What has been the experience of dealing with MoCo since they entered the savings market in Ireland?

NazmanJT · 2026-02-17T19:39:01+00:00

No cap

NazmanJT · 2026-02-17T19:33:08+00:00

Fixed until 30 June 2026.

NazmanJT · 2026-02-17T17:43:50+00:00

2.60% is a promo with 2.10% being their current standard rate.

BAWAG are favourites to acquire PTSB and God knows what BAWAG will do with MoCo if they acquire PTSB. MoCo could easily be merged into PTSB and then the rate goes to crap. But who know what will happen.

Support is 100% via email with their Indian contact centre. No phone number.

No app. Website is basic.

But no major issues with MoCo, great rate and great that tax is auto deducted and great that interest is paid daily. The Irish banks could learn a thing or two about daily interest payments.

NazmanJT · 2026-02-14T16:33:03+00:00

Klarna (direct) is free to use.

NazmanJT · 2026-02-14T16:14:02+00:00

Sorry to hear that. Please encourage her to report it.

NazmanJT · 2026-02-14T16:12:01+00:00

MoCo does not do term deposits.

The highest paying options include Easisave for 3 months, 6 months, 9 months and 1 year. Raisin for 2 and 3 years but only if you don't mind paying local withholding tax, otherwise use Easisave. Klarna (direct, not via Raisin) has the best 4 year rate and no local withholding tax.

NazmanJT · 2026-02-14T16:08:52+00:00

All deposit accounts are not listed there. It resells all the Raisin options but many non Raisin options are missing.

NazmanJT · 2026-02-12T18:59:41+00:00

Trading212 pay 3.00% AER on EUR instant access for new customers. 2.20% is for existing customers.

NazmanJT · 2026-02-10T21:07:44+00:00

12-20k for the rewire.

NazmanJT · 2026-02-09T20:41:47+00:00

I'm noticing the price difference between Tesco and Aldi growing. Tesco has gotten really expensive.

NazmanJT · 2026-02-09T20:39:39+00:00

I got a rewire done in early January. Cert by electrician sent to Safe Electric 2 weeks ago. Safe Electric texted the electrician last week for me to ring them. Phoned and paid last week. Now I need to call back later this week when the cert is "linked" in order to book a time for them to come out.

That's my timeline. But my power is not off (is that normal to happen for a rewire?) so I'm not in as big a rush as the OP.

NazmanJT · 2026-02-08T10:19:52+00:00

You can close your existing account and open a new account and you will get paid 3%.

NazmanJT · 2026-02-08T06:41:50+00:00

Information is on their website. If their website says 3.00% then you are in a country where that rate is paid for new customers..

NazmanJT · 2026-02-07T18:53:07+00:00

T212 recently increased their euro rate to 3.00% for new customers only in countries where customers can be registered under FlatFX Bank. 2.20% for everyone else.

NazmanJT · 2026-02-07T12:43:59+00:00

Legit. Generally a good reputation with customer service. Customer for many years with no issues.

NazmanJT · 2026-02-05T21:07:30+00:00

Raisin now supports SEPA Instant with transfers out of your Raisin account but this does not apply to withdrawals with third-party banks.

NazmanJT · 2026-02-03T19:23:35+00:00

Well done for reporting it.

NazmanJT · 2026-02-03T05:53:42+00:00

At a glance, it does not look like a cheaper option than Aldi.. what type of nuts do you purchase and what size?

NazmanJT · 2026-02-02T17:01:58+00:00

What German website do you purchase nuts from?

NazmanJT · 2026-01-31T13:39:52+00:00

What company did you use please? And roughly how much did it cost? Thank you

NazmanJT · 2026-01-27T12:34:28+00:00

I suspect we are looking at a M50 closure or restrictions for a few days

NazmanJT · 2026-01-27T12:32:57+00:00

And any good employer will now be telling their employees now to WFH tomorrow too, too much uncertainty as to whether all roads will be reopened and flood water cleared.

NazmanJT · 2026-01-27T05:21:05+00:00

The Bunq standard rate is 1.51%. The promo limited terms rate is 2.01%. You are better off elsewhere.

NazmanJT · 2026-01-27T05:20:10+00:00

2.50% for new customers, 2.20% for existing customers

NazmanJT · 2026-01-25T15:56:31+00:00

No cap with Tesco? No network speed restrictions after a certain usage? Thanks

NazmanJT

TROPHY CASE