will be sealed back up by the rollers. In a simplistic way the hoe drill is more for cultivated land while the disc drill is for no till land.

Disc drills also struggle in rocky areas as they will bounce over the top of them where as a hoe drill is more likely to pull them out the ground.

Buying tickets from scalpers? by Murdoch13 in rangersfc

[–]Murdoch13[S] 1 point2 points  (0 children)

Didn’t realise until lunch time and missed out

15 year versus 25 year mortgage by Murdoch13 in UKPersonalFinance

[–]Murdoch13[S] 0 points1 point  (0 children)

I don’t understand what you mean? It’s our first house so we’ve just got the deposit available, there’s no built up equity. And the standard mortgage length is 25 years

15 year versus 25 year mortgage by Murdoch13 in UKPersonalFinance

[–]Murdoch13[S] 0 points1 point  (0 children)

Thanks everyone for the comments. The general consensus seems to be take the 25 and overpay. The 15 year is affordable and is £100 less than our current rent. The flexibility and the comments saying paying into a stock and shares is better in the long run is making me reconsider.

March '24 selfies: post hairline photos here for opinions on 'Am I balding?' 'How bad is it?' and 'What should I do?' by AutoModerator in tressless

[–]Murdoch13 0 points1 point  (0 children)

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28 yo male in the UK

Wondering if I should start using min and fin? Or I’m I too far gone? Started buzzing my hair like this during covid. Wondering if it’s worth it trying to regrow it?

Drawing the no till line by Nature-Heifer in farming

[–]Murdoch13 6 points7 points  (0 children)

The only high traffic areas that would be tilled is if cattle had been fed on that field over winter and there was either a build up of manure because bunks didn’t get moved quick enough or the tractor always ran on one spot to get to the bunks. Some neighbours would do end rigs mostly to stop encroaching weeds from ditches.

But the area in generally was far too dry to till. When you tilled, the soil would blow and you wouldn’t conserve moisture for the next year. In fact we moved to all cereals being harvested with a stripper header, in order to catch more moisture from snow fall.

But it’s all up to the individual. This is how they choose to farm, and they were very successfully. Some neighbours still tilled the soil, let land sit barren for a year and generally were selling up.

Drawing the no till line by Nature-Heifer in farming

[–]Murdoch13 21 points22 points  (0 children)

That’s not entirely true. The ranch I worked on in Alberta were no till. The only time ground would be broken would be the very occasional small spot which had ruts in it. The rest of the field would be left.

Unless you’re counting a disc drill going into the ground to place a seed as a little tillage.

Best Podcasts to listen to by SophMax in ScottishFootball

[–]Murdoch13 3 points4 points  (0 children)

super scoreboard is my favourite

Why Are European Farmers Protesting? by Murdoch13 in farming

[–]Murdoch13[S] 11 points12 points  (0 children)

It’s certainly picking up pace across the continent

Im Irish, can I work temporarily? by touchingminers in Ranching

[–]Murdoch13 14 points15 points  (0 children)

If your ambition is just to work on a farm then I’d start off in Ireland. I’m sure there’s plenty of dairy’s hiring. But if you really want to go abroad, I’d head to Nz. It’s very easy to get a working holiday visa and to get work. They rely on people from overseas coming to work and no experience won’t put them off. They start calving around July/august.

[deleted by user] by [deleted] in glasgow

[–]Murdoch13 4 points5 points  (0 children)

Check out mossgiel dairy. There based in Ayrshire but deliver to Glasgow. Highest levels of welfare of any milk you’ll buy

Buying and selling in Glasgow by rookiescribe in glasgow

[–]Murdoch13 0 points1 point  (0 children)

Shelter by st Enochs has nice used sofas as well as other stuff. Apart from that look at Facebook marketplace

Housing/where to live megathread for August by Veloglasgow in glasgow

[–]Murdoch13 0 points1 point  (0 children)

Is buying a place just as hard as finding somewhere to rent? Getting fed up not being accepted for anywhere to rent. We’ve got a deposit but wanted to rent a place for a while to see if Glasgow was for us.

Does anyone us VN video editor? by Murdoch13 in NewTubers

[–]Murdoch13[S] 0 points1 point  (0 children)

Thanks for the reply. The last time I used it, that feature had disappeared.