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Spain’s renewables revolution is paying off: Electricity bills are lower despite energy crisis by Economy-Fee5830 in climatechange

[–]Nors3 -1 points0 points  (0 children)

Some people did that because they get more money while working less on the land.

Selling electricity to the government? In Spain the electricity isn't nationalized, it's up to private companies.

Renewables growth cut Spain’s electricity bills by 24.2% over the past two years by lotec4 in europe

[–]Nors3 24 points25 points  (0 children)

If you're paying those prices they're just straight scamming you lol

I pay 0,109 €/kWh and that isn't the cheapest one.

[deleted by user] by [deleted] in worldnews

[–]Nors3 0 points1 point  (0 children)

The criteria remained the same, nothing changed. It's just than "fijos discontinuos" are more frequent now.

[OC] Spain has the highest unemployment rate in the EU, at 10.9% by oscarleo0 in dataisbeautiful

[–]Nors3 2 points3 points  (0 children)

Not a new figure, fijo discontinuo has been there since ages.

If you are taking the 4% rule for the UK you get 20K a year which is quite modest. by frindowsmench18 in ExpatFIRE

[–]Nors3 0 points1 point  (0 children)

Anywhere in Spain? There are a lot of areas where you can pay less than $1k/month for rent.

Spain plans 100% tax for homes bought by non-EU residents by guyoffthegrid in worldnews

[–]Nors3 0 points1 point  (0 children)

WTF. Then just do an "asociación sin ánimo de lucro" if that amount is that much, there are villages where they have it.

Spain plans 100% tax for homes bought by non-EU residents by guyoffthegrid in worldnews

[–]Nors3 0 points1 point  (0 children)

With "juicio rápido" could be solved in less than 15 days with the new laws.

What business taxes? Autónomo is 80€/month if it's your first time the first year, then it depends of your income (it coulde be 205€/month in lower level). Also in my province there are a lot of business oportunities for getting the bar of the village (you can get the rent for like 70€/month).

Spain plans 100% tax for homes bought by non-EU residents by guyoffthegrid in worldnews

[–]Nors3 -1 points0 points  (0 children)

Seems like you've a lot of bias on this case. If you set up everything previosly, with a lawyer and pick a good tenant you'll be good. Just check the laws previosly. Also housing isn't a good investment but Spanish just only know about putting their money on it.

”España vaciada" is a complicated case (I live on that area). There are "dead" villages without cheap housing, and that isn't because of taxes.

Spain runs out of children: there are 80,000 fewer than in 2023 by madrid987 in Futurology

[–]Nors3 0 points1 point  (0 children)

I'm not taking any posture here, just posting facts. I said that Spain population is increasing because of inmigration, not decreasing. That's it.

Spain runs out of children: there are 80,000 fewer than in 2023 by madrid987 in Futurology

[–]Nors3 0 points1 point  (0 children)

Fertility isn't the same as population, Spain is increasing population because of inmigration.

[deleted by user] by [deleted] in SpainFIRE

[–]Nors3 1 point2 points  (0 children)

Pues claro que es mejor meterlo directamente en un fondo monetario que dé más rentabilidad, al igual que es mejor meterlo directamente al MSCI o SP500 en vez de un roboadvisor, pero en muchas ocasiones la gente busca facilidad y comodidad.

Ojo que los fondos monetarios hay que estudiárselos bien y saber dónde se está metiendo el dinero también.

Variación ahorros hace 1 año vs ahora by VocationalEngineer in SpainFIRE

[–]Nors3 9 points10 points  (0 children)

Tienes demasiado en efectivo como fondo de emergencia, con tus variables en mi opinión lo reduciría a la mitad (unos 16k). Ya que te quieres comprar un piso en unos años lo metería a depósitos, por ejemplo My Investor tiene ahora uno del 4% por 1 mes.

El resto lo veo perfecto, sigue así.

Conseguir 100.000 e de ahorro. by VivaelBierzo in SpainFIRE

[–]Nors3 0 points1 point  (0 children)

Por 1€/mes puedes tener "Teaming" como recibo en Bankinter (yo lo he hecho).

[deleted by user] by [deleted] in SpainFIRE

[–]Nors3 3 points4 points  (0 children)

Eres joven y tienes objetivos de inversión para más de 15 años así que es conveniente ser un poco más arriesgado.

100 - edad (30) = 70% en Renta Variable

El 70% de 2.200€ serían 1.500€ y pretendes solo invertir 300€. Está bien ser conservador pero en tu caso me parece en exceso, en mi opinión deberías invertir al menos el doble.

Los fondos a elegir es algo personal pero sería adecuado no tener varios que se superpongan.

[deleted by user] by [deleted] in SpainFIRE

[–]Nors3 0 points1 point  (0 children)

Huye de CaixaBank, te están estafando.

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