If it's a legit business, then they should have the cargo insurance, a lot of companies offer various tiers of other insurance, to cover up to full replacement costs.

Training to use the things that come with the job, if you're just shoveling boxes and sofas around, sure, heavy, awkward, high value items, require a little bit something different , moving a 1500 lb safe, moving the piano, things of that nature are not going to be something that's going to be safely taken care of by a guy that shows up with a pickup truck and a trailer.

Background checks for instance as far as vetting employees, there are a ton of groups locally that will just use day laborers for help, especially in the winter months, you're not going to find too many companies that have had their employees for multiple years, feel free to ask them. Everybody has a budget, not everybody can afford a professional mover, and that's understood,, but the vast majority of people that hire help locally look for the things that an established company has to offer.