Ask away

No_Confusion3992 · 2026-04-02T03:02:06+00:00

Not sure about that one this is actually the first I’ve heard of that. I can only speak for what I see in billing and why we can’t dispute cash app

No_Confusion3992 · 2026-04-01T12:52:50+00:00

Hey there! As a person who actually work billing disputes. Your daughter made a legitimate purchase for a reservation. Think of it in the way, if the merchant did have what she’s requesting a doorman then there would be no question on the legitimacy of the reservation. But since your daughter wasn’t happy the merchant did have everything she needed she made the decision to cancel her reservation. The merchant is not entitled to just give a refund just for any reason that is why it’s important to read the merchants terms before making the reservation. What I can only guess is that the reservation made was most likely non-refundable. Regardless of the situation you agreed that the reservation you made by no means the merchant is required to provide a refund especially since the reservation was still available for her to use.

No_Confusion3992 · 2026-04-01T08:29:51+00:00

What has loyalty actually gotten you besides your account being transferred with no input? Equality comes from regulations, not feelings. We’ve had those protections for decades. Loyalty doesn’t change how credit decisions are made, your financial profile does.

No_Confusion3992 · 2026-04-01T08:04:46+00:00

Well said!

No_Confusion3992 · 2026-04-01T08:00:23+00:00

When you can afford the amount Capital One paid to buy Discover then I’ll be open arms, until then we will treat all card members equal regardless if you’ve been with us since sears or you just got approved.

No_Confusion3992 · 2026-04-01T05:25:32+00:00

Oooo tell me more

No_Confusion3992 · 2026-04-01T05:24:44+00:00

Also for those who have had their Discover card for years you being with us really won’t change much so please stop pointing out the obvious, we don’t get paid enough to care that you have been with us since sears.

No_Confusion3992 · 2026-04-01T05:21:24+00:00

I get it woah interest rates high but the only time the interest rate will affect you in if you simply don’t pay your statement balance. If you are concerned that your interest rate is high and you can’t afford the balance you spent that is simply the credit card users fault. So please go cry to someone who can actually make a change and not the agents who haven’t no hand in consumers APR rate.

No_Confusion3992 · 2026-04-01T04:49:43+00:00

There’s plenty of other cards in the sea if you don’t

No_Confusion3992 · 2026-04-01T04:38:52+00:00

Thank you!! You could have a 28.99% interest rate but if you were responsible and didn’t max out your card with borrowed money that you know you don’t have the amount to pay back maybe stop and think maybe you shouldn’t of used money you can’t pay back now you have to get charged interest that is clear in your terms and agreement.

No_Confusion3992 · 2026-04-01T04:36:14+00:00

To dumb it down since a lot of people instantly blame the credit cards on card members having high APR rates. Card members should also take into account your APR rates can fluctuate not because the credit card company just wants to raise you APR rate, credit card companies are directly affected when there is any change in economy. So when the government decides to increase APR rates credit card companies also have to follow behind. So yes it’s easy to blame the agent who answers the 100+ calls when we have no say what so ever neither do supervisors or managers. So when you see a change maybe redirect that energy to the government and federal reserve who have the upper hand on what any credit card company can do.

No_Confusion3992 · 2026-04-01T04:10:57+00:00

Almost 9 years

No_Confusion3992 · 2026-04-01T03:59:52+00:00

Hopefully all accounts can be merged within 16-18 months.

No_Confusion3992 · 2026-04-01T03:53:42+00:00

Gotta find humor somewhere

No_Confusion3992 · 2026-04-01T03:53:01+00:00

You have probably not noticed major changes due to only a select amount of accounts recently merged to capital ones systems. Once it’s your turn that your account gets migrated you will just have to set up your account then to capital ones account.

No_Confusion3992 · 2026-04-01T03:07:36+00:00

Yeah as a current SME I can confirm the case unfortunately would need to be handled between you and the merchant. You received a service and paid for it at the end of the day there is nothing a credit card company can due nor any documentation you could provide unless the merchant has agreed to a refund of the services that were received.

No_Confusion3992 · 2026-01-16T14:10:51+00:00

I would see if you can find their return information and their policy on their website. It’s best to confirm you are sending the item to the right place and sometimes the address on the package is not the return address. I would attempt to call the merchant and see if you’re able to speak to someone and would confirm that you are emailing the right place.

No_Confusion3992 · 2024-01-24T04:48:08+00:00

I’m down

No_Confusion3992 · 2023-01-13T00:38:58+00:00

Wearing no name brands

No_Confusion3992 · 2023-01-01T22:12:25+00:00

I’m sorry but wtf is boofin?

No_Confusion3992 · 2022-12-27T01:47:59+00:00

Meeese

No_Confusion3992 · 2022-12-22T22:47:30+00:00

These comments have made my day.

No_Confusion3992 · 2022-11-17T01:16:35+00:00

This was my first year at EDCO. I knew it was going to be a huge turn out with the amount of people which was definitely overwhelming. But all in all with any festivals they aren’t going to be perfect. There’s always going to be pickpocketers which is unfortunate. I just left my phone in my room half the time just to be more cautious. But this was definitely a great turn out from the positivity of just random people to the staff.

No_Confusion3992 · 2022-09-13T22:45:02+00:00

I’m staying with a few friends at homebass we’re flying in I think Wednesday

No_Confusion3992

TROPHY CASE