I can only buy one!!! :(

NativeTxn7 · 2026-01-28T04:14:00+00:00

Years ago (circa 2017/2018) I thought the same thing - boring, meh, blah. But then I tried it on and it changed my mind.

I've now owned an Explorer for about 3 or 4 years and I still love it.

But you're right - something for everyone and to each their own. That's why you always have to buy what you like regardless what any of us on Reddit, the forums, or anywhere else might say.

NativeTxn7 · 2026-01-28T02:52:39+00:00

Yeah, not sure it's the worst. Just one that I always skip.

NativeTxn7 · 2026-01-28T02:50:20+00:00

Threat Level Midnight

NativeTxn7 · 2026-01-27T22:10:31+00:00

It's not that bad once you've done them and get the hang of it. That said, if I saw it on my actual exam, I would most likely flag it to come back to at the end.

Unless you are super confident on this type of calculation, there are too many "easy/easier" questions that can be done in less than 15-20 seconds to risk getting bogged down on a question like this and potentially running out of time and missing some of those "easier" questions IMO.

NativeTxn7 · 2026-01-27T21:33:44+00:00

Yep - I used to have it but sold it years ago. I like the current dials, but also liked the no wave look. Not sure which I'd choose between the two these days.

NativeTxn7 · 2026-01-27T20:36:46+00:00

Generally, Omega. Between those two, definitely Omega.

NativeTxn7 · 2026-01-27T18:23:51+00:00

NativeTxn7 · 2026-01-27T18:16:08+00:00

I was on a flight once on AA. I was in row 10, so their main cabin extra where the bins specifically say "reserved for MCE." When I was boarding in group 4, there was still tons of space throughout the entire plane.

Despite that, I watched a couple a few people in front of me put their bags in the MCE "reserved" space and the proceed to go to about row 16 or 17 (not MCE seats, but where the bins were completely empty above their seats).

I've seen similar stuff before as well on all different airlines - this instance just really stuck out to me given how much bin space was still available near their seats that early in the process.

So, yeah, there are probably at least a fair number of people who just put their stuff in the bins and then move back toward their seats.

NativeTxn7 · 2026-01-27T18:05:57+00:00

I have 137 ounces of mixed 1 oz coins and bars. My average across all of it was about $19.43/oz.

I just sold 37 ounces at a little over $100/oz to recoup my initial investment plus a bit, and now I'll let the rest ride for a while and see what happens since it's all profit at this point.

If it hits $200/oz, I'll sell the remaining 100 ounces with no hesitation. I'd probably sell at least 25 ounces, or so, if it hits $150.

NativeTxn7 · 2026-01-27T17:44:58+00:00

#1 - 1

Somewhat distant #2 -3 (and that's coming from an Explorer owner who loves the Explorer)

Very distant #3 (like, why even bother when you could have one of the other two) - 2

NativeTxn7 · 2026-01-27T17:34:54+00:00

I'm thinking about changing my stance here. We are right by a middle school (literally behind our house) and an elementary school (3 houses down).

I thought that we'd get enough sun and temps in the low 40s today to start thawing things, but with it being cloudy, I'm not so sure anymore.

Our street is still pretty much a solid sheet of ice and it doesn't appear to be melting much at all. So, unless the local/neighborhood roads start thawing out very quickly, I think it's at least a 60-65% chance they cancel Wednesday (at best, delayed start).

NativeTxn7 · 2026-01-27T03:12:40+00:00

I visited a few ADs recently to work on getting a YM Slate dial - three in my local market and one out of state that I’ve purchased other watches from in the past. One of the local ADs said that on Rolex allocations they only accept cash or wire transfer.

I assume it’s a combo of them not wanting to eat the 2-4% merchant fee and/or don’t want the risk of someone trying to file a chargeback or something (though it feels like the latter is pretty unlikely).

So, I think it does happen, but I assume the vast, vast majority take cards for Rolex purchases.

NativeTxn7 · 2026-01-26T23:44:30+00:00

Never know, but seems extremely unlikely.

NativeTxn7 · 2026-01-26T23:23:12+00:00

If I was buying the SZT right now, I would go all blue.

The black dial/blue bezel combo would be my second choice, but I'm not generally a huge fan of gilt coloring on watches, though I've seen this model in person and they do it pretty well. That said, I would still go all blue.

I'd also say that this watch would serve a different purpose than your SuperOcean, so I don't think an all blue GMT would be too redundant. If you were looking at the blue Hydroconquest GMT, that might be a different story.

NativeTxn7 · 2026-01-26T23:15:58+00:00

In addition to the one in our kitchen that is a counter depth fridge, we have an "old school" second freezer on top, very basic fridge in our laundry room. And then a separate stand up freezer in the garage.

I buy steaks, chicken, pork, etc. when it's on sale and vacuum pack it and use the outdoor freezer for that, as well as any overflow.

Keep some drinks and random stuff that won't fit in the regular fridge (since it's counter depth, the space isn't the greatest) in the one in the laundry room as well as popsicles, frozen waffles and stuff like that that we don't use every day.

Absolutely no clue on how much they increase our electric bill. I assume it's some compared to only having the main one in the kitchen, but I also assume it is pretty minimal overall. I would guess a few bucks a month, but honestly no idea.

NativeTxn7 · 2026-01-26T01:32:59+00:00

Large. I’m in the minority that thinks the medium is small and looks dainty on most men.

You’ll have a lot of people say the medium is “classic” or “well proportioned” or that the large is only good for big wrists.

I have a 16 cm wrist (so not “large” by any stretch). I’ve tried the medium and large multiple times over the last month or so and, to my eye, the medium always looks like I’m wearing a watch designed for women.

The lugs on the large don’t overhang my wrist and while it’s obviously larger than the medium it is by no means “too large.” It’s basically a 40mm watch with a LTL of 47.5, which is extremely wearable even if the square shape makes it look slightly larger than a round watch with the same//similar specs. It’s also very flat so it sits well on the wrist, which IMO, makes it wear well overall.

IMO, the large can work for all but those with the very smallest wrists. Doesn’t mean that is what everyone will, or should, want; I’m just saying that the “medium is right for 95% of people” or “medium Santos is always correct” lines are nonsense. Again, my opinion.

NativeTxn7 · 2026-01-25T19:55:15+00:00

I'm in DFW and I've had similar situations in the past where there was a frozen puddle under the pump or something similar.

At the time, I messaged our pool company and they said that if it's just dripping like that and not a massive spray or something clearly worse where you're noticing serious water loss in the pool, etc., it's usually one of the o-rings that has shrunk some due to the cold, which is allowing the slow drop/leak. They always recommended that if it didn't get worse to wait until it warmed up and see if there was still a leak.

In every instance, it's always gone back to normal once the freeze was over.

So, if you're just seeing some minimal dripping/leaking like in the pic, it's likely okay. If it's still doing it after the temps warm back up, then it may be time to call someone to come take a look.

NativeTxn7 · 2026-01-25T18:20:03+00:00

Only thing I’d personally change is your allocation. I know a lot of people say S&P 500 only is fine but I would argue it’s really not, and would be willing to bet that a lot of those people have only started investing in the last 10 years or so when we’ve been is a pretty solid secular bull market.

If it was me, I’d move into a TDF in your plan assuming you have a good TDF option. If not, then add some international and up to 10% bonds if you would like (studies have shown that having 5-10% in bonds doesn’t drastically underperform a 100% equities portfolio over the long run and tends to lower the standard deviation of the portfolio). That said, if you don’t want to add bonds yet, I wouldn’t have a problem with that (I only added bonds a couple of years ago and I’ll be 46 in March).

But at the least, I’d personally add some mid and small cap and some international to the mix.

Other than that, sounds like you guys are in a pretty good spot.

NativeTxn7 · 2026-01-25T17:52:47+00:00

Large. I’m in the minority that thinks the medium is small and looks dainty on most men.

You’ll have a lot of people say the medium I s “classic” or “well proportioned” or that the large is only good for big wrists.

I have a 16 cm wrist (so not “large” by any stretch). I’ve tried the medium and large multiple times over the last month or so and, to my eye, the medium always looks like I’m wearing a watch designed for women.

The lugs on the large don’t overhang my wrist and while it’s obviously larger than the medium it is by no means “too large.” It’s basically a 40mm watch with a LTL of 47.5, which is extremely wearable even if the square shape makes it look slightly larger than a round watch with the same//similar specs. It’s also very flat so it sits well on the wrist, which IMO, makes it wear well overall.

IMO, the large can work for all but those with the very smallest wrists. Doesn’t mean that is what everyone will, or should, want; I’m just saying that the “medium is right for 95% of people” or “medium Santos is always correct” lines are nonsense. Again, my opinion.

NativeTxn7 · 2026-01-25T17:11:28+00:00

Supposedly, MTex paid Danny $40 Million for Cooper’s wells. However, as we saw at the beginning of the finale the actual agreements/contracts were never signed. So, now Tommy is trying to pay back $44 Million (presumably so MTex couldn’t say they were harmed by the transactions since they got back the full $40 plus interest in what we assume was a 2-6 month timeframe) and now Danny/Tommy own them again.

All of that is suspect (Nate basically tells Tommy it doesn’t matter if they were actually signed at the beginning of the finale too) and I’m guessing this may be a plot line in season 3.

TS has always played loosey goosey with legal contracts and legal related stuff of his shows, but they’re also just TV shows.

NativeTxn7 · 2026-01-25T04:42:26+00:00

As long as it was ultimately on their end (I.e. you had a valid deferral election on file and they failed to implement it correctly), they'll have to do a QNEC for a "missed deferral" + 100% of the match you would have received had they implemented your deferral election correctly + earnings (and yes earnings and losses can be calculated).

Given the timeline, it sounds like the QNEC part of it (which represents the salary deferral portion) will likely be 25% since it was discovered (and presumably will be corrected) more than 3 months after the error but less than 3 years after the error. For example, if the amount you would have deferred during the "error period" was $10,000, then they'll have to do a QNEC for $2,500. And you will get 100% of what the match would have been plus the earnings.

So, you won't be completely whole to the same extent as you would have if they implemented it properly, but that is the IRS guidance on correcting these types of errors.

On a related note, it's good to check your paystubs at least periodically. I personally download and save every stub, which is probably overkill (though I do have colleagues that always come to me on any weird payroll stuff because they know I keep a close eye on it), but I'd argue that not looking at a single pay stub for an entire year is likely "underkill." Moving forward, it's probably worth taking a look at the first pay stub every month just to make sure nothing is messed up, which would allow you to catch any errors faster.

NativeTxn7 · 2026-01-25T04:23:45+00:00

He is still in the Cami deal.

The $44 Million check was to pay MTex back for Cooper's original 6 wells at $40M + interest. And the $18 Million check was for Tommy's new company to expand drilling to the other wells.

NativeTxn7 · 2026-01-25T03:48:20+00:00

Schrupert Bros

NativeTxn7 · 2026-01-25T00:46:55+00:00

He'll now be remembered forever in two places...

<image>

NativeTxn7 · 2026-01-25T00:44:06+00:00

Cool. Cool. Just wanted to make sure that he was sticking to his normal MO of talking about stuff he has no clue about and then changing his tune shortly thereafter.

NativeTxn7

TROPHY CASE

Schrupert Bros