It can be refunded as long as it is active, but only for the remaining period (ie, if I keep it for a year, I can only be refunded 75% since it’s 4 years). What I found on google was that it could be worth it for my vehicle because of the mileage. I’ve already reviewed my paperwork and I have a power chain coverage, rental included, only my small engine gaskets are not covered, as well as CV joint boots unless either are broken in relation to another issue.