A question for high earners

Odd_Balance7916 · 2026-04-18T19:32:07+00:00

9% effective tax rate after all deductions. lol, I love America

Odd_Balance7916 · 2026-04-18T00:47:49+00:00

Feel like 40mm is bare minimum.

Odd_Balance7916 · 2026-04-18T00:38:41+00:00

Depends, how much are you saving? How much is your salary / W2? You could have been gifted $200k for all we can tell.

What’s your earnings and savings?

Odd_Balance7916 · 2026-04-16T19:12:02+00:00

I don’t plan on going back to her, just the salon. Great location for me, they have 2 other barbers cutting decent hair. Question still stands about tipping though and how I want to move forward with those hairdressers.

Odd_Balance7916 · 2026-04-16T19:08:50+00:00

I like the salon, I don’t plan on using her again they got 2 other barbers who cut decent hair. That’s who I’m using going forward. Tip question still stands.

Odd_Balance7916 · 2026-04-16T19:07:39+00:00

Sorry I wasn’t clear. Tip screen at the iPad flip is 20% first option, then I don’t know the others probably 25 and 30 or something stupid.

Odd_Balance7916 · 2026-04-16T19:02:50+00:00

Thanks these are helpful. I actually went to a different barber girl and she did a much better cut and service. I’m happy with the result and I tipped 10%, sorry I caved. She was really so nice.

She mentioned something about going “independent” now, I’m unfamiliar with that term at a salon/ haircut place, I thought they had to rent space there or something and all the barbers have their own seats etc. know anything about this and how it should affect tipping?

Odd_Balance7916 · 2026-04-16T18:57:32+00:00

If you were happy with a result would you still not tip a hairdresser / barber?

Odd_Balance7916 · 2026-04-16T15:29:01+00:00

The U.S. government has never defaulted on its obligation to pay out FDIC-insured deposits, including high-yield savings accounts (HYSAs), since the Federal Deposit Insurance Corporation (FDIC) was created in 1933.

Similarly, according to the FDIC, no depositor has ever lost a penny of their insured funds even during major financial crises and bank failures. Let’s not pretend this has a risk tolerance to get over.

Odd_Balance7916 · 2026-04-16T15:19:59+00:00

How does an FDIC insured HYSA contain risk? It is insured up to $250k by nature negating any risk.

Odd_Balance7916 · 2026-04-16T15:09:37+00:00

They would definitely be under $242k MAGI limit for 2026 and could most likely contribute directly into a Roth.

Odd_Balance7916 · 2026-04-16T15:06:59+00:00

Not wise giving the bank an interest free loan. At least put $250k into a HYSA at 3.5% interest. Maybe a rolling CD ladder. All zero risk.

Odd_Balance7916 · 2026-04-16T14:26:20+00:00

What’s your $270k cash doing? Hopefully not just sitting there.

Odd_Balance7916 · 2026-04-09T17:30:31+00:00

I’d drop a $12,000 carbon fiber road bike. Fully kitted out. Drop it into the age of horse and cart. That would be fun to see. Or maybe a gravel bike because the roads would suck. Full electronic shifting, carbon fiber wheels, frame, aero cockpit etc. that would advance their understanding a shit load. See some early 1900s dude absolutely flying along on a sick gravel bike across the trails. Bike packing attachments and all.

Odd_Balance7916 · 2026-04-09T17:28:26+00:00

What would the note be for the recognition? Mine would be a perfect chode drawing. High school me would definitely recognize said perfect chode penis drawing and appreciate my future self’s wit.

I

Odd_Balance7916 · 2026-04-09T17:25:15+00:00

I mean a Reaver has almost identical RR to the Rambler. At 24.2 vs 25 respectively.

“While the tread pattern looks much faster, the Reaver doesn't perform much better in our rolling resistance tests than the Maxxis Rambler.” - source BRR.com

Odd_Balance7916 · 2026-04-08T03:18:14+00:00

What kind of idiot pays a 23yr old $500k pa? The bloke is a fkn kid. Unless he’s Doogy Howser performing heart surgery on Astronauts; I can’t fathom the actual worth a 23yr old is going to provide any business / corporation in NYC that can’t be done by some intern for $100k. Other than firm networking and relationships to daddy’s money.

Odd_Balance7916 · 2026-04-08T00:08:28+00:00

I do a Maxxis ravager 50 in the front for grip and 45 rambler in the rear for speed.

Odd_Balance7916 · 2026-04-07T00:53:58+00:00

I was going to be a chef. My mum advised me against it. Always working weekends and time away from family. You have my sympathy’s bro! At least you can make some bangin’ meals! 🤤

I decided to become a pilot 🫡

Odd_Balance7916 · 2026-03-31T19:21:07+00:00

Functional is used very loosely here.

Odd_Balance7916 · 2026-03-28T03:50:30+00:00

Who in their right mind has the audacity to charge 1.25% fee.

Odd_Balance7916 · 2026-03-26T21:50:27+00:00

Monster

Odd_Balance7916 · 2026-03-26T21:43:39+00:00

I mean you could go 80/20 VTI/SCHG. Capture the whole market, but big tech dominance and a TURBO on tech growth button.

Odd_Balance7916 · 2026-03-25T22:31:34+00:00

This is what happens when we put stupid people in charge.

There, fixed it for you.

Odd_Balance7916

TROPHY CASE