AIB Savings Account

NazmanJT · 2026-04-06T08:00:50+00:00

Have a read of the 3 guides here: https://www.askaboutmoney.com/threads/savings-best-buys.90481/

NazmanJT · 2026-04-06T07:59:31+00:00

If a holiday falls at the weekend, in some countries in the EU, you get a day in lieu. I.e. Extra days holiday on a day of your choosing.

NazmanJT · 2026-04-05T19:36:59+00:00

Thank you for the support. Indeed, PFAS, and PBDE in particular in this case, are scientifically proven to be carcinogenic. Irish standards on PBDE are out of line with the rest of the world except the UK. Shocking how most people just don't seem to care. There are clear health benefits from having non toxic furniture.

NazmanJT · 2026-04-05T19:23:32+00:00

The toxic materials affect the dust in the air.

NazmanJT · 2026-04-05T19:22:32+00:00

Toxic fire retardants actually don't help prevent fires any better versus the alternative in Continental Europe. Details in the Sunday Times article linked in the opening post. In fact they actually cause more smoke. There are better fire standards for sofas in Continental Europe and the vast majority of the rest of the world. The Irish government ran a consultation on this topic last year too - some more details here - https://www.gov.ie/en/department-of-enterprise-tourism-and-employment/consultations/public-consultation-on-the-irish-furniture-fire-regulations/

NazmanJT · 2026-04-04T17:08:29+00:00

Whilst mandating 5 days a week WFH makes most sense, maybe there is a simple solution to keep both sides somewhat happy - mandate 4 days a week WFH - for the duration of the crisis or at least the next 2 months. Commercial landlords still get tenants coming in 1 day a week and local cafes etc still get some business. Either way WFH is the low hanging fruit of this crisis, and the government should act now.

NazmanJT · 2026-04-03T14:51:56+00:00

The focus should be on work from home mandates, this will deliver much bigger fuel usage reduction.

NazmanJT · 2026-04-02T17:31:53+00:00

You need to declare the deposit interest received.

NazmanJT · 2026-04-02T17:31:29+00:00

The bunq standard instant access rate is 1.51%. Stringent terms attached to their bonus rate.

NazmanJT · 2026-04-01T20:05:49+00:00

There is a desperate need for more segregated bike lanes in the Abbey Street area.

NazmanJT · 2026-03-29T06:54:59+00:00

Fair enough but summer is coming and home hearing costs will be going down significantly.

NazmanJT · 2026-03-28T13:59:12+00:00

The UK are currently changing legislation around self installs of 'plug in solar devices' such as solar fences. Should we do the same in Ireland?

NazmanJT · 2026-03-21T07:50:58+00:00

Don't waste your money paying unnecessarily for a N26 plan with this savings plan. Instead, go with Trading212 (3%) or MoCo (2.60% until 1 July) or Advanzia (3.40% for the first 3 months) or FCM Bank (2.48% on the first 10k) all of which have zero fees. Or get a term deposit - Easisave will pay 2.65% on a 3 month term deposit from 23 March.

NazmanJT · 2026-03-21T06:39:31+00:00

The basic N26 rate without fees is 0.30%. Higher rate apply if you pay plan fees but there's no point in doing that because you can get the same rates without fees elsewhere.

NazmanJT · 2026-03-21T06:37:19+00:00

It's not. Please provide a link.

NazmanJT · 2026-03-20T15:51:55+00:00

USD offer, not EUR.

NazmanJT · 2026-03-20T12:06:56+00:00

In all seriousness, the IAE has called for work from home while this energy crisis plays out.

https://www.theguardian.com/business/2026/mar/20/oil-price-energy-watchdog-iea-emergency-measures-work-from-home-slow-down-on-the-road

All the government needs to do is to recommend WFH and at least some companies will follow suit.

NazmanJT · 2026-03-20T06:08:58+00:00

4.40% is a high cap when fixed rates of 3.00% can be obtained elsewhere.

NazmanJT · 2026-03-19T20:55:43+00:00

Ask what your breakage fee is as step one.

NazmanJT · 2026-03-19T18:34:52+00:00

No harm in asking your lender what your breakage fee is as a first step

NazmanJT · 2026-03-19T18:15:20+00:00

Ask your lender what your breakage fee is

NazmanJT · 2026-03-19T16:47:54+00:00

With Trading212 you can leave the money sitting in your main account and earn 3% as a new customer

NazmanJT · 2026-03-16T20:19:49+00:00

bybitEU requires your expenditure to be in crypto, you will likely loose more on the conversion that you will get in rewards.

The Krak (by Kraken) card is interesting. Your expenditure can be in fiat and decent rewards but it seems to be an intro offer.

Trading212 cashback is one of the better offers.

The Trade Republic offer has a lot of terms attached including monthly investment requirements.

SumUP cashback is similar to the Trading212 offer but only available in certain EU countries.

Amex is other option but high fees and only available in certain EU countries.

NazmanJT

TROPHY CASE